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There’s nothing more frustrating than applying for a business loan — only to get a rejection email. Unfortunately, you’re not alone. Roughly 60% of small business loan applications are denied each year, often for reasons entrepreneurs don’t fully understand.
When applying for a business loan, one number can make or break your approval chances: your Debt Service Coverage Ratio (DSCR). Lenders use this key metric to measure your ability to repay debt — and if it’s too low, you could face higher interest rates, smaller loan amounts, or outright rejection.
Choosing how to fund your small business is one of the most important financial decisions you’ll make. And one of the biggest questions entrepreneurs face is: Should I apply for a grant or take out a loan?
If you need small business financing quickly, waiting weeks or months for approval isn’t an option. That’s where the SBA Express Loan comes in — a streamlined version of the traditional SBA 7(a) program designed to deliver fast funding with less paperwork and quicker decisions.
When your business needs new equipment — whether it’s machinery, vehicles, or technology — one big question comes up: Should you finance it or lease it?
Choosing the right business loan term length can make or break your financing strategy. It affects everything from your monthly payments and total interest costs to your business’s cash flow and long-term growth. Yet, many entrepreneurs rush through this step — and end up with terms that don’t align with their goals.
Women entrepreneurs face unique challenges accessing capital—yet 2025 brings more opportunities than ever. With targeted loan programs, nonprofit intermediaries, and evolving underwriting practices, women-owned businesses have more pathways to funding. This guide lays out the best small business loans for women entrepreneurs in 2025, how to qualify, and strategies to improve approval odds.
Rising interest costs, high monthly payments, or outdated loan terms can all weigh heavily on your business finances. But the good news is, you don’t have to stay stuck with an expensive loan. By refinancing your business loan in 2025, you can secure a lower interest rate, reduce monthly payments, and free up cash flow for growth.
Rising interest costs, high monthly payments, or outdated loan terms can all weigh heavily on your business finances. But the good news is, you don’t have to stay stuck with an expensive loan. By refinancing your business loan in 2025, you can secure a lower interest rate, reduce monthly payments, and free up cash flow for growth.
When you’re looking for financing to grow your business, two of the most popular options are SBA loans and online business loans. While both can provide the capital you need, they differ in terms of cost, approval speed, eligibility requirements, and flexibility.
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