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Getting funding fast can mean the difference between seizing an opportunity or missing out. Whether it’s covering payroll, stocking inventory, or handling an emergency expense, many entrepreneurs wonder: Can you really get a small business loan in less than 24 hours?
If you’re looking for a business line of credit in 2025, here are some of the top lenders to consider — along with what makes them stand out, key terms, and tips for choosing the right one.
Buying new equipment is often essential for business growth — but the price tag can be overwhelming. Whether you’re opening a new location, upgrading technology, or replacing outdated machinery, upfront costs can easily run into tens or hundreds of thousands of dollars.
Buying a franchise is one of the fastest ways to become a business owner — but even with a proven business model, one major question remains: How do you fund it?
Buying a franchise is one of the fastest ways to become a business owner — but even with a proven business model, one major question remains: How do you fund it?
SBA (Small Business Administration) loans are among the most favorable funding options for small businesses — but their interest rates vary over time and depend heavily on economic conditions. Understanding the historical trends in SBA interest rates and the current 2025 landscape can help you “time” your borrowing and negotiate more effectively. This guide covers how SBA rates have moved over the years, what’s driving them now, and what to expect going forward.
Standard loans (bank, SBA) are foundational, but California offers loan guarantee programs, microloan initiatives, CDFIs, and matching / grant schemes that reduce risk for lenders, making capital more accessible—especially for underserved or early-stage businesses.
When you apply for a small business loan, most lenders require one thing that many entrepreneurs don’t love: a personal guarantee (PG). It’s a legal agreement that puts your personal assets — like your home, savings, or car — on the line if your business can’t repay the loan.
When you apply for a small business loan, most lenders require one thing that many entrepreneurs don’t love: a personal guarantee (PG). It’s a legal agreement that puts your personal assets — like your home, savings, or car — on the line if your business can’t repay the loan.
There’s nothing more frustrating than applying for a business loan — only to get a rejection email. Unfortunately, you’re not alone. Roughly 60% of small business loan applications are denied each year, often for reasons entrepreneurs don’t fully understand.
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