What is a Merchant Cash Advance?

A merchant cash advance (MCA) is not technically a loan. With an MCA, your business is funded in exchange for a percentage of your daily credit card and debit card sales, plus a fee. Merchant cash advances can be quick, easy ways to get a business cash advance with no need for collateral, even if you don’t have a great credit score.

Advantages of a Merchant Cash Advance

  • Quick access to funds
  • Completely Unsecured with No Collateral Needed
  • Easy approval process
  • Bad credit is accepted
  • No Restriction on the use of funds
  • Every Payment being 100% Tax Deductible

Uses of a Merchant Cash Advance

  • Purchase Inventory
  • Payoff High Interest Credit Cards or Cash Advance Loans
  • Renovation and/or Expansion
  • Payroll
  • Unexpected Emergencies


Who Qualifies for Merchant Cash Advances?

Would your business be eligible for a merchant cash advance?

If you have little or no collateral, limited business history, or a low credit rating, a merchant cash advance could be a solution to your financing problems.

Merchant Cash Advances are ideal for businesses that make a big portion of their revenue through credit card payments.  It can help with working capital, inventory purchases, debt payments, unexpected payments, and more.