Traditional Term Loans
- Crestmont Capital
- Small Business Lending
- Traditional Term Loans
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One of the most common frustrations we hear from prospective clients is the lack of access to long-term financing for projects that require extended timelines. Too often, businesses are forced into bridge or short-term loans that demand repayment before they’ve had a chance to generate a single dollar of revenue.
Local banks compound the challenge by requiring excessive documentation and taking months to process funding—delays that can stall your growth. At Crestmont Capital, we believe loan repayment should align with the timeframe needed to fully realize a project’s return on investment.
At Crestmont Capital, we take the time to understand the long-term vision of small business owners—an approach that sets us apart from traditional lenders. While banks focus on short-term metrics, we focus on your potential and the opportunities ahead.
Term loans offer a straightforward, affordable funding solution for small businesses. When someone thinks of a business loan in the general sense, they’ll likely think of a traditional term loan. A traditional business term loan is a lump sum of capital that you pay back with regular repayments at a fixed interest rate. The set repayment term length will typically be one to five years long. Most business owners use the proceeds of term loans to finance a specific, one-time investment for their small business. Furthermore, traditional term loans are versatile, and companies often use them to fit a variety of needs.
Like an SBA loan, the terms of a traditional term business loan are ideal. First, you’ll have to fulfill the following minimum requirements before applying:
