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When it is time for you to apply for a business loan for your small business, you need to understand what underwriting is so you can improve your chances of approval. Although it may seem overwhelming at first, here we will help you understand how the process works for lenders underwriting small business loans.
Return on Investment (ROI) is a valuable tool for businesses and individuals. It is a measure of performance used to evaluate how efficient an investment is or to help compare the efficiency of different investments.
Many businesses have to make not only operational decisions but capital decisions too to determine the best projects to invest in to ensure the business grows and is profitable in the future. This is where capital budgeting comes into play. Read on to understand the basics of capital budgeting and why it is important for businesses.
If you are a homeowner and a small business owner, you might find money you need to grow your business in the value of your home. Owning a home allows you to build equity over time. You can use that equity to secure low-cost funds as a “second mortgage” through a home equity loan line of credit (HELOC). Read on to learn more about home equity business loans and if you should use it for your business.
There are many options available if you are seeking funding for your business. From short term loans to long term loans, there are dozens of funding options that are out there that all differ from each other. In this article, we will discuss what long term business loans are and how to obtain one.
There are many tools you can use to analyze the sales performance of your business. You should be aware of the total asset turnover ratio when calculating income at the end of the year because it has implications for your business. Learn how to calculate total asset turnover and what it means for your business in this article.
There are numerous of financing options out there, but you need to do your research and weigh the pros and cons of each. Typically, startups face challenges with securing small business lending, so many will turn to equity investors instead. Venture debt financing is a business loan in which a company will take on debt, rather than accepting money from an investor in exchange for equity.
If you are a small business owner, you need to know how to create an invoice. They are essential to helping your business generate income and are also convenient to pay bills as well. Whether you are new to the business world or not, knowing how to create a professional invoice will make you feel comfortable sending them to your clients. Today we will show you what your invoices need so you can improve the overall financial management of your small business.
Bridge loans are a type of short-term financing that is used to help tide over a business during a time where they lack cash. These funds are quickly provided and act on a time-sensitive opportunity or sustain the business. Depending on the lender, the borrower can secure the funds in one day. Bridge loans can be repaid in months or up to 2 years and have flexible terms. Borrowers can pay off the loan before or at maturity therefore many small businesses find this type of loan idea because they are free of prepayment penalties.
