What a Leverage Ratio Means and How to Calculate It

What a Leverage Ratio Means and How to Calculate It

A leverage ratio indicates the level of debt incurred by a business entity against other accounts in its balance sheet, income statement, or cash flow statement. This ratio helps provide an indication on how the company’s assets and operations are financed. We will dive in this concept in detail and look at the different leverage ratio formulas available.

The Pros and Cons of Short-Term Office Leases

The Pros and Cons of Short-Term Office Leases

If you are ready to lease a commercial space for your business, there are a few steps you must take to find the right property and get the most benefits out of it. Perhaps you a startup or in the early stages of your business so you are uncertain about the future of your business, so you are considering a short-term office lease. Read on to find out both the advantages and disadvantages of having a short-term office lease.

What You Need to Know About Credit

What You Need to Know About Credit

Having credit is important for anyone’s life whether you are a small business owner or a consumer. Credit comes into play in many ways from purchasing a car or renting an apartment. However, there are so many people who do not understand how credit works nor how their actions can affect their credit scores which can seriously have a negative impact on their financial situation. So, what exactly is credit and what do you need to know about it? Today we will answer that and much more.

Everything You Need to Know About Business Credit Scores

Everything You Need to Know About Business Credit Scores

If you own a small business, you have most likely considered ways to get funding to grow your business. Understanding how funding for small business works, how business credit scores are calculated, and how important it is to establish good credit, will all help you to achieve success as you grow and expand your business.

The Difference Between Private Equity vs. Venture Capital

The Difference Between Private Equity vs. Venture Capital

Private equity and venture capital often times get confused because they both invest in companies and use exit strategies by selling their investments in equity financing by holding initial public offerings (IPOs). While these two types of funding have similarities, they each perform in unique ways. In this article we will discuss what the differences are and how they work.

Business Expenses That Can Add Up Quickly

Business Expenses That Can Add Up Quickly

As a small business owner you have to deal with business expenses all the time, and some are more costly than others. From paying your all of your employees to managing your day to day expenses, if you are not being proactive about it the expenses can add up quickly, affect your revenue and could lead to failure of your company.

How to Build Your Business Credit Fast

How to Build Your Business Credit Fast

It is no surprise that having good business credit is essential when growing your business. When you have a good business credit score you can secure better terms with lenders and suppliers. If you are looking to apply for a business loan, you will get low rates, good terms, and a large amount of capital. There are so many benefits to having a good credit score and today we are going to discuss the steps to take to build your credit now.

How to Apply for a Business Loan

How to Apply for a Business Loan

There is a lot that goes into applying for a business loan and it can be an overwhelming process. You need to determine how much money you need, where your business is headed in a few years, and what you will use the funds for. The good news is that there are steps you can take to learn how to apply for a business loan.

Line of Credit vs. Credit Card

Line of Credit vs. Credit Card

Many people use a line of credit or a credit card as a form of financing for their business. You can borrow money from a lender or a credit card issuer and repay the balance with some interest. They both are flexible on how you can use your funds and how you repay them.  They are very similar, but they also have differences that exist between them. Today we will discuss how lines of credit and credit cards work how they are similar and different, so you know which works best for your business.

Understanding The 5 C’s of Credit and Why Are Important

Understanding The 5 C’s of Credit and Why Are Important

Many traditional lenders evaluate the potential of small business owners using a framework called the five C’s of credit. It is important to have a good understanding of what lenders are looking for in order to have to best chances of getting approved for business financing.