All posts by Mariela Merino

If you plan to obtain funding, you should start with a solid business plan. If your business plan is convincing, then your chances of obtaining funding are greatly enhanced. Lenders and investors want to see proof that customers want your product or service and are willing to buy it for a price at which you can make a profit. The more tangible evidence you offer of this claim, the better chance you have.

Most businesses need financing or will need financing at some point. Cash flow is different from profits, so profits do not guarantee money in the bank. There’s financing needed to manage starting costs, inventory, waiting to get paid, and other factors.

You have probably heard of the term “venture capital” before but you might not be one hundred percent sure on what it means. It is an investment method that can help you to get your startup off the ground. You can also use it if your company exists already, but you are trying to expand and take things to the next level.

You took the time to develop a plan and submitted it to investors. You are comfortable with the plan, but several investors have declined you.

If you do not want to put in a loan application at the bank, you can also ask for business capital from people you know. The good news is that you already have a personal relationship so chances are they will not run a credit check or ask you to put up your collateral and they might even give you a good deal with a low interest rate. The downside is that the whole process from asking to paying them back can be a hassle.

One of the most important tasks of a small business owner is finding capital for their business. However, most business owners have no idea about where to start when it comes to finding money. This is crucial to understand because your business needs capital. Your capital needs will change over time, which is why you need to build a strategy for capitalizing your business from the beginning. This is where most business owners fail. They come up with great concepts, good marketing, hire the right people but they fail because they never planned for the capital their business needs.

When you start a new business, you might need some funds, but you might lack the money to invest in yourself. So how do you get the funds without losing equity in your business? Start-up investment usually involves equity. Why else does somebody risk money?

A partnership is a business with more than one owner that has not filed papers with the state to become a corporation or limited liability company (LLC). There are two types of partnerships – general partnerships and limited partnerships. Today we will only discuss general partnerships – those in which every parent has a hand in the management of the business.

If you plan to go into business with a business partner, a written partnership agreement is important. You will face conflicts and understandings if you and your partners do not spell out your rights and responsibilities in a written business partnership agreement. In addition, without a written agreement saying otherwise, your state’s law will control many aspects of your business.

If you are a business owner, you need to gain capital to grow. Your two options available are debt or equity financing. In this article we are going to deeper into what they are, so you know which one is right for your business and your goals.