How to Get Out of Merchant Cash Advance Loans

How to Get Out of Merchant Cash Advance Loans

Merchant cash advances (MCA) have become a very popular form of financing among business owners because they are easy to get and set up. Their convenience attracts companies that do not want to go through the traditional lending process.

How to Finance a US Subsidiary

How to Finance a US Subsidiary

For overseas entrepreneurs, it can be a great challenge yet great opportunity to open a foreign subsidiary of your company in the United States. However, you need to make a large investment to open a foreign subsidiary. You need funds to get the subsidiary started. You need to make ongoing cash contributions to manage operations, especially if the business is gaining traction.

What is Work-in-Process Financing?

What is Work-in-Process Financing?

Work-in-process (WIP) financing is a type of funding that helps cover the supplier expenses of companies that manufacture or assemble goods. Another name for this is also production financing.

Consolidation vs Refinancing

Consolidation vs Refinancing

Many people use the terms debt consolidation and debt refinancing interchangeable, but they are not the same. This difference is important when you are speaking with potential investors. In short, debt refinancing replaces one loan with another one. Debt consolidation replaces a group of loans with a single loan.

Should Your Company Refinance its Business Loans?

Should Your Company Refinance its Business Loans?

If you are a business owner who is trying to figure out if debt refinancing is right for you then this is the right article for you. We will cover how you determine if you need refinancing, the pros and cons of refinancing, types of debt that can be refinanced and much more.

What Is a High-Risk Business Loan?

What Is a High-Risk Business Loan?

High-risk business loans are loans that are extended to a business with poor credit, low annual revenue, and little to know business history. Depending on the situation, the lender will assume more risk with working with that person or entity.

Advantages and Disadvantages of Business Debt Consolidation

Advantages and Disadvantages of Business Debt Consolidation

It might be worth considering a business debt consolidation if you are carrying multiple business loans. It is a great way to streamline your debt repayment into a single monthly payment, ideally at a lower interest rate. It can make repaying business debt more affordable and manageable, especially if you are consolidating high interest forms of financing credit cards, lines of credit or merchant cash advances.

How to Prepare Your Business for a Recession

How to Prepare Your Business for a Recession

In order for your company to survive a recession is to be prepared ahead of time. However, there are very few companies that ever prepare for a recession while things are going well which is a big mistake. Most people prepare when it is too late. This delay limits their choices. It forces companies to make rash decisions in response to worsening conditions. Those decision can have a long-lasting negative consequence.

Why Do Companies Use Factoring?

Why Do Companies Use Factoring?

Factoring helps companies that have slow-paying clients. If your company cannot wait 30 to 60 days or more to get paid by clients, factoring comes in handy for that. Factoring your invoices gives the cash that you need to use to run your business. Companies often use the funds from factoring to pay employees and suppliers, build inventory, cover tax expenses, start new projects, get more clients and more.

Cash Flow Rules to Live By

Cash Flow Rules to Live By

Every business needs cash. One of the most common business failures is the lack of cash a business has and also because of poor cash management. Cash problems can kill business that would have survived otherwise.