All posts by Mariela Merino

If you are ready to procure business financing, you have different options to consider. You can receive a loan from a bank, SBA, alternative lender, or use a business credit card. Credit cards and business loans provide quick access to funding but work differently. Due to this, you need to compare business loans and credit cards to see what option is right for your business at this time.

Having a business partnership can be great but there can also be bad times as well. Some of them will come to an end and might end in a good way or bad way. If you are considering buying out a business partner, there are a few key points that you should keep in mind.

There are many factors that go into getting a business loan, which can make it difficult for the applicant seeking funding if they do not meet the right requirements. Some of the factors that are considered include credit history, time in business, annual business revenue, purpose and type of loan, and the lender of choice.

Financing is critical for the early stages of growing and starting a business. You are likely to require a loan to keep operations going or purchase assets unless you are able to raise capital from other sources. Most banks offer loans to small business owners, you might not qualify especially if your business is a startup.

Having your application get rejected can be frustrating whether you are applying for a line of credit for personal reasons or business reasons. Not only can being rejected negatively impact your credit score, it can also stop you from receiving the financing you need to keep your business running.

Small businesses are important for the economy but there are many obstacles that can hinder a business from succeeding. One common setback is the failure to find proper funding during the beginning stages of opening a new business.

It is important that you as a business owner know how to calculate gross profit and gross profit margin. Calculating a business’s gross profit and gross profit margin is an easy way to track financial performance. These 2 metrics are what are often referred to as key performance indicators (KPIs).

When you are just starting a business, you might be overwhelmed with how many things you need to think about. Probably at the top is how to finance their business.

Many companies practice offering trade credit to commercial clients. Sellers provide credit by the way of net terms which is also known as dating terms, trade credit, payment terms, business credit or customer credit. This allows buyers to buy now and pay later such as 30, 60 or 90 days before payment is due.

The construction industry has grown enormously over the past several years. According to the U.S Census Bureau the industry has exceeded over one trillion dollars. However, contractors are not prepared to take advantage of the surge.