Payroll Funding for Small Businesses

Payroll Funding for Small Businesses

As a small business, your company depends on the performance of your employees for its success. Your employees depend getting their paychecks from you on time.

Advantages and Disadvantages of Payroll Financing

Advantages and Disadvantages of Payroll Financing

Payroll financing is an effective way to provide funding for companies that need working capital to pay employees. Companies that have large payrolls will often times experience problems with their cash flow because of slow-paying clients. When this happens, the company will pay employees using its own cash reserves. If the company is growing quickly, cash reserves can be depleted, preventing growth.

Invoice Factoring vs. Business Line of Credit

Invoice Factoring vs. Business Line of Credit

It is not unusual for small and midsize businesses to experience cash flow problems sometimes. Many growing businesses encounter financial problems due to fast growth. One way to improve cash flow and fix the issue is to use financing.

Advantages of Sales Ledger Financing

Advantages of Sales Ledger Financing

Sales ledger financing is gaining traction as a financing option for mid-sized companies that are in good shape financially and are growing fast. This solution is offered to companies that have outgrown conventional invoice factoring but are not able to meet the qualification requirements of a line of credit.

What is Freight Factoring?

What is Freight Factoring?

Freight factoring is a form of business financing in the transportation industry. It helps brokers and carriers improve their cash flow by financing their invoices from clients that pay slowly. Factoring provides companies with the funds to operate and grow to their full potential.

How to Get Out of Merchant Cash Advance Loans

How to Get Out of Merchant Cash Advance Loans

Merchant cash advances (MCA) have become a very popular form of financing among business owners because they are easy to get and set up. Their convenience attracts companies that do not want to go through the traditional lending process.

How to Finance a US Subsidiary

How to Finance a US Subsidiary

For overseas entrepreneurs, it can be a great challenge yet great opportunity to open a foreign subsidiary of your company in the United States. However, you need to make a large investment to open a foreign subsidiary. You need funds to get the subsidiary started. You need to make ongoing cash contributions to manage operations, especially if the business is gaining traction.

What is Work-in-Process Financing?

What is Work-in-Process Financing?

Work-in-process (WIP) financing is a type of funding that helps cover the supplier expenses of companies that manufacture or assemble goods. Another name for this is also production financing.

Consolidation vs Refinancing

Consolidation vs Refinancing

Many people use the terms debt consolidation and debt refinancing interchangeable, but they are not the same. This difference is important when you are speaking with potential investors. In short, debt refinancing replaces one loan with another one. Debt consolidation replaces a group of loans with a single loan.

Should Your Company Refinance its Business Loans?

Should Your Company Refinance its Business Loans?

If you are a business owner who is trying to figure out if debt refinancing is right for you then this is the right article for you. We will cover how you determine if you need refinancing, the pros and cons of refinancing, types of debt that can be refinanced and much more.