Financing Equipment for Permanent Makeup and Microblading Studios

Starting or scaling a beauty business specializing in permanent makeup (PMU) or microblading? You likely know that high-quality equipment isn’t cheap. From precision machines and lighting to treatment beds and sterilization tools, the costs add up quickly.

The good news? Financing equipment for permanent makeup and microblading studios makes it possible to create a professional, compliant, and beautiful studio—without draining your savings.

Can You Finance Microblading and Permanent Makeup Equipment?

Yes! Beauty professionals can finance PMU machines, beds, lighting, and sterilization tools through equipment loans, leasing, or business financing.

Why Financing Makes Sense for PMU and Microblading Studios

The cost to properly outfit a permanent makeup studio can range from $10,000 to $50,000+, depending on services and setup. Financing allows you to:

• Preserve cash flow for marketing, insurance, or training

• Start earning revenue faster with the right tools in place

• Make manageable monthly payments with fixed terms

• Upgrade easily as technology improves

• Bundle costs like shipping and warranties into one plan

• Potentially deduct payments as operating expenses (consult your CPA)

Related: Salon and Spa Equipment Leasing Options: Upgrading Your Space

What Equipment Can Be Financed?

You can finance almost everything needed to launch or upgrade your PMU/microblading studio:

🎯 Permanent Makeup Equipment

• Digital rotary or coil PMU machines

• Micropigmentation tools

• PMU pigments and cartridges (as part of a package)

• Numbing agents and pigment mixers (bundled)

✒️ Microblading Essentials

• Manual microblading pens

• High-quality blades and tools

• Brow mapping tools and pigment rings

• Adjustable lighting and magnifiers

🛋️ Studio Setup & Hygiene

• Treatment beds or chairs

• Rolling stools and carts

• Ring lights or LED task lighting

• Autoclaves, UV sterilizers, and tool organizers

• Reception desks, décor, and wall displays

Tip: Some lenders allow you to bundle equipment and furniture into one financing agreement.

Best Financing Options for Microblading & PMU Studios

1. Equipment Loans

• Best for core machines and furniture

• Own your equipment at the end

• Fixed interest and terms

2. Equipment Leasing

• Lower upfront cost

• Option to buy, renew, or return equipment at end of lease

• Flexible upgrade potential

3. Vendor Financing

• Offered by many PMU suppliers or distributors

• Often includes training, warranties, and starter kits

4. Business Line of Credit

• Great for ongoing needs like supplies or furniture

• Use as needed and only pay interest on what you draw

5. Microloans or SBA Loans

• Ideal for full studio build-outs

• Competitive rates, especially for women- or minority-owned businesses

Related: Essential Tips for First-Time Equipment Leasing

Example Costs and Monthly Payments

What Do You Need to Apply?

Lenders typically ask for:

• A business license or certificate

• Equipment invoice or vendor quote

• 3–6 months of bank statements

• Personal  credit score (600+ preferred)

• Business plan or personal guarantor for new studios

Related: How to Choose the Right Equipment Leasing Company

Summary: Financing for Permanent Makeup and Microblading Equipment 

• Finance PMU machines, beds, lighting, and hygiene tools

• Choose from equipment loans, leasing, or vendor financing

• Ideal for new or expanding beauty studios

Final Thoughts: Get the Gear You Need to Grow

Your studio’s equipment reflects your professionalism—and your services rely on having the right tools. Don’t let upfront costs hold you back. With flexible financing, you can focus on creating stunning results and building client trust, while keeping your budget intact.

Take Action: Apply for PMU and Microblading Equipment Financing

Ready to grow your business?
Apply now for permanent makeup and microblading studio financing and get the tools you need—without the financial stress.