Equipment Financing for Veterinary Practices: Surgery Tables and Imaging Systems

Veterinary care continues to evolve, and so does the need for advanced equipment. Whether you're opening a new animal hospital or upgrading an established clinic, equipment financing for veterinary practices makes it possible to acquire surgical tables, imaging systems, and treatment tools without overwhelming your budget.

✅ Featured Snippet Answer:

Can vets finance surgery tables and imaging equipment?
Yes, veterinarians can finance or lease surgery tables, imaging systems, and other essential tools through medical equipment lenders or leasing companies.

Why Vets Choose to Finance Equipment

Veterinary equipment can cost anywhere from $5,000 to $200,000+, depending on your clinic’s size and services. Financing offers major benefits:

• Preserve cash flow for operations, inventory, or staffing

• Access modern technology to offer better patient care

• Bundle equipment and installation into a single payment

• Write off lease payments or depreciation for tax advantages

• Scale quickly without a large upfront investment

Related: How Equipment Financing Can Boost Your Company’s Cash Flow

Commonly Financed Veterinary Equipment

Lenders typically approve both new and refurbished equipment, such as:

• Surgical tables (hydraulic, electric, heated)

• Digital X-ray systems

• Ultrasound machines

• In-house lab analyzers (blood, urinalysis, chemistry)

• Dental stations and imaging tools

• Anesthesia machines

• Patient monitoring systems

• Exam room and treatment tables

✅ You can also finance delivery, installation, software, and support plans.

Top Financing Options for Veterinary Clinics

🐾 1. Veterinary Equipment Loans

• Fixed interest rates and terms up to 84 months

• Full ownership at the end of the loan

• Ideal for large investments like imaging systems or full-room outfitting

🔁 2. Equipment Leasing

• Lower upfront costs and flexible terms

• Return, upgrade, or purchase at lease-end

• Useful for diagnostic tools that evolve quickly

• Often includes maintenance and software support

🏦 3. SBA 7(a) and 504 Loans

• Available up to $5 million

• Use for equipment, real estate, or working capital

• Low down payments and long repayment terms

• Best for multi-service clinics or expansions

🐶 4. Veterinary-Specific Financing Providers

• Tailored solutions for animal care professionals

• Understand veterinary revenue cycles and seasonality

• Examples: Bank of America Practice Solutions, Live Oak Bank (Veterinary), Henry Schein Animal Health

Related: What to Consider Before Signing an Equipment Lease Agreement

Sample Cost & Payment Breakdown

What You’ll Need to Apply

Lenders usually require the following documents:

• DVM license and NPI number

• EIN or business formation documentation

• Vendor quote or equipment proposal

• Personal and/or business credit history

• Business plan or client volume (especially for startups)

Related: Essential Tips for First-Time Equipment Leasing

Summary: 4 Best Veterinary Equipment Financing Options (Snippet-Optimized ✅)

1. Loans for long-term equipment ownership

2. Leasing for flexibility and fast tech upgrades

3. SBA loans for large-scale expansions

4. Vet-specific lenders for tailored terms and support

Final Thoughts: Provide Better Pet Care Without the Financial Strain

Advanced veterinary equipment helps you deliver safer surgeries, faster diagnostics, and better outcomes. With the right financing, your clinic can grow and innovate without putting pressure on your bottom line.

Take Action: Apply for Veterinary Equipment Financing Today

Ready to upgrade your surgical suite or add digital imaging?
Explore financing and leasing options now for veterinary equipment—and bring top-tier care to your furry patients.