Strickland Brothers Franchise Loan: The Complete Financing Guide for Strickland Brothers Franchise Owners
The automotive service industry is booming, and Strickland Brothers 10 Minute Oil Change is one of the fastest-growing franchises in the space. With a proven model built around speed, transparency, and customer convenience, Strickland Brothers has become an attractive opportunity for entrepreneurs who want to own a recession-resistant business in a high-demand niche. But like any franchise investment, getting into the Strickland Brothers system requires capital, and that is where smart financing comes in.
Whether you are exploring your first franchise investment or you are a seasoned multi-unit operator looking to expand, understanding how to finance a Strickland Brothers franchise is critical to your success. In this guide, we break down the full cost picture, walk you through every loan option available, and explain what lenders want to see before approving your application. Crestmont Capital has helped hundreds of franchise owners get funded, and this guide reflects what actually works in today's market.
Ready to Finance Your Strickland Brothers Franchise?
Crestmont Capital offers fast, flexible business loans designed for franchise owners. Get pre-qualified in minutes with no impact to your credit score.
Apply NowIn This Article
- What Is a Strickland Brothers Franchise?
- Strickland Brothers Franchise Costs and Investment Range
- Strickland Brothers Franchise: By the Numbers
- Loan Options for Strickland Brothers Franchise Owners
- SBA Loans for Strickland Brothers Franchises
- Equipment Financing for Your Oil Change Franchise
- Working Capital Loans for Franchise Operations
- How to Qualify for a Franchise Loan
- Documents You Will Need
- The Loan Application Process Step by Step
- Tips for Getting Approved
- Frequently Asked Questions
- Next Steps
What Is a Strickland Brothers Franchise?
Strickland Brothers 10 Minute Oil Change is a drive-thru oil change franchise founded in 2016 and headquartered in the southeastern United States. The brand has expanded rapidly across more than a dozen states and continues to grow as consumer demand for fast, convenient auto service remains strong. Customers stay in their vehicles while trained technicians perform oil changes and additional services in under ten minutes, without appointments.
The franchise model is designed for simplicity and scalability. With lower overhead than traditional auto repair shops and a recurring-revenue customer base, Strickland Brothers has built a reputation for strong unit economics. Franchisees benefit from the company's brand recognition, training programs, and ongoing operational support, making it an attractive entry point for investors new to the automotive service industry.
Key advantages of the Strickland Brothers franchise model include:
- Fast customer throughput with an average service time under ten minutes
- No mechanical training required for owners, as technicians handle all service work
- Recurring revenue model driven by regular oil change intervals
- Lower real estate requirements compared to full-service auto shops
- Strong consumer demand in all economic cycles, as vehicle maintenance is essential
- Comprehensive training and field support from the franchisor
The brand's growth trajectory and supportive franchise system make it a compelling opportunity, but as with any franchise, success starts with getting your financing structure right. Understanding the total investment required is the first step.
Strickland Brothers Franchise Costs and Investment Range
Before you can secure a franchise loan, you need a clear picture of the total investment required to open a Strickland Brothers location. The Franchise Disclosure Document (FDD) is the primary source of this information, and prospective franchisees are encouraged to review it carefully with a franchise attorney and accountant.
Based on available FDD data and industry sources, the estimated initial investment for a Strickland Brothers franchise falls within the following ranges:
| Investment Category | Estimated Range |
|---|---|
| Franchise Fee | $35,000 to $50,000 |
| Real Estate and Site Preparation | $50,000 to $250,000 |
| Construction and Leasehold Improvements | $80,000 to $350,000 |
| Equipment and Supplies | $60,000 to $150,000 |
| Signage | $10,000 to $30,000 |
| Initial Inventory | $10,000 to $25,000 |
| Working Capital (3 to 6 months) | $30,000 to $75,000 |
| Training and Travel | $5,000 to $15,000 |
| Miscellaneous and Additional Costs | $15,000 to $35,000 |
| Total Estimated Investment | $295,000 to $980,000 |
This wide range reflects differences in location, real estate market conditions, whether you are building a new structure or converting an existing one, and regional labor costs. In most markets, prospective franchisees should budget for a total investment between $400,000 and $700,000 for a single-bay or dual-bay drive-thru facility.
Ongoing fees typically include a royalty of around 6% of gross revenues and a marketing fund contribution of approximately 2% of gross revenues. These recurring costs must be factored into your cash flow projections when evaluating loan affordability.
Most lenders expect franchisees to contribute 10% to 30% of the total project cost as an equity injection, meaning a typical Strickland Brothers franchisee needs $60,000 to $200,000 in liquid capital before approaching a lender. The balance can be financed through SBA loans, conventional business loans, equipment financing, and other products described in the sections below.
Strickland Brothers Franchise: By the Numbers
Strickland Brothers Franchise: At a Glance
Investment figures are estimates based on publicly available FDD data. Consult your franchise disclosure document for current numbers.
Loan Options for Strickland Brothers Franchise Owners
No single loan product fits every franchise situation. Most Strickland Brothers franchisees use a combination of financing tools to cover their full investment. Here is an overview of the primary options available and when each makes the most sense.
SBA 7(a) Loans
The SBA 7(a) loan program is the most popular financing vehicle for franchise investments in the United States. These government-backed loans offer terms up to 10 years for working capital and equipment, and up to 25 years for real estate. Loan amounts can reach $5 million, making them well-suited to cover the full Strickland Brothers investment range. Interest rates are competitive and capped by the SBA.
SBA 504 Loans
If you plan to own the real estate or a substantial piece of equipment, the SBA 504 program may be more advantageous. This program provides long-term, fixed-rate financing for major fixed assets. A 504 loan is structured as a partnership between a Certified Development Company (CDC), a bank, and the borrower, with the SBA backing 40% of the project cost.
Conventional Business Term Loans
For franchisees with strong credit and business history, conventional term loans from banks, credit unions, or alternative lenders can provide faster funding with less paperwork than SBA products. Terms are typically 3 to 7 years, and interest rates depend on the borrower's creditworthiness and the lender's risk appetite.
Equipment Financing
Oil change bays require specialized lifts, oil dispensing systems, diagnostic tools, and point-of-sale technology. Equipment financing allows you to spread the cost of these assets over their useful life, often 3 to 7 years, with the equipment itself serving as collateral. This can significantly reduce your upfront cash requirement.
Business Lines of Credit
A business line of credit provides revolving access to capital for operational expenses, inventory purchases, payroll gaps, and unexpected costs. While not typically used for the primary investment, a line of credit is an invaluable tool for managing cash flow during your first year of operations.
ROBS (Rollover for Business Startups)
Some franchisees use retirement savings to fund part or all of their investment through a Rollover for Business Startups arrangement. This structure allows you to invest 401(k) or IRA funds into your franchise without incurring early withdrawal penalties or income taxes at the time of the rollover. ROBS must be set up by a qualified third-party administrator and is subject to ongoing compliance requirements.
Seller Financing and Franchisor Financing
When purchasing an existing Strickland Brothers location from another franchisee, seller financing may be available. Additionally, some franchisors offer in-house financing programs or preferred lender relationships. Always ask the Strickland Brothers franchise development team whether any such programs exist and what the current terms are.
Pro Tip: Match Your Loan to Your Asset
Use long-term SBA loans for real estate and construction, equipment financing for specialized tools and lifts, and a line of credit for working capital. Stacking these products intelligently minimizes your interest burden and keeps cash flowing.
SBA Loans for Strickland Brothers Franchises
The Small Business Administration does not lend money directly. Instead, it guarantees a portion of the loan made by an approved lending partner, which reduces the lender's risk and enables them to offer more favorable terms to borrowers who might not otherwise qualify. For franchise businesses, the SBA's approval process includes verification that the franchise brand appears on the SBA Franchise Registry.
Strickland Brothers' status on the SBA Franchise Registry can be confirmed directly with the SBA or through your lender. Brands listed on the registry move through the SBA approval process more efficiently, which can significantly speed up your timeline to funding.
SBA 7(a) Loan Details for Franchisees
- Loan amounts: Up to $5 million
- Terms: Up to 10 years for working capital and equipment; up to 25 years for real estate
- Interest rates: Prime plus 2.25% to 4.75% for most loans; currently approximately 10.5% to 13.0% depending on structure
- Down payment: Typically 10% to 20% of total project cost
- Guarantee fees: Charged on the guaranteed portion; varies by loan size and term
- Collateral: Required to the extent available; SBA cannot decline a loan solely due to insufficient collateral if borrower is otherwise creditworthy
SBA 504 Loan Details
- Loan amounts: Up to $5.5 million for standard projects
- Terms: 10, 20, or 25 years
- Interest rates: Fixed rate based on current U.S. Treasury rates; often lower than 7(a) for real estate
- Down payment: Minimum 10%; franchisees may need 15% to 20%
- Use of funds: Restricted to fixed assets such as real estate, major equipment, and construction
The SBA loan process for franchisees typically takes 60 to 120 days from application to funding, depending on the lender, the complexity of the transaction, and the borrower's documentation readiness. Working with an SBA Preferred Lender can reduce this timeline significantly. You can find SBA-approved lenders through the SBA's Lender Match tool.
To increase your chances of SBA loan approval for a Strickland Brothers franchise, focus on:
- Maintaining a personal credit score of at least 680 (680+ is preferred; 700+ is ideal for the best rates)
- Demonstrating relevant industry or management experience
- Preparing detailed financial projections for your location
- Documenting your personal financial statement accurately and completely
- Providing evidence of your equity injection (liquid capital or retirement funds)
Equipment Financing for Your Oil Change Franchise
The equipment required to operate a Strickland Brothers location includes specialized oil change systems, pneumatic lifts or drive-through bays, fluid disposal equipment, point-of-sale systems, safety equipment, and various shop tools. These assets can represent $60,000 to $150,000 or more of your total investment, and equipment financing is often the most efficient way to handle this portion of your capital needs.
Equipment loans and leases work differently than conventional business loans:
- Collateral is the equipment itself. Because the lender can repossess and resell specialized shop equipment, approval is often faster and requirements are less stringent than for unsecured loans.
- Down payments may be low or zero. Many equipment lenders offer 100% financing for qualified borrowers, though first-year franchisees may be asked for 10% to 20% down.
- Terms match asset life. Equipment loans are typically structured for 36 to 84 months, aligned with the expected useful life of the assets financed.
- Tax advantages may apply. Equipment financing may enable immediate expensing under Section 179 provisions. Consult a qualified accountant for guidance specific to your situation.
When evaluating equipment financing proposals, compare the total cost of the loan (not just the monthly payment) and ask whether the loan includes a balloon payment or early payoff penalty. Crestmont Capital's equipment financing program offers competitive rates with transparent terms designed for franchise business owners.
Need Equipment Financing for Your Franchise?
Crestmont Capital offers equipment financing up to $5 million with same-week funding for qualified borrowers. No collateral beyond the equipment required in many cases.
Apply Now
Working Capital Loans for Franchise Operations
Even after your Strickland Brothers location is open and generating revenue, you will need working capital to bridge the gap between when expenses are due and when customer payments arrive, particularly in the first several months of operation. A working capital loan or line of credit provides a financial cushion that keeps your business running smoothly during the ramp-up period.
Key uses of working capital for a new oil change franchise include:
- Payroll during the first 3 to 6 months before achieving target revenue
- Ongoing inventory of oils, filters, fluids, and shop supplies
- Marketing and local advertising to build your customer base
- Utility deposits and recurring operational expenses
- Unexpected repairs, equipment maintenance, or seasonal slowdowns
Working capital loans from Crestmont Capital and similar lenders can be structured as term loans (fixed repayment schedule) or revolving lines of credit (draw as needed, repay, draw again). For most new franchise owners, a line of credit in the range of $30,000 to $100,000 provides adequate cushion without creating unnecessary debt service burden.
When applying for working capital financing, lenders will typically review your business plan, revenue projections, and personal financial history. For first-year franchise owners without established business revenue, personal creditworthiness carries significant weight in the approval decision.
Why Working Capital Matters Most in Year One
According to Forbes Finance Council research, inadequate working capital is one of the top reasons new franchise locations struggle in their first year. Budget conservatively and ensure you have at least 3 to 6 months of operating expenses covered before you open your doors.
How to Qualify for a Franchise Loan
Lenders evaluate franchise loan applications using a combination of borrower-specific factors and franchise-specific factors. Understanding what lenders look for allows you to address potential weaknesses proactively and present the strongest possible application.
Borrower-Level Qualifications
Personal Credit Score: For SBA loans, most lenders require a minimum personal credit score of 650 to 680. For conventional business loans or alternative lenders, the minimum may be lower (as low as 600 for some products), but higher scores unlock better rates and terms. Aim for 700 or above before applying.
Liquid Capital: Lenders want to see that you have sufficient personal assets to cover your equity injection and sustain yourself during the business ramp-up period. Most Strickland Brothers applications require documentation of $100,000 or more in liquid assets, though total requirements depend on the loan structure and project size.
Business Experience: You do not need to have run an oil change business before, but relevant experience in business ownership, management, automotive retail, or a related field strengthens your application. Strickland Brothers' training program is often cited by lenders as a mitigating factor for candidates without direct industry experience.
Net Worth: For larger SBA loans, lenders may require borrowers to demonstrate a net worth sufficient to provide a personal guarantee. A rule of thumb is that your net worth should be at least equal to the loan amount requested.
Business and Franchise-Level Qualifications
Franchise Brand Strength: Lenders are more comfortable financing established franchise brands with a track record of successful unit economics. Strickland Brothers' rapid growth and FDD data support a positive lender view.
Location and Market Analysis: Your proposed site must demonstrate sufficient traffic and demographics to support the projected revenue. Lenders and the SBA may require a site analysis or demographic study.
Realistic Financial Projections: Your business plan and financial model should reflect conservative, well-supported projections. Projections that rely on best-case scenarios without supporting data raise red flags for underwriters.
Collateral: While the SBA does not require full collateral coverage, lenders prefer applicants who can offer real estate, equipment, or other assets as security. For new franchisees without existing business assets, personal real estate is often pledged as additional collateral.
Documents You Will Need
Preparing your document package before approaching lenders speeds up the approval process and demonstrates organizational competence. A complete franchise loan application package typically includes:
Personal Documents
- Personal financial statement (SBA Form 413 for SBA loans)
- Three years of personal tax returns
- Government-issued ID (driver's license or passport)
- Proof of liquid assets (bank statements, investment account statements)
- Resume or bio documenting relevant experience
Business and Franchise Documents
- Franchise Disclosure Document (FDD) from Strickland Brothers
- Signed Franchise Agreement (or Letter of Intent if not yet signed)
- Business plan with detailed financial projections (3 to 5 years)
- Real estate lease or purchase agreement (or letter of intent)
- Construction bids and equipment quotes
- Articles of incorporation or LLC operating agreement
- EIN confirmation from the IRS
For Existing Business Owners or Multi-Unit Operators
- Three years of business tax returns for all existing entities
- Current profit and loss statement (within 90 days)
- Current balance sheet
- Accounts receivable and payable aging reports
- Existing loan schedules and statements
Organizing these documents into a single, well-labeled digital folder before your first lender meeting signals professionalism and speeds up due diligence. Crestmont Capital provides a detailed document checklist to every prospective borrower during our intake process.
The Loan Application Process Step by Step
Understanding the sequence of events in a franchise loan process helps you plan your timeline and avoid delays. Here is a typical roadmap for financing a Strickland Brothers location:
- Franchise Discovery: Complete the Strickland Brothers franchise application process, review the FDD with an attorney, and receive approval from the franchisor to proceed as a franchisee candidate.
- Site Selection: Identify your preferred location and negotiate a lease or purchase agreement (in principle). Most lenders want a specific location in place before processing your loan.
- Lender Selection: Research SBA-preferred lenders and alternative financing partners. Crestmont Capital works with borrowers at any stage to assess loan options and recommend the best structure for your situation.
- Pre-Qualification: Submit an initial application and provide basic financials. The lender issues a pre-qualification letter indicating the likely loan amount and structure.
- Formal Application: Submit your complete document package. The lender begins underwriting, which includes reviewing your credit, assets, business plan, and franchise documentation.
- SBA Submission (if applicable): For SBA loans, the lender submits the application to the SBA for its guarantee approval. This step adds time but is often handled efficiently by Preferred Lenders.
- Approval and Commitment Letter: The lender issues a formal commitment letter outlining loan terms, conditions, and any remaining requirements for funding.
- Closing: Legal documents are signed, the lender disburses funds, and you are ready to proceed with construction, equipment procurement, and franchise launch.
From pre-qualification to closing, the process for an SBA-backed franchise loan typically takes 60 to 90 days. Conventional business loans from alternative lenders like Crestmont Capital can close in as little as 2 to 5 business days for straightforward applications.
Common Mistake to Avoid
Many first-time franchise applicants approach lenders before signing the franchise agreement and choosing a location. In practice, most lenders will not process a formal application without both. Get your franchise agreement signed and site selected before submitting loan applications to avoid wasting time on incomplete submissions.
Tips for Getting Approved for a Strickland Brothers Franchise Loan
The most successful franchise loan applicants do not just meet minimum requirements; they present a compelling, complete picture that makes lenders feel confident in the investment. Here are actionable steps to maximize your approval odds:
Strengthen Your Credit Before Applying
Review your personal credit report from all three bureaus (Equifax, Experian, TransUnion) at least six months before you plan to apply. Dispute any errors, pay down revolving balances to reduce credit utilization, and avoid applying for new credit in the months before your loan application. According to CNBC's personal finance reporting, even modest credit score improvements can meaningfully impact the interest rate you are offered.
Build a Compelling Business Plan
Your business plan is often the first substantive document a loan officer reviews. It should include an executive summary, market analysis for your specific location, competitive landscape assessment, marketing strategy, management team overview, and detailed financial projections with underlying assumptions clearly stated. The Crestmont Capital team can review your business plan and provide feedback before you submit to lenders.
Demonstrate Your Equity Contribution
Document your liquid assets clearly and ensure your bank statements reflect the full equity contribution you are committing. If funds are being sourced from multiple accounts or a retirement rollover, work with your accountant and ROBS administrator to provide a clear paper trail.
Highlight Your Management Experience
Lenders want to know who will run this business. Prepare a resume that emphasizes leadership, team management, customer service, or any relevant business ownership experience. If you are a passive investor planning to hire a general manager, be prepared to explain the management structure in detail.
Choose the Right Lender for Your Situation
Not all lenders specialize in franchise financing, and not all franchise-focused lenders are the same. Crestmont Capital specializes in franchise and small business financing and has experience navigating the specific requirements of the automotive service and quick-lube franchise sectors. Explore Crestmont Capital's small business loan options to find the program that best fits your needs.
Get Pre-Qualified Before Signing Agreements
While a signed franchise agreement is typically required for a formal loan application, you can often get pre-qualified based on your financial profile before reaching that stage. Pre-qualification gives you a realistic picture of your borrowing capacity, which helps you evaluate whether a Strickland Brothers franchise is the right fit for your financial position.
Frequently Asked Questions About Strickland Brothers Franchise Loans
How much does it cost to open a Strickland Brothers franchise?
The total initial investment for a Strickland Brothers 10 Minute Oil Change franchise typically ranges from $295,000 to $980,000, depending on the location, real estate market, construction costs, and whether you are building new or converting an existing structure. Most franchisees budget $400,000 to $700,000 for a standard single or dual-bay location.
Can I use an SBA loan to finance a Strickland Brothers franchise?
Yes, SBA 7(a) and SBA 504 loans are commonly used to finance franchise investments in the automotive service sector. If Strickland Brothers is listed on the SBA Franchise Registry, the approval process moves faster. Confirm the brand's registry status with your lender before applying.
What credit score do I need to qualify for a franchise loan?
Most SBA lenders require a minimum personal credit score of 650 to 680. For the best rates and terms, aim for 700 or higher. Alternative lenders like Crestmont Capital may work with borrowers at lower score thresholds depending on the overall strength of the application.
How much liquid capital do I need before applying?
Most lenders expect franchisees to contribute 10% to 30% of the total project cost as an equity injection. For a $500,000 Strickland Brothers project, that means having $50,000 to $150,000 in liquid assets available. Many lenders also want to see additional reserves to cover operating expenses during ramp-up.
How long does it take to get a franchise loan approved?
SBA loans typically take 60 to 120 days from application to funding. Conventional business loans from alternative lenders can close in as little as 2 to 10 business days for well-prepared applicants. Starting your loan search 3 to 4 months before your planned opening date is recommended.
What documents do I need for a Strickland Brothers franchise loan?
You will typically need personal tax returns (3 years), a personal financial statement, bank statements showing liquid assets, the Franchise Disclosure Document, signed or pending franchise agreement, business plan with financial projections, real estate documents (lease or purchase agreement), and construction or equipment quotes.
Can I finance the franchise fee with a loan?
Yes, the franchise fee can be included in your total SBA loan or conventional business loan amount. However, lenders typically require borrowers to contribute some equity (usually 10% to 20% of the total project), so you will likely need some liquid funds available even if you are financing most of the investment.
What is a ROBS and how can it help finance a franchise?
A Rollover for Business Startups (ROBS) allows you to use 401(k) or IRA retirement funds to capitalize your business without incurring early withdrawal penalties or income taxes on the rollover amount. ROBS must be set up by a qualified third-party administrator and requires ongoing IRS compliance. It is commonly used by franchisees to reduce the amount they need to borrow.
Is an oil change franchise a good investment?
Oil change franchises are generally considered recession-resistant businesses because vehicle maintenance is a necessity regardless of economic conditions. The quick-lube sector has shown consistent demand growth as the U.S. vehicle fleet ages. Strickland Brothers' rapid expansion suggests strong unit economics, though individual location performance depends on site selection, management quality, and local competition.
Can I open multiple Strickland Brothers locations with one loan?
Yes, multi-unit development agreements are available through Strickland Brothers, and lenders can structure loans to cover multiple locations. Multi-unit financing typically requires demonstrated management capacity and stronger financial qualifications than single-unit financing. SBA loan limits apply per borrower, not per location.
What are the ongoing fees for a Strickland Brothers franchise?
Royalty fees are approximately 6% of gross revenues, and marketing fund contributions are approximately 2% of gross revenues. These ongoing obligations must be factored into your cash flow projections when determining how much debt service you can comfortably carry.
Can I buy an existing Strickland Brothers franchise instead of starting new?
Yes, resale opportunities do exist within the Strickland Brothers system. Purchasing an existing location may allow you to finance against demonstrated cash flow, which can simplify the lending decision. SBA loans, conventional loans, and seller financing are all options for franchise resales.
What happens if my loan application is denied?
Loan denial is not the end of the road. Ask the lender specifically which factors contributed to the denial, then work to address them. Common next steps include improving your credit score, reducing existing debt, bringing in an equity partner, choosing a lower-cost location, or working with a lender that specializes in franchise financing. Crestmont Capital offers a free consultation to evaluate your options after a denial.
Does Crestmont Capital finance Strickland Brothers franchises?
Yes. Crestmont Capital works with franchise owners across many brands and industries, including automotive service concepts. We offer a range of franchise loan products including term loans, lines of credit, equipment financing, and SBA loan referrals through our lending network.
What is the difference between a franchise loan and a regular business loan?
The core lending mechanics are the same. The difference is that lenders evaluating franchise loans also review franchise-specific factors such as the brand's track record, the FDD, and the franchisor's system performance data. For franchisees, this additional layer of evaluation can work in your favor because established brands with strong FDD data are viewed favorably by lenders.
Next Steps: How to Get Started
Your Action Plan for Financing a Strickland Brothers Franchise
- Review the FDD with a franchise attorney. Understand all fees, obligations, and restrictions before you commit. Your attorney can also flag any provisions that may affect your financing strategy.
- Check your credit and build your financial profile. Pull your credit reports from all three bureaus, calculate your net worth, and identify any issues to address before applying. Give yourself at least 3 to 6 months to improve your score if needed.
- Identify your location and begin site due diligence. Most lenders require a specific site in place before processing your loan. Work with Strickland Brothers' site selection team to identify approved markets and properties.
- Build your business plan and financial model. Develop 3-year revenue projections, expense budgets, and break-even analysis based on realistic assumptions for your target market. The Crestmont Capital team can help you review and strengthen your financial model.
- Apply for pre-qualification with Crestmont Capital. Get a clear picture of your borrowing capacity before you sign a franchise agreement. Pre-qualification is fast, free, and does not impact your credit score.
- Submit your full loan application and close. Once your franchise agreement is signed and site secured, submit your complete document package and work through the underwriting process to close your loan and launch your Strickland Brothers location.
Start Your Franchise Loan Application Today
Crestmont Capital makes franchise financing simple. Apply online in minutes, get a decision fast, and access the capital you need to open your Strickland Brothers location on schedule.
Apply NowDisclaimer: The information provided in this article is for general educational purposes only and does not constitute financial, legal, or investment advice. Franchise investment costs, loan terms, and lender requirements change frequently. Consult with a licensed financial advisor, franchise attorney, and qualified accountant before making any investment or financing decisions. Crestmont Capital is not affiliated with Strickland Brothers 10 Minute Oil Change or its parent company.









