Leasing Irrigation and Water Management Systems for Farms

Efficient water use is critical in farming—but installing a modern irrigation system is no small expense. Whether you're upgrading to drip irrigation, automating your pivots, or investing in water sensors, the costs can quickly add up.

That’s where leasing irrigation and water management systems comes in. Leasing helps you access advanced equipment without the financial strain of a large upfront payment, so you can conserve water, reduce labor, and increase yields.

Can You Lease Farm Irrigation Systems?

Yes! Farmers can lease irrigation and water management systems—including pivots, drip lines, pumps, and smart sensors—through agricultural equipment financing programs.

Why Lease Irrigation Equipment?

Modern irrigation isn’t a luxury—it’s a necessity. But the investment can be steep. Instead of tying up capital, leasing allows you to:

• Access state-of-the-art water-saving technology

• Preserve  working capital for seeds, fertilizer, and payroll

• Spread out costs over time with fixed monthly payments

• Keep systems up to date with newer technology

• Potentially deduct lease payments as an operating expense (consult your accountant)

Related: Financing Agricultural Equipment: Tractors, Harvesters, and Sprayers

What Types of Irrigation and Water Systems Can Be Leased?

Leasing gives you access to a wide range of water-efficient tools and systems, including:

💧 Irrigation Systems

• Center pivot irrigation systems

• Drip irrigation systems for row crops, orchards, and vineyards

• Linear move irrigation systems

• Micro-sprinklers and misters

🚜 Water Management Technology

• Smart irrigation controllers and sensors

• Soil moisture monitoring systems

• Weather-based automation tools

• Remote access apps and telemetry

⚙️ Water Delivery Components

• Pumps, motors, valves, and filtration units

• Pipes, hoses, and fittings

• Fertigation and chemigation units

• Pressure regulators and flow meters

Tip: Many leasing providers bundle equipment, installation, and maintenance into one monthly payment.

Benefits of Leasing vs. Buying Irrigation Systems

What Does It Cost to Lease Irrigation Equipment?

How to Lease Irrigation Equipment: 6 Simple Steps ✅

1. Assess your farm's water needs

2. Request quotes from vendors or irrigation dealers

3. Choose a leasing partner (bank, vendor, or ag equipment lender)

4. Submit an application with financial docs and equipment list

5. Review lease terms, interest rates, and buyout options

6. Sign and schedule installation

Related: Understanding the Equipment Leasing Process Step-by-Step

Who Offers Irrigation Equipment Leasing?

You can lease through:

• Irrigation equipment vendors (e.g., Valley, Lindsay, Netafim)

• Agricultural equipment financing companies

• Banks and farm credit institutions

• USDA loan programs (for eligible projects and conservation improvements)

Related: Leasing Strategies for Asphalt Paving Equipment

What You’ll Need to Apply

To qualify, most lessors require:

• Business or farm operation documents

• Equipment quote or invoice

• 2+ years of financial statements or tax returns

• Credit score (600+ preferred)

• Personal guarantor (for startups or sole proprietors)

Summary: Leasing Irrigation Systems for Farms

• Lease pivots, drip systems, pumps, and smart irrigation tech

• Conserve water and boost crop yields affordably

• Ideal for farms wanting to modernize without high upfront costs

Final Thoughts: Grow More with Less Water—Affordably

With rising input costs and water restrictions, smart irrigation is no longer optional. Leasing helps you stay efficient, profitable, and sustainable—without breaking the bank. Whether you’re irrigating 10 acres or 1,000, there’s a solution for your budget and goals.

Take Action: Apply for Irrigation Equipment Leasing Today

Ready to modernize your farm’s water system?
Apply now for irrigation and water management leasing to install smart, sustainable systems with low monthly payments and zero upfront stress.