How to Lease a Bucket Truck for Tree Trimming

For tree service businesses, landscaping companies, and contractors, a bucket truck is one of the most valuable pieces of equipment. These trucks allow crews to safely reach tall trees for trimming, pruning, or removal—jobs that would be impossible with ladders alone. However, with prices ranging from $70,000 to $150,000+, buying a bucket truck outright isn’t always realistic.

That’s where leasing a bucket truck becomes a smart option. Leasing provides access to essential equipment while preserving your working capital.

Benefits of Leasing a Bucket Truck

1. Lower Upfront Costs – Avoid tying up $100k+ in a single purchase.

2. Flexible Terms – Lease periods often range from 24 to 72 months.

3. Upgrade Options – Swap for newer trucks at lease-end to stay competitive.

4. Tax Deductions – Lease payments may qualify as operating expenses.

5. Improved Cash Flow – Keep money available for payroll, marketing, and insurance.

Types of Bucket Truck Leases

Operating Lease

• Lowest monthly cost.

• Return the truck at the end of the lease.

• Best for short-term needs or businesses that want to upgrade regularly.

Capital Lease (Lease-to-Own)

• Higher monthly payments.

• You own the truck once the lease term ends.

• Best for long-term investment.

Seasonal Lease

• Payment schedules that align with busy seasons in the tree service industry.

• Helps match expenses with revenue flow.

Example Lease Cost Breakdown

A bucket truck valued at $95,000 might cost:

• Operating Lease (60 months): ~$1,750/month

• Lease-to-Own (60 months): ~$1,950/month with $1 buyout at end

If the truck generates $8,000–$15,000/month in tree service revenue, leasing pays for itself quickly.

What to Consider Before Leasing

• Mileage & Usage Limits – Some leases include restrictions; choose a plan that matches your workload.

• Maintenance Responsibility – Some contracts include servicing, others don’t.

• Insurance Requirements – Bucket trucks must be fully insured to qualify for leasing.

• Vendor Reputation – Work with financing providers familiar with commercial vehicles and tree service businesses.

Steps to Lease a Bucket Truck

1. Determine your budget and equipment needs.

2. Compare lease options (operating vs. capital).

3. Gather business and financial documents.

4. Apply through a lender or vendor.

5. Review terms carefully before signing.

Final Thoughts

Leasing a bucket truck for tree trimming can help your business expand services, land larger contracts, and operate more efficiently—all without the burden of a massive upfront purchase. By choosing the right leasing structure, you can scale your tree service company sustainably while keeping cash flow healthy.