Funding Options for Recreational Vehicle Sales Companies

Recreational vehicle (RV) sales companies provide customers with the means to explore and enjoy the great outdoors in comfort and style. Running a successful RV sales company requires substantial investment in inventory, marketing, facilities, and operational costs. Access to the right business loans is essential for sustaining and growing your RV sales business. In this guide, we will explore the best business loan options for RV sales companies and how they can help you achieve your business goals.

  1. Term Loans

Term loans provide a lump sum of capital that is repaid over a fixed period with a set interest rate. This type of loan is ideal for significant investments, such as expanding your inventory, purchasing new RV models, or renovating your sales facilities.


  • Fixed repayment schedule.
  • Predictable monthly payments.
  • Suitable for large, one-time expenses.
  1. Business Lines of Credit

A business line of credit offers flexible funding, allowing you to draw funds as needed up to a certain limit. Interest is only paid on the amount used, making it perfect for managing cash flow and covering short-term expenses, such as payroll or advertising campaigns.


  • Flexible borrowing and repayment.
  • Interest only on the drawn amount.
  • Reusable credit after repayment.
  1. Inventory Financing

Inventory financing is designed to help you purchase and stock up on RVs without tying up your cash flow. The inventory itself serves as collateral for the loan, allowing you to expand your offerings without large upfront costs.


  • Increases inventory without large initial outlay.
  • Keeps cash flow available for other expenses.
  • Inventory serves as collateral.
  1. SBA Loans

Small Business Administration (SBA) loans are government-backed and offer favorable terms and lower interest rates. These loans are ideal for RV sales companies seeking substantial funding with extended repayment terms.


  • Lower interest rates.
  • Longer repayment terms.
  • Government-backed security.
  1. Working Capital Loans

Working capital loans provide funds to cover day-to-day operational expenses. These loans are ideal for managing cash flow during slow sales periods or covering unexpected costs, such as repairs or additional staffing.


  • Quick access to funds.
  • Covers short-term operational needs.
  • Keeps business running smoothly.
  1. Merchant Cash Advances (MCA)

Merchant cash advances provide a lump sum of capital in exchange for a percentage of future sales. This option is suitable for RV sales companies with consistent revenue streams.


  • Quick access to capital.
  • Flexible repayment tied to sales.
  • No fixed monthly payments.
  1. Equipment Financing

If your RV sales company also offers repair and maintenance services, equipment financing can help you purchase necessary tools and machinery by using the equipment itself as collateral.


  • Access to the latest technology.
  • No large upfront costs.
  • Equipment serves as collateral.
  1. Commercial Real Estate Loans

If you need to purchase or renovate your sales lot or showroom, a commercial real estate loan can provide the necessary funds. These loans are specifically designed for real estate investments related to your business.


  • Long-term financing.
  • Competitive interest rates.
  • Suitable for major property investments.

Why Choose Crestmont Capital?

At Crestmont Capital, we specialize in providing tailored financial solutions to RV sales companies. Our team understands the unique challenges of the RV industry and offers customized funding options to meet your specific needs.

What We Offer:

  • Expert Financial Guidance: Our financial advisors work closely with you to understand your business needs and recommend the best financing options.
  • Streamlined Application Process: We simplify the application process to ensure you get the funds you need without delay.
  • Flexible Terms: We offer a variety of funding options with terms that can be tailored to your business’s financial situation.
  • Dedicated Support: Our customer support team is available to assist you at every step, ensuring a smooth financing experience.


Securing the right funding is essential for the growth and stability of your RV sales company. Whether you need a flexible line of credit, a substantial term loan, or specialized inventory financing, Crestmont Capital is here to help. Contact us today to learn more about how we can support your financial needs and help your business thrive.