Financing Pilates Equipment: Reformers and Studio Gear

Launching or expanding a Pilates studio takes more than passion—it requires investment in high-quality, professional-grade equipment. Reformers, towers, chairs, and barrels don’t come cheap. But if you want to offer a premium experience, cutting corners isn’t an option.

The good news? With smart financing solutions, you can access top-tier Pilates equipment now—and pay over time in a way that supports your studio’s growth and cash flow.

Can You Finance Pilates Equipment?

Yes! Pilates reformers, towers, barrels, and studio equipment can be financed or leased through wellness-focused lenders and equipment financing programs.

Why Financing Pilates Equipment Makes Sense

Whether you’re a solo instructor or managing a full-fledged studio, Pilates gear is a major investment. A single commercial reformer can cost $3,000–$9,000, and that’s before you add accessories, towers, or chairs.

Financing allows you to:

• Preserve capital for marketing, staffing, or rent

• Offer high-end equipment that clients expect

• Expand class capacity without delay

• Bundle installation, delivery, and maintenance into your payment

• Deduct payments as a business expense (consult your accountant)

Related: Funding Yoga Studio Equipment and Renovations

What Pilates Equipment Can Be Financed?

You can finance nearly all major pieces of Pilates gear, including:

🔄 Reformers (with or without towers)

• Allegro®, Balanced Body®, Merrithew™, and other brands

• Studio reformers, rehab reformers, portable reformers

• With towers, jumpboards, and foot bars

🪑 Additional Studio Equipment

• Wunda chairs and ladder barrels

• Cadillacs/trapeze tables

• Spine correctors

• Spring walls and wall units

• Pilates rings, resistance bands, and props

🏢 Studio Enhancements

• Flooring, mirrors, shelving

• Lighting and sound systems

• Booking software and POS terminals

Financing vs. Leasing Pilates Equipment

💼 Equipment Financing

• Best if you plan to keep the equipment long-term

• Own the reformers outright after the final payment

• Monthly payments with interest over 2–7 years

🔁 Equipment Leasing

• Lower monthly payments

• Option to upgrade equipment regularly

• Return, renew, or buy out at lease-end

• Ideal for fast-growing or trend-sensitive studios

Tip: Leasing gives you flexibility to upgrade as new Pilates innovations hit the market.

Sample Equipment Costs and Monthly Payments

Where to Apply for Pilates Equipment Financing

You can finance your equipment through:

• Pilates equipment manufacturers or dealers (e.g., Balanced Body, Merrithew, Elina Pilates)

• Health and wellness equipment financing companies

• General business loan platforms like Fundera, Lendio, or National Funding

• SBA lenders (ideal for full build-outs or larger purchases)

• Local banks or credit unions if you have an existing business relationship

Related: How to Choose the Right Equipment Leasing Company

What’s Required to Qualify?

Lenders typically ask for:

• Business license or EIN

• Equipment quote or invoice

• Credit score (600+ preferred)

• 3–6 months of business bank statements

• Time in business (startups may need a business plan or personal guarantor)

Related: Essential Tips for First-Time Equipment Leasing

Summary: Financing Pilates Equipment 

• Finance or lease reformers, towers, and studio gear

• Avoid large upfront costs

• Choose flexible payments tailored to your cash flow

Final Thoughts: Build a World-Class Pilates Studio Without the Financial Strain

Investing in high-quality Pilates equipment shows your clients that you’re serious about their experience and wellness. Whether you're opening a new space or upgrading old machines, financing gives you the power to grow confidently—without the burden of large upfront costs.

Take Action: Finance Your Pilates Studio Equipment Today

Ready to elevate your studio experience?
Apply now for Pilates equipment financing and get the reformers and studio gear you need—on your terms, at your pace, with no hidden fees.