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Cremation Equipment Financing: The Complete Guide for Funeral Homes
As cremation rates continue to rise across the United States, funeral homes must adapt to meet evolving consumer preferences. Investing in modern, efficient crematory equipment is no longer optional but a critical step for growth and competitive positioning. This guide provides a comprehensive overview of cremation equipment financing, helping funeral home owners and operators navigate the process of acquiring essential assets without depleting their working capital.In This Article
- What Is Cremation Equipment Financing?
- Types of Cremation Equipment You Can Finance
- How Cremation Equipment Financing Works
- Costs, Rates, and Terms to Expect
- Who Qualifies for Cremation Equipment Financing?
- Key Benefits for Funeral Homes
- Financing vs. Leasing Cremation Equipment
- How Crestmont Capital Helps Funeral Homes
- Real-World Scenarios
- How to Get Started
- Frequently Asked Questions
What Is Cremation Equipment Financing?
Cremation equipment financing is a specialized type of business funding designed to help funeral homes purchase or lease the machinery and technology needed to offer cremation services. Instead of paying the full, often substantial, cost upfront, funeral homes can secure a loan or lease agreement to acquire the equipment and pay for it over time through fixed monthly payments. This financial tool covers everything from the primary cremation retort or chamber to ancillary items like processing stations, refrigeration units, and environmental control systems. The equipment itself typically serves as the collateral for the loan, which can simplify the application process and make it more accessible than traditional bank loans. For funeral home owners, this means you can preserve your cash for other critical business needs like marketing, payroll, or facility renovations while still investing in the high-value assets required to grow your business. The need for this type of financing is more pressing than ever. The death care industry is undergoing a significant transformation, driven by a cultural shift away from traditional burials. According to the National Funeral Directors Association (NFDA), the U.S. cremation rate has surpassed the burial rate and is projected to continue its upward trend for decades. Funeral homes that fail to offer on-site cremation services risk losing market share to competitors and cremation-only providers. Financing provides a practical pathway to enter or expand within this growing market segment, ensuring your business remains relevant and profitable.Industry Growth
The U.S. cremation rate reached an estimated 60.5% in 2023 and is projected to climb to 81.4% by 2045. This sustained growth underscores the critical need for funeral homes to invest in modern cremation technology to meet consumer demand.
Types of Cremation Equipment You Can Finance
A modern, fully functional crematory requires more than just a single machine. Cremation equipment financing can cover a wide range of assets, from the core retort to the software that manages your operations. Understanding the different types of equipment and their associated costs is the first step in planning your investment. Lenders like Crestmont Capital can finance both new and used equipment, providing flexibility for businesses at different stages of growth. Here is a breakdown of the common types of crematory equipment and related assets that you can finance:- Cremation Retorts (Cremators): This is the central piece of equipment. Retorts come in various sizes and configurations, including single-chamber models for smaller operations and multi-chamber or high-capacity units for high-volume funeral homes. Modern retorts are also designed for fuel efficiency and compliance with strict environmental regulations.
- Cremation Processing Equipment: After the cremation process, the remaining bone fragments must be processed into a fine, consistent texture. This requires specialized equipment like a cremulator or processor.
- Refrigeration Units: Proper storage of human remains is a legal and ethical necessity. Walk-in coolers and refrigerated holding units are essential for any facility offering cremation services, especially if there is a waiting period before the cremation can occur.
- Lifts and Transport Equipment: Safely and respectfully handling and moving caskets and bodies requires hydraulic lifts, gurneys, and body transportation carts. These tools are crucial for operational efficiency and staff safety.
- Environmental and Emissions Control Systems: Air quality and environmental compliance are paramount. Filtration systems, opacity monitors, and other pollution control devices are often required by state and local regulations. Financing can cover these necessary upgrades to ensure your facility meets all legal standards.
- Witness Room and Viewing Area Furnishings: Many families now request the option to be present for the start of the cremation process. Creating a comfortable and dignified witness room with appropriate seating, lighting, and decor can be included in a financing package.
- Cremation Urns and Display Cases: Offering a selection of urns and other memorial products is a key revenue stream. Financing can be used to purchase initial inventory and the display cases needed to showcase them effectively.
- Administrative Software and Systems: Modern crematory management requires robust software for scheduling, tracking, and documentation. These systems ensure a secure chain of custody and streamline administrative tasks.
- Crematory Building Improvements: In some cases, financing can be extended to cover necessary facility upgrades related to the installation of the cremation equipment, such as ventilation, foundation work, or gas line installation.
| Equipment Type | Description | Estimated Cost Range |
|---|---|---|
| Cremation Retorts/Chambers | The primary unit for cremation. Costs vary by size, fuel type, and automation features. | $50,000 - $200,000+ |
| Cremation Processors | Processes cremated remains into a uniform consistency for placement in an urn. | $5,000 - $25,000 |
| Refrigeration Units | Walk-in or modular coolers for holding remains. Sized based on case volume. | $10,000 - $50,000 |
| Emissions Control Systems | Filtration and monitoring equipment required to meet EPA and local regulations. | $20,000 - $100,000+ |
| Hydraulic Lifts & Carts | Equipment for safe and dignified transport and loading of remains. | $3,000 - $15,000 |
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Apply NowHow Cremation Equipment Financing Works
The process of securing cremation equipment financing is designed to be much faster and more straightforward than a traditional bank loan. Lenders specializing in equipment financing, like Crestmont Capital, understand the unique needs of the funeral industry and have streamlined their procedures to get you the funding you need with minimal hassle. While specifics can vary slightly between lenders, the core process generally follows four simple steps. Step 1: Application The first step is to complete a simple application. This is often a one-page form that can be filled out online in just a few minutes. You will provide basic information about your funeral home, including its legal name, address, time in business, and annual revenue. You will also need to provide details about the equipment you wish to finance, such as the type, manufacturer, cost, and the vendor you are purchasing from. Step 2: Review and Approval Once you submit your application, the lender's underwriting team will review your business's financial profile. This typically involves a review of your business credit history, and for some larger loan amounts, a look at personal credit and business bank statements. Because the equipment itself acts as collateral, the qualification criteria are often more flexible than for unsecured loans. Many lenders can provide a credit decision within a few hours to one business day. Step 3: Documentation and Funding Upon approval, the lender will present you with financing or leasing options, outlining the terms, interest rates, and monthly payments. After you select the option that best suits your budget, you will review and sign the financing documents electronically. The lender then works directly with your chosen equipment vendor, paying them the full purchase price for the machinery. Step 4: Equipment Delivery and Repayment With the vendor paid, they will arrange for the delivery and installation of your new cremation equipment. Your funeral home can put the equipment to work immediately, generating revenue from the start. Your first payment to the lender is typically due 30 days after the financing agreement is finalized, and you will continue to make fixed monthly payments for the duration of the agreed-upon term. This efficient process allows you to acquire revenue-generating assets quickly, helping you respond to market demand without a lengthy and complicated funding process.Quick Guide
How Cremation Equipment Financing Works - At a Glance
1
Apply Online
Submit a simple one-page application with your business details and information about the equipment you want to purchase.
2
Get Approved
Receive a credit decision, often within a few hours. Review your customized financing options, terms, and rates.
3
Equipment Delivered
Once you sign the documents, we pay your vendor directly. They deliver and install your new cremation equipment.
4
Start Paying
Begin making predictable, fixed monthly payments while your new equipment generates revenue for your business.
Costs, Rates, and Terms to Expect
Understanding the financial components of a cremation equipment financing agreement is crucial for making an informed decision. The rates, terms, and overall cost will depend on several factors, including your business's credit profile, time in business, the cost of the equipment, and the lender you choose. Here’s a general overview of what funeral home owners can expect. Typical Interest Rates and APR For established funeral homes with strong credit, interest rates for equipment financing can be very competitive, often falling in the 5% to 9% range. Businesses that are newer or have less-than-perfect credit can still qualify, but should expect higher rates, typically from 10% to 20% APR or more. The Annual Percentage Rate (APR) is a key figure to consider, as it includes not only the interest rate but also any lender fees, giving you a more complete picture of the total cost of borrowing. Financing Terms The term is the length of time you have to repay the loan. For cremation equipment, financing terms typically range from 2 to 7 years (24 to 84 months). Shorter terms will result in higher monthly payments but lower overall interest costs. Longer terms offer more manageable monthly payments, which can be beneficial for cash flow, but you will pay more in total interest over the life of the loan. The useful life of the equipment often influences the maximum term a lender will offer; a durable cremation retort, for example, can easily qualify for a 7-year term. Down Payment Requirements One of the most attractive features of equipment financing is the low down payment requirement. Many financing programs require little to no money down, allowing you to acquire essential equipment with minimal upfront cash outlay. Some lenders may ask for the first and last month's payment at signing, while others might require a down payment of 10% of the equipment's cost, particularly for businesses with weaker credit profiles. Below is a sample comparison of financing options for a $100,000 cremation retort to illustrate how term length affects payments. (Note: These are estimates for illustrative purposes only).| Financing Scenario | Term Length | Estimated Monthly Payment | Total Interest Paid |
|---|---|---|---|
| Short-Term (Aggressive Repayment) | 36 Months (3 Years) | ~$3,134 | ~$12,824 |
| Standard Term (Balanced) | 60 Months (5 Years) | ~$2,028 | ~$21,680 |
| Long-Term (Cash Flow Friendly) | 84 Months (7 Years) | ~$1,559 | ~$30,956 |
*Estimates based on an 8% APR for a $100,000 loan. Actual rates and payments will vary.
By the Numbers
Cremation Equipment Financing - Key Statistics
60.5%
Projected U.S. cremation rate in 2023, showing massive market demand (NFDA).
$50K-$200K+
Typical cost of a new cremation retort, a significant capital investment.
2-7 Years
Common financing terms that allow for manageable monthly payments.
24 Hours
Typical approval timeline, allowing for rapid acquisition of equipment.
Who Qualifies for Cremation Equipment Financing?
Cremation equipment financing is accessible to a broad range of funeral homes, from brand-new startups to long-established family-run businesses. Because the equipment serves as collateral, lenders can be more flexible with their qualification criteria compared to traditional unsecured business loans. However, they will still evaluate several key factors to assess risk and determine the terms of the financing offer. Here are the primary criteria lenders consider:- Credit Score: Both personal and business credit scores are important. Most lenders look for a minimum personal credit score of 600 or higher. A score above 680 will typically qualify you for more favorable rates and terms. Lenders review credit history to see a track record of responsible debt management.
- Time in Business: Lenders prefer to work with established businesses. A minimum of one to two years in operation is a common requirement. Businesses with a longer history often receive better terms because they have a proven track record of stability and revenue generation. However, special programs exist for new businesses and startups.
- Annual Revenue: Your funeral home's revenue demonstrates its ability to handle monthly payments. While there isn't always a strict minimum, lenders will want to see consistent cash flow. They may ask for recent business bank statements to verify your income and ensure your business can comfortably afford the new debt obligation.
- Industry Experience: For new funeral homes, the owner's prior experience in the death care industry can be a significant factor. Demonstrating a strong background as a funeral director or manager can help mitigate the risk associated with a new business venture.
Good News for New Businesses
Even if your funeral home is new, don't be discouraged. Many lenders offer startup programs specifically for equipment financing. A strong personal credit score (680+) and a well-crafted business plan can significantly improve your chances of approval. Focusing on a slightly less expensive or refurbished retort for your first purchase can also make financing more attainable.
Key Benefits for Funeral Homes
Choosing to finance cremation equipment offers numerous strategic advantages that go beyond simply acquiring a new asset. For funeral homes navigating a competitive and evolving market, these benefits can directly impact profitability, operational efficiency, and long-term growth. 1. Preserve Working Capital This is perhaps the most significant benefit. A new cremation retort and its associated equipment can represent a six-figure investment. Paying for it with cash can severely deplete your liquid capital, leaving you vulnerable to unexpected expenses or unable to invest in other growth opportunities like marketing, staff training, or facility upgrades. Financing allows you to keep your cash on hand for day-to-day operations and strategic initiatives. 2. Fixed, Predictable Monthly Payments Equipment financing agreements come with a fixed interest rate and a fixed monthly payment for the entire term. This makes budgeting and financial forecasting simple and predictable. You will know exactly how much the equipment costs you each month, allowing you to manage your cash flow effectively without worrying about fluctuating interest rates or surprise balloon payments. 3. Access to the Latest Technology The cremation industry is continuously advancing, with newer machines offering better fuel efficiency, faster cycle times, and improved emissions control. Financing makes it possible to acquire state-of-the-art equipment that you might not be able to afford outright. This technology can lower your operating costs (e.g., through reduced fuel consumption) and ensure you comply with the latest environmental regulations, avoiding potential fines. 4. Immediate Return on Investment (ROI) With financing, you can put your new cremation equipment to work immediately, generating revenue from the very first service. The income produced by the new equipment can often cover, or even exceed, the monthly financing payment. This allows the asset to essentially pay for itself over time, turning a major capital expenditure into a profitable operational tool from day one. 5. Competitive Advantage As more families choose cremation, having an on-site crematory is a powerful competitive differentiator. It allows you to offer more comprehensive, seamless services to your clients, giving them peace of mind that their loved one never leaves your care. It also eliminates the costs and logistical complexities of outsourcing to a third-party crematory, allowing you to capture more revenue and maintain full control over the quality and timing of the service. 6. Potential Tax Advantages Financing and leasing equipment can offer significant tax benefits. Under Section 179 of the IRS tax code, businesses may be able to deduct the full purchase price of qualifying new or used equipment in the year it is placed into service. This can lead to substantial tax savings. Lease payments may also be deductible as a business operating expense. (It is important to consult with a tax professional to understand the specific implications for your business).Financing vs. Leasing Cremation Equipment
When acquiring cremation equipment, you generally have three options: paying cash, financing, or leasing. While paying cash avoids interest, it's often not the most strategic choice due to the large capital outlay. The decision then comes down to financing versus leasing. Both are excellent tools, but they serve different business objectives. An equipment financing agreement is essentially a loan. You borrow money to purchase the equipment, and you make payments over a set term. At the end of the term, you own the equipment outright. This is ideal for long-term assets like a cremation retort that will be a core part of your business for many years. An equipment lease is more like a long-term rental. You make monthly payments to use the equipment for a specific period. At the end of the lease term, you typically have several options: you can purchase the equipment (often for a predetermined price), renew the lease, or return the equipment to the leasing company and upgrade to a newer model. This can be a good choice for technology that evolves quickly or if you prefer lower monthly payments. Here’s a comparative look at the three options:| Feature | Equipment Financing | Equipment Leasing | Paying Cash |
|---|---|---|---|
| Ownership | You own the equipment at the end of the term. | The lender retains ownership. You have options to buy or return it at the end. | You own the equipment immediately. |
| Upfront Cost | Low to none. Often 0-10% down payment. | Very low. Typically first and last month's payment. | 100% of the purchase price. |
| Monthly Payments | Generally higher than lease payments. | Generally lower than loan payments. | None. |
| Total Cost | Purchase price plus interest. | Sum of lease payments. Can be higher than financing if you decide to purchase at the end. | Lowest total cost (just the purchase price). |
| Tax Implications | You can depreciate the asset and may qualify for Section 179 deduction. | Lease payments are often treated as a fully deductible operating expense. | You can depreciate the asset and may qualify for Section 179 deduction. |
| Best For | Funeral homes wanting to build equity and own long-lasting core equipment like retorts. | Businesses that want lower monthly payments and the flexibility to upgrade equipment every few years. | Businesses with very strong cash reserves that prioritize avoiding debt. |
Compare Your Cremation Equipment Financing Options
Not sure if a loan or a lease is right for you? Our specialists can walk you through the pros and cons for your specific situation.
Get a Free ConsultationHow Crestmont Capital Helps Funeral Homes
Choosing the right financing partner is just as important as choosing the right equipment. At Crestmont Capital, we understand the unique financial landscape of the funeral service industry. We are not just a general lender; we are specialists who have dedicated years to helping funeral home owners like you secure the funding needed to thrive in a changing market. Our approach is built on speed, flexibility, and a deep understanding of your business. We know that when you decide to invest in a crematory, you need to move quickly to capture market opportunities. That’s why our application process is streamlined, and our approval times are among the fastest in the industry. Here’s why funeral homes across the country trust Crestmont Capital for their cremation equipment financing needs:- Industry Expertise: We have extensive experience working with businesses in the death care sector. We understand the value and longevity of cremation equipment, which allows us to offer more flexible and favorable terms than a traditional bank that may not be familiar with these specialized assets.
- Comprehensive Funding Solutions: Our equipment financing programs are just the beginning. We offer a full suite of funding products tailored to your needs. For a broader look at funding, see our complete funeral home financing guide. We also provide specific cremation business loan options for needs beyond just equipment, such as working capital or facility expansion.
- Financing for All Equipment: Our solutions cover more than just the main retort. We can bundle everything you need, from refrigeration units to embalming equipment financing, into a single, convenient package.
- Flexible Credit Requirements: We believe a business's potential isn't solely defined by a credit score. We work with a wide range of credit profiles and offer bad credit equipment financing options for business owners who may have been turned down by traditional lenders.
- Personalized Service: When you work with Crestmont, you get a dedicated financing specialist who will guide you through every step of the process. We take the time to understand your goals and structure a financing plan that aligns with your budget and business objectives.
Real-World Scenarios
To better understand how cremation equipment financing works in practice, let's explore three common scenarios faced by funeral home owners. Scenario 1: The New Funeral Home Adding Its First Retort The Challenge: A newly established funeral home in a suburban area has been outsourcing its cremation cases to a third-party provider 30 miles away. While this worked initially, the owner realizes they are losing revenue and control over the process. They want to purchase their first cremation retort to bring services in-house but have a limited operating history and need to preserve cash. The Solution: The owner identifies a reliable, single-chamber retort costing $85,000. They apply for cremation equipment financing with Crestmont Capital. Despite being in business for only 18 months, the owner has a strong personal credit score (720) and a solid business plan. Crestmont approves them for a 60-month (5-year) financing agreement with a 10% down payment.- Equipment Cost: $85,000
- Down Payment (10%): $8,500
- Amount Financed: $76,500
- Term: 60 Months
- Result: The funeral home installs the retort and begins offering on-site cremations. The new revenue generated from just 5-6 cremations per month is enough to cover the monthly financing payment. The business gains a significant competitive edge and builds equity in a valuable asset.
- Equipment Cost: $175,000
- Down Payment: $0
- Amount Financed: $175,000
- Term: 84 Months
- Result: The upgrade allows the funeral home to double its cremation capacity, improve fuel efficiency, and reduce its environmental footprint. The lower, longer-term monthly payment is easily absorbed by their strong cash flow, and they can now better serve their community and even take on overflow cases from other local funeral homes.
- Equipment Cost: $60,000
- Down Payment: First and Last Month's Payment
- Amount Financed: ~$57,500
- Term: 48 Months
- Result: By offering a local, trusted option for cremation, the funeral home immediately recaptures business that was leaving the community. They are able to provide a complete range of services, strengthening their position as the primary death care provider in their region. The financing allowed them to make this critical pivot without taking on excessive financial strain.
How to Get Started
Taking the next step toward acquiring your cremation equipment is simple and fast. At Crestmont Capital, we have refined our process to ensure you can get from application to funding with speed and clarity. Here’s how you can begin.1
Gather Your Information
Before applying, have a quote or invoice from your equipment vendor ready. You should also know your business's basic financial information, such as average monthly revenue and time in business.
2
Complete the Online Application
Fill out our secure, one-page online application. It takes just a few minutes and does not require extensive documentation for most requests. This initial step will not impact your credit score.
3
Speak with a Specialist
Once your application is submitted, a dedicated financing specialist will contact you to discuss your needs, answer any questions, and explain your approved financing options and terms.
4
Finalize and Fund
After you choose the best option for your business, you'll sign the financing documents electronically. We handle the rest, paying your equipment vendor directly so you can schedule delivery.
Conclusion
In the modern death care industry, offering cremation is no longer a niche service but a core component of a successful funeral home. The significant cost of crematory equipment can seem like a major barrier, but it doesn't have to be. With the right financial tools, any funeral home can make the necessary investment to meet consumer demand, enhance its service offerings, and secure its long-term profitability. Cremation equipment financing provides a strategic, flexible, and accessible pathway to acquire these essential assets. By preserving your working capital, providing predictable payments, and allowing you to generate immediate revenue from your new equipment, financing empowers you to grow your business intelligently. Whether you are a new funeral home adding your first retort or an established business upgrading to meet higher demand, a tailored financing solution from a partner like Crestmont Capital can make your goals a reality.Take the First Step Toward Modern Cremation Services
Your community is evolving, and your funeral home can too. Let us help you secure the equipment you need to provide the services families are asking for. Start your no-obligation application today.
Apply for Financing NowFrequently Asked Questions
What is cremation equipment financing? +
Cremation equipment financing is a type of business loan or lease specifically used to purchase equipment for a crematory. It allows funeral homes to acquire expensive assets like retorts, refrigeration units, and processing stations by making regular monthly payments over a set term, rather than paying the full cost upfront. The equipment itself usually serves as collateral for the loan.
How much does a cremation retort cost? +
The cost of a cremation retort can vary significantly based on its size, features, fuel type, and manufacturer. A basic, new single-chamber retort may cost between $50,000 and $90,000. More advanced, high-capacity, or multi-chamber models can cost anywhere from $100,000 to over $200,000. Refurbished or used equipment is available at a lower price point.
What credit score do I need for cremation equipment financing? +
Most lenders prefer a minimum personal credit score of 600. To qualify for the most favorable rates and terms, a score of 680 or higher is recommended. However, some lenders, including Crestmont Capital, offer programs for business owners with lower credit scores by looking at other factors like business revenue and time in business.
How long are typical financing terms for cremation equipment? +
Financing terms for cremation equipment typically range from 24 to 84 months (2 to 7 years). The maximum term length often depends on the cost and expected useful life of the equipment. Longer terms result in lower monthly payments, while shorter terms reduce the total amount of interest paid.
Can I finance used cremation equipment? +
Yes, absolutely. Most equipment financing companies, including Crestmont Capital, will finance both new and used (or refurbished) cremation equipment. Financing used equipment can be a cost-effective strategy for new businesses or those looking to manage their investment costs carefully. The lender may want to verify the condition and value of the used equipment.
Do I need a down payment for cremation equipment financing? +
Not always. Many financing programs are available with no money down for well-qualified businesses. Some programs may require a down payment of 10-20% or ask for the first and last month's payment upfront. This often depends on your credit profile and the lender's policies.
How quickly can I get approved for cremation equipment financing? +
The approval process is very fast, which is a major advantage over traditional bank loans. After submitting a simple online application, many businesses can receive a credit decision within a few hours, and the entire process from application to funding can often be completed in just 1-2 business days.
Can a new funeral home qualify for cremation equipment financing? +
Yes. While lenders typically prefer to see at least 1-2 years in business, there are startup financing programs available. New funeral homes can improve their chances of approval with a strong personal credit score, a detailed business plan, and industry experience. They may be subject to a higher down payment or interest rate to offset the lender's risk.
What types of cremation equipment can I finance? +
You can finance virtually any piece of equipment related to crematory operations. This includes the primary cremation retort, cremated remains processors (cremulators), refrigeration units, hydraulic lifts, emissions control systems, and even software and witness room furnishings. Many lenders can bundle a full equipment package into a single financing agreement.
Is cremation equipment financing different from a business loan? +
Yes. A traditional business loan often provides you with cash that you can use for various purposes, and it may be unsecured or secured by general business assets. Equipment financing is a specific type of loan where the funds are used exclusively to purchase a piece of equipment, and that equipment itself serves as the collateral. This secured nature often makes it easier to qualify for.
What documents do I need to apply? +
For most financing requests under $250,000, the process is application-only. You will only need to fill out a simple one-page application and provide a quote from your equipment vendor. For larger amounts or for businesses with more complex credit profiles, the lender may request 3-6 months of business bank statements and a personal financial statement.
Can I finance cremation equipment with bad credit? +
Yes, it is possible. While a strong credit score is always beneficial, some lenders specialize in providing financing for business owners with bad credit (typically scores below 600). In these cases, the lender will place more emphasis on factors like your business's cash flow and may require a larger down payment or offer a higher interest rate.
What are the advantages of financing over purchasing cremation equipment outright? +
The primary advantage is cash flow preservation. Financing allows you to keep your working capital free for other business needs like marketing, payroll, and unexpected expenses. It also allows you to acquire revenue-generating equipment immediately and pay for it as it produces income for your business. Additionally, financing can provide tax benefits through depreciation and Section 179 deductions.
How do I choose between leasing and financing cremation equipment? +
Choose financing if you want to own the equipment at the end of the term and build equity in the asset. This is ideal for long-lasting core equipment like a retort. Choose leasing if you prefer lower monthly payments, want to preserve the option to upgrade to newer technology every few years, and prefer to treat the payments as a simple operating expense.
How does Crestmont Capital's cremation equipment financing work? +
Our process is simple and fast. You start by filling out our one-page online application. A dedicated financing specialist will then review your information and contact you to discuss your approved options. Once you select a term and sign the documents electronically, we pay your equipment vendor directly. The vendor then delivers and installs your equipment, and you begin making your fixed monthly payments.
Disclaimer: The information provided in this article is for general educational purposes only. Crestmont Capital is not a financial advisor. All financial decisions should be made in consultation with a qualified professional. All loan and lease programs are subject to credit approval.
