How to Get Funding for a Franchise Business in 2025

Buying a franchise is one of the fastest ways to become a business owner — but even with a proven business model, one major question remains: How do you fund it?

SBA Loan Interest Rates: Historical Trends and 2025 Updates

SBA (Small Business Administration) loans are among the most favorable funding options for small businesses — but their interest rates vary over time and depend heavily on economic conditions. Understanding the historical trends in SBA interest rates and the current 2025 landscape can help you “time” your borrowing and negotiate more effectively. This guide covers how SBA rates have moved over the years, what’s driving them now, and what to expect going forward.

Small Business Loan Programs in California: 2025 Guide

Why State & Local Programs Matter in California

Standard loans (bank, SBA) are foundational, but California offers loan guarantee programs, microloan initiatives, CDFIs, and matching / grant schemes that reduce risk for lenders, making capital more accessible—especially for underserved or early-stage businesses.

Best Ways to Use a Business Loan for Expansion in 2025

When you apply for a small business loan, most lenders require one thing that many entrepreneurs don’t love: a personal guarantee (PG). It’s a legal agreement that puts your personal assets — like your home, savings, or car — on the line if your business can’t repay the loan.

Small Business Loans With No Personal Guarantee: Do They Exist?

When you apply for a small business loan, most lenders require one thing that many entrepreneurs don’t love: a personal guarantee (PG). It’s a legal agreement that puts your personal assets — like your home, savings, or car — on the line if your business can’t repay the loan.

How to Get Pre-Approved for a Small Business Loan Online

There’s nothing more frustrating than applying for a business loan — only to get a rejection email. Unfortunately, you’re not alone. Roughly 60% of small business loan applications are denied each year, often for reasons entrepreneurs don’t fully understand.

Top Reasons Business Loan Applications Get Denied (And How to Fix Them)

There’s nothing more frustrating than applying for a business loan — only to get a rejection email. Unfortunately, you’re not alone. Roughly 60% of small business loan applications are denied each year, often for reasons entrepreneurs don’t fully understand.

How to Improve Your DSCR (Debt Service Coverage Ratio) for Loans

When applying for a business loan, one number can make or break your approval chances: your Debt Service Coverage Ratio (DSCR). Lenders use this key metric to measure your ability to repay debt — and if it’s too low, you could face higher interest rates, smaller loan amounts, or outright rejection.

Small Business Grants vs. Loans: Which Is Better in 2025?

Choosing how to fund your small business is one of the most important financial decisions you’ll make. And one of the biggest questions entrepreneurs face is: Should I apply for a grant or take out a loan?

SBA Express Loan Guide: Fast Funding for Small Businesses

If you need small business financing quickly, waiting weeks or months for approval isn’t an option. That’s where the SBA Express Loan comes in — a streamlined version of the traditional SBA 7(a) program designed to deliver fast funding with less paperwork and quicker decisions.