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Microtel Inn & Suites by Wyndham Franchise Loan: The Complete Financing Guide for Microtel Franchise Owners
If you are exploring the Microtel Inn & Suites by Wyndham franchise opportunity, you already know it represents one of the most accessible entry points into the branded hotel industry. Microtel combines the powerful Wyndham brand with a compact, cost-efficient operating model that has proven popular with budget-conscious travelers and business guests alike. But even with its streamlined footprint, the total investment required to open a Microtel franchise can range from approximately $4.5 million to well over $10 million, depending on location, construction costs, and market conditions. That means financing is not just an option, it is a necessity for virtually every franchisee.
This guide breaks down everything you need to know about the Microtel Inn & Suites franchise cost, your financing options, how SBA loans work for hotel franchises, and how Crestmont Capital can help you secure the capital to bring your Microtel franchise to life.
What Is Microtel Inn & Suites by Wyndham?
Microtel Inn & Suites by Wyndham is an economy hotel brand that is part of the massive Wyndham Hotels & Resorts portfolio, one of the largest hotel franchise companies in the world. Unlike many economy brands that feel dated or generic, Microtel has carved out a distinct identity around compact, clean, tech-forward rooms that appeal to a modern traveler who values efficiency and reliability over luxury.
The brand was founded in 1987 and became part of the Wyndham family, giving franchisees access to the Wyndham Rewards loyalty program, global reservation systems, and a recognized brand name that generates significant demand. Today, Microtel operates hundreds of properties across North America, with a particularly strong footprint in secondary markets, suburban corridors, and highway-adjacent locations.
Key brand characteristics include:
- Compact, efficient room design that keeps construction and operating costs lower than full-service hotels
- Tech-forward amenities including high-speed Wi-Fi, flat-screen TVs, and modern business workstations
- Complimentary breakfast as a standard brand offering, which drives guest satisfaction scores
- Strong brand recognition through Wyndham Rewards, one of the most popular hotel loyalty programs
- Focused market positioning targeting budget-conscious business travelers and cost-sensitive leisure guests
For investors and entrepreneurs, Microtel represents an attractive franchise opportunity because its streamlined model typically requires less square footage and fewer amenities than upscale brands, which can translate to lower per-key construction costs. If you are considering multiple Wyndham brands, you may also want to review our guide on Wyndham Hotels franchise financing for a broader comparison of the family of brands.
Microtel Inn & Suites Franchise Costs Breakdown
Understanding the full cost picture is the first step toward building a realistic financing plan. The Microtel Inn and Suites franchise cost is made up of several components that every prospective franchisee must account for.
Initial Franchise Fee
The initial franchise fee for Microtel Inn & Suites typically ranges from approximately $35,000 to $45,000. This one-time fee grants you the right to operate under the Microtel brand and access Wyndham's systems, training, and support network. The exact amount may vary based on the number of rooms and the terms negotiated with Wyndham.
Total Investment Range
The total investment to open a new Microtel property is substantial. According to Wyndham's franchise disclosure documents and industry estimates, franchisees should expect:
- Land and site acquisition: $500,000 to $2,000,000+, depending heavily on market and location
- Construction and building costs: $3,000,000 to $6,500,000 for a new build
- Furniture, fixtures, and equipment (FF&E): $500,000 to $1,200,000
- Pre-opening expenses and working capital: $200,000 to $500,000
- Technology systems and signage: $50,000 to $150,000
- Total estimated range: $4.5 million to $10 million or more
It is critical to note that these numbers can vary significantly based on factors such as geographic market, local construction costs, whether you are building from the ground up or converting an existing property, and the specific number of guest rooms in your hotel.
Ongoing Fees
In addition to the upfront investment, Microtel franchisees pay ongoing fees that affect operational cash flow:
- Royalty fee: Approximately 4.5% of gross room revenue
- Marketing and reservation fund contributions: Typically 3.5% to 4.5% of gross room revenue
- Technology fees: Variable, typically a few hundred dollars per month
Important Note on Franchise Disclosure
All specific fee figures should be verified in the current Wyndham Franchise Disclosure Document (FDD). Fee structures can change, and the FDD is the authoritative source for all financial obligations. Consult with a franchise attorney before signing any franchise agreement.
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Apply Now →Financing Options for Microtel Franchise Owners
Given the multi-million dollar investment required, very few hotel franchisees self-fund entirely. The good news is that there are multiple financing paths available to qualified investors, and an experienced lender like Crestmont Capital can help you navigate them. Here is an overview of the primary options:
SBA 7(a) Loans
The Small Business Administration's 7(a) loan program is one of the most popular financing tools for hotel franchise investors. SBA 7(a) loans can cover up to $5 million and are particularly useful for working capital, FF&E, and smaller acquisition projects. The SBA guarantees a portion of the loan, which reduces lender risk and often leads to more favorable terms for borrowers.
SBA 504 Loans
For larger real estate and construction projects, the SBA 504 loan program is often the preferred choice. These loans are designed specifically for fixed asset financing, including land, buildings, and major equipment. SBA 504 loans can provide up to $5 million (or more in some cases) at fixed, below-market interest rates with long repayment terms, making them ideal for new hotel construction or major renovation projects.
Conventional Commercial Real Estate Loans
Conventional commercial loans from banks and credit unions are another option, though they typically require larger down payments (often 25% to 35%) and carry shorter amortization periods than SBA loans. Borrowers with strong credit, significant net worth, and hotel operating experience may find favorable terms from regional banks familiar with the hospitality sector.
USDA Business and Industry Loans
For Microtel properties in rural or suburban markets (a common Microtel sweet spot), the USDA Business and Industry (B&I) loan guarantee program can be an excellent alternative. These loans can fund up to $25 million and are specifically designed to support businesses in rural communities.
Bridge Loans
Bridge loans are short-term financing solutions used to cover gaps during construction or the period before long-term financing is secured. They carry higher interest rates but offer speed and flexibility that traditional loans may not.
Equipment Financing
For FF&E specifically, equipment financing can be a cost-effective way to fund hotel furniture, commercial kitchen equipment, laundry systems, and technology infrastructure without tying up your primary loan capacity.
Business Lines of Credit
A business line of credit can provide the working capital flexibility you need during pre-opening, ramp-up, and seasonal fluctuations. Lines of credit are revolving, meaning you draw only what you need and pay interest only on what you use.
SBA Loans for Microtel Hotel Franchises
Because of the size of the Microtel franchise investment, SBA loans deserve a deeper look. The SBA loan programs are specifically designed to help small business owners access capital that might otherwise be unavailable from conventional lenders.
Why SBA Loans Work Well for Hotel Franchises
Hotel franchises are typically viewed favorably by SBA lenders because:
- Branded hotels have documented performance data that lenders can use to underwrite the loan
- The franchise agreement with Wyndham provides a structured operating framework that reduces some business risk
- Hotel real estate serves as substantial collateral
- The hospitality sector has a long track record with SBA lending
According to data from the U.S. Small Business Administration, hotel and accommodation businesses have historically been among the top industry categories for SBA 7(a) and 504 loans. This reflects both the capital intensity of the sector and the reliability of branded hotel franchises as collateral-backed businesses.
SBA 504 Loan Structure for Microtel
A typical SBA 504 financing structure for a new Microtel build might look like this:
- 50% from a conventional first mortgage lender (bank or credit union)
- 40% from a Certified Development Company (CDC) backed by an SBA 504 debenture
- 10% from the borrower as equity injection (down payment)
This structure means that a qualified Microtel franchisee could potentially finance up to 90% of eligible project costs, making it one of the most leveraged financing options available. The 10% equity requirement is a significant advantage over conventional loans that may require 25% to 35% down.
SBA Loan Terms to Know
- SBA 7(a): Up to $5M, up to 25-year term for real estate, variable or fixed rates
- SBA 504: Up to $5M+ CDC portion, 10 or 20 year terms, fixed below-market rates
- SBA guarantee fee: 0.5% to 3.75% of guaranteed amount, varies by loan size
- Prepayment penalty: SBA 504 loans have a 10-year declining prepayment premium
Our team at Crestmont Capital specializes in SBA loans for hospitality businesses and can guide you through the entire application process, from identifying the right SBA program to working with CDC partners and navigating SBA eligibility requirements.
How Crestmont Capital Helps Microtel Franchisees
Crestmont Capital is the #1 business lender in the United States, and our team has deep expertise in hospitality franchise financing. We understand that securing a multi-million dollar loan for a hotel franchise is one of the most significant financial decisions you will ever make. That is why we take a consultative approach rather than simply processing applications.
What Sets Crestmont Apart
- Specialized hospitality lending expertise: Our team understands the unique dynamics of hotel franchise financing, including brand requirements, FF&E funding, and construction draw schedules
- Multiple loan products under one roof: From SBA loans to conventional commercial mortgages to equipment financing, we can structure a complete financing solution rather than just one piece of the puzzle
- Fast approvals: We move quickly because we know that franchise opportunities do not wait
- Flexible qualification criteria: We evaluate the full picture of your financial situation, not just your credit score
- Ongoing support: Our relationship does not end at closing; we are partners in your long-term success
Whether you need a small business loan to cover pre-opening expenses, an SBA 504 for construction, or a long-term business loan for a stabilized property acquisition, Crestmont Capital has the products and expertise to get you funded.
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Apply Now →Real-World Financing Scenarios
To make this more concrete, let us look at a few hypothetical scenarios that illustrate how Microtel franchise financing might be structured in different situations.
Scenario 1: New Construction in a Secondary Market
Investor profile: Experienced hotelier with two existing independent properties, strong credit, and $1.2 million in liquid assets.
Project: New-build 60-room Microtel in a mid-size midwestern city near a major highway interchange.
Total estimated cost: $6.8 million
Financing structure:
- SBA 504 first mortgage (bank): $3.4 million
- SBA 504 CDC debenture: $2.72 million
- Borrower equity: $680,000 (10%)
- Equipment financing for FF&E: $500,000
- Business line of credit for working capital: $250,000
In this scenario, the borrower leveraged SBA 504 to minimize equity while keeping monthly debt service manageable, with supplemental equipment financing to cover FF&E separately and preserve cash.
Scenario 2: Conversion of Existing Property
Investor profile: First-time hotel franchisee with strong real estate background, purchasing and converting an existing independent hotel to Microtel brand standards.
Project: 45-room property acquisition and renovation in the Southeast.
Total estimated cost: $4.2 million (acquisition $2.5M + renovation/brand conversion $1.7M)
Financing structure:
- SBA 7(a) loan: $4.0 million
- Borrower equity: $420,000 (approximately 10%)
- Business line of credit: $200,000 for ramp-up working capital
The SBA 7(a) loan was ideal here because it could cover both the real estate acquisition and renovation costs in a single flexible loan structure.
Scenario 3: Multi-Property Expansion
Investor profile: Existing Microtel franchisee with two operating properties, seeking to open a third location.
Project: New 75-room Microtel in a growing suburban market.
Total estimated cost: $8.5 million
Financing structure:
- Conventional commercial mortgage: $5.1 million (60% LTV based on appraised value)
- SBA 7(a) supplemental: $1.5 million for FF&E and soft costs
- Borrower equity: $1.9 million (leveraging equity from existing properties)
As a report from Forbes has noted, experienced multi-unit franchise operators often gain access to better financing terms because their track record reduces lender risk significantly.
Microtel Franchise Financing at a Glance
Microtel Inn & Suites Franchise: Key Numbers
$35K–$45K
Initial Franchise Fee
$4.5M–$10M+
Total Investment Range
4.5%
Royalty (of Gross Room Revenue)
Up to 90%
SBA 504 Financing (of Eligible Costs)
$5M+
Max SBA 504 Loan Amount
680+
Recommended Minimum Credit Score
All figures are estimates. Verify current fees in the Wyndham FDD and consult with your lender for specific terms.
Who Qualifies for Microtel Franchise Financing?
Lenders evaluate hotel franchise loan applications across several dimensions. Understanding what qualifies you helps you prepare a stronger application and set realistic expectations about terms and structure.
Credit Profile
Most SBA-backed hotel franchise loans require a minimum personal credit score of 650 to 680, though scores above 720 significantly improve your chances of approval and favorable terms. Lenders will review both personal and business credit history. Negative items such as recent bankruptcies, foreclosures, or significant delinquencies can disqualify applications or require explanation and mitigation.
Liquidity and Net Worth
Wyndham typically has net worth and liquidity requirements for franchisees. From a lender's perspective, you should generally expect to demonstrate liquid assets sufficient to cover the required equity injection plus several months of operating expenses. For a $6 million Microtel project with SBA 504 financing, that might mean demonstrating $800,000 to $1,000,000 in verifiable liquid assets.
Hospitality Experience
While not always required, lenders and Wyndham both prefer franchisees with prior hotel or hospitality management experience. If you are new to the industry, having an experienced hotel management company contracted to operate the property can help bridge this gap in your application.
Business Plan Quality
A detailed, realistic business plan is essential for any hotel franchise loan application. Your plan should include market analysis, competitive positioning, projected occupancy rates, average daily rate (ADR) assumptions, revenue per available room (RevPAR) projections, and a three to five year financial model with cash flow projections. Lenders use the Uniform System of Accounts for the Lodging Industry (USALI) format for financial projections.
Collateral
Hotel real estate typically serves as the primary collateral. For SBA loans, the SBA and lender may also require personal guarantees from all owners with 20% or more equity stake. Additional collateral such as personal real estate or other business assets may be requested for larger loan amounts.
Pro Tip: Get Pre-Qualified Before Signing the Franchise Agreement
Many prospective Microtel franchisees make the mistake of signing the franchise agreement before confirming their financing. Work with Crestmont Capital to get a financing pre-qualification or letter of intent before committing to Wyndham. This protects you and demonstrates financial credibility during the franchise approval process.
Microtel vs. Other Budget Hotel Franchises
Understanding how Microtel stacks up against competing economy hotel brands helps you make an informed investment decision. Here is a comparative overview of key metrics across major budget hotel franchise options.
Microtel is part of the Wyndham family alongside other economy and midscale brands. If you are exploring other Wyndham options, our Ramada franchise loan guide provides a useful comparison point within the Wyndham portfolio.
| Brand | Segment | Initial Fee (Est.) | Total Investment (Est.) | Royalty (Est.) |
|---|---|---|---|---|
| Microtel by Wyndham | Economy | $35K–$45K | $4.5M–$10M+ | ~4.5% |
| La Quinta by Wyndham | Midscale | $50K–$75K | $5M–$15M+ | ~5.0% |
| Days Inn by Wyndham | Economy | $35K–$60K | $3M–$8M | ~5.5% |
| Holiday Inn Express | Midscale | $50K–$100K | $6M–$18M+ | ~5.0% |
| Super 8 by Wyndham | Economy | $25K–$45K | $2.5M–$7M | ~5.5% |
All competitive figures are estimates based on publicly available franchise disclosure information. Verify with each brand's current FDD.
As CNBC has reported in coverage of the hospitality sector, economy hotel brands have demonstrated notable resilience during economic downturns, as budget-conscious travelers continue to seek cost-effective accommodations even in challenging economic environments. This makes economy segment franchises like Microtel an attractive proposition for investors seeking defensible market positioning.
Microtel's combination of Wyndham's powerful loyalty ecosystem, a tech-forward brand identity, and relatively competitive construction economics positions it well against independent competitors and other economy brands.
The Application Process with Crestmont Capital
Working with Crestmont Capital to finance your Microtel franchise is a streamlined process designed to get you from application to funding as efficiently as possible. Here is what you can expect:
Step 1: Initial Consultation
Contact Crestmont Capital through our online application or by phone. During your initial consultation, our lending specialists will review your franchise concept, investment size, and financial situation to identify the most appropriate loan products for your needs.
Step 2: Pre-Qualification
We will conduct a preliminary review of your credit profile, liquidity, and business plan to provide a financing pre-qualification. This gives you confidence as you continue discussions with Wyndham's franchise team and site selection processes.
Step 3: Full Application and Documentation
Once you are ready to proceed, you will complete a full loan application and submit supporting documentation. Typical documentation required includes:
- Personal financial statements (all guarantors)
- Three years of personal and business tax returns
- Business plan with financial projections (3-5 years)
- Franchise Disclosure Document and franchise agreement
- Site plans, construction estimates, and architect drawings (for new builds)
- Property appraisal or purchase agreement (for acquisitions)
- Entity documents (LLC operating agreement, corporate docs)
Step 4: Underwriting and Approval
Our underwriting team will perform a comprehensive review of your application. For SBA loans, we coordinate with SBA-preferred lenders and CDC partners. Typical underwriting timelines range from two to six weeks, depending on loan complexity and documentation completeness.
Step 5: Commitment Letter and Closing
Upon approval, you will receive a commitment letter outlining the loan terms. After reviewing and accepting the terms, we proceed to closing, where loan documents are executed and funds are disbursed (or construction draws are established for new-build projects).
Step 6: Funding and Ongoing Support
Funds are disbursed according to the loan structure, whether as a lump sum at closing for acquisitions or as construction draws for new builds. Our team remains available throughout the construction and ramp-up period to support any additional financing needs.
Frequently Asked Questions
What is the total cost to open a Microtel Inn & Suites franchise? +
The total investment to open a Microtel Inn & Suites franchise typically ranges from approximately $4.5 million to over $10 million. This includes land acquisition, construction or renovation costs, furniture, fixtures and equipment (FF&E), the initial franchise fee ($35,000 to $45,000), pre-opening expenses, and working capital. The specific amount varies based on location, market, room count, and whether you are building new or converting an existing property.
Can I use an SBA loan to finance a Microtel franchise? +
Yes. SBA loans are one of the most popular and advantageous financing tools for Microtel and other hotel franchise investments. The SBA 504 loan program is particularly well-suited for new construction and major renovations, offering up to 90% financing of eligible costs at fixed below-market rates. The SBA 7(a) program provides flexibility for both real estate and working capital needs up to $5 million. Crestmont Capital specializes in SBA hotel franchise financing.
What credit score do I need to qualify for a Microtel franchise loan? +
Most lenders require a minimum personal credit score of 650 to 680 for SBA hotel franchise loans. A score of 720 or higher will typically qualify you for better rates and terms and will streamline the approval process. Lenders will review both your personal and business credit history, as well as the overall strength of your financial profile.
How much down payment is required for a Microtel franchise loan? +
With SBA 504 financing, the borrower equity injection (down payment) can be as low as 10% of the total eligible project cost. Conventional commercial loans typically require 25% to 35% down. For a $6 million Microtel project, the SBA 504 structure could require as little as $600,000 in equity from the borrower, compared to $1.5 million to $2.1 million under a conventional structure.
What is the Microtel Inn & Suites royalty fee? +
The Microtel Inn & Suites royalty fee is approximately 4.5% of gross room revenue. This ongoing fee is paid to Wyndham Hotels & Resorts in exchange for continued use of the brand, access to the Wyndham Rewards loyalty program, global reservation systems, and ongoing franchisor support. Additional fees for marketing fund contributions and technology typically add another 3.5% to 4.5% of gross room revenue. Always verify current fee structures in Wyndham's most recent Franchise Disclosure Document.
Do I need hotel experience to get a Microtel franchise loan? +
While hotel or hospitality industry experience is preferred by both lenders and Wyndham, it is not always a hard requirement. First-time hotel investors can often strengthen their applications by partnering with an experienced hotel management company, hiring an experienced general manager, or demonstrating relevant business ownership and management experience in other industries. Your overall financial strength, business plan quality, and the quality of the management team are all factors in the evaluation.
How long does it take to get a hotel franchise loan approved? +
Typical SBA hotel franchise loan approvals take between 30 and 90 days from complete application submission to closing, depending on loan complexity, the SBA program used, and how quickly documentation is provided. The underwriting process for new construction projects is generally more involved than for acquisitions. Working with an experienced lender like Crestmont Capital who understands hotel franchise lending can significantly accelerate the timeline.
Can I finance a Microtel franchise conversion (rather than new build)? +
Yes. Financing a conversion or acquisition of an existing property to the Microtel brand standard is generally more straightforward than financing new construction, as the property already has an operating history and an established value. SBA 7(a) loans are particularly flexible for acquisition-plus-renovation scenarios. The renovation scope required to meet Wyndham brand standards will depend on the current condition of the property and Wyndham's PIP (Property Improvement Plan) requirements.
What is a Property Improvement Plan (PIP) and how does it affect financing? +
A Property Improvement Plan (PIP) is Wyndham's mandated list of upgrades and renovations that an existing property must complete to meet Microtel brand standards. For conversion projects, the PIP can add significantly to the total investment required. It is essential to obtain and review the full PIP before finalizing your financing plan, as PIP costs directly affect loan sizing and your equity requirements. Crestmont Capital can help structure financing that covers both the acquisition and PIP renovation costs.
Are there USDA loan options for Microtel franchises in rural areas? +
Yes. The USDA Business and Industry (B&I) loan guarantee program is available for businesses in rural communities (typically defined as communities with fewer than 50,000 residents). Since Microtel has a strong footprint in rural and secondary markets, many Microtel projects may qualify for USDA B&I loans, which can provide up to $25 million in financing at competitive terms. Crestmont Capital can help determine if your project's location qualifies.
What financial projections do lenders want to see for a Microtel loan? +
Lenders will want to see a comprehensive business plan with at minimum three years of financial projections, and ideally five years. Key metrics they will scrutinize include projected occupancy rate (typically 60% to 75% for stabilized economy hotels), average daily rate (ADR), revenue per available room (RevPAR), gross operating profit per available room (GOPPAR), debt service coverage ratio (DSCR, which most lenders require to be at least 1.25x), and a detailed breakdown of operating expenses. Market analysis supporting your revenue assumptions is critical.
Can I use equity from other real estate to fund my Microtel franchise? +
Yes. Equity in other real estate holdings can potentially be used to help meet equity injection requirements for your Microtel franchise loan. Options include cash-out refinancing of existing properties, pledging real estate as additional collateral, or using documented equity as part of your overall net worth calculation. A lender will need to verify and document any equity you intend to use, and there may be restrictions depending on the loan type (SBA loans have specific rules about equity injection sources).
What is the loan term for a Microtel franchise construction loan? +
Construction financing is typically structured as a short-term loan (12 to 24 months) that converts to permanent financing upon project completion and stabilization. SBA 504 permanent loans offer 10 or 20 year terms with fixed rates. SBA 7(a) real estate loans can have terms up to 25 years. Conventional commercial real estate loans may have 15 to 25 year amortization periods with balloon payments at 5 to 10 years. The optimal structure depends on your cash flow projections and risk tolerance.
How does Wyndham's franchise approval process work alongside the loan application? +
Wyndham's franchise approval process and your financing application typically run concurrently but are managed separately. Wyndham will evaluate your financial qualifications, business experience, site suitability, and market conditions as part of their own approval process. Getting a financing pre-qualification from Crestmont Capital early in the process strengthens your franchise application by demonstrating financial credibility. Many lenders require a signed franchise agreement (or at minimum a letter of intent from the franchisor) before issuing a final loan commitment.
Why should I choose Crestmont Capital for my Microtel franchise loan? +
Crestmont Capital is the #1 business lender in the United States and brings deep expertise in hospitality franchise financing. We offer multiple loan products including SBA 7(a), SBA 504, conventional commercial mortgages, equipment financing, and lines of credit, all under one roof. This means we can structure a complete financing solution rather than forcing you to work with multiple lenders. Our specialists understand Wyndham brand requirements, hotel financial modeling, and the full lifecycle of a hotel franchise investment. We move fast, communicate clearly, and are committed to your long-term success as a franchisee.
Next Steps: Start Your Microtel Franchise Financing Journey
If you are serious about pursuing a Microtel Inn & Suites franchise, here is a practical roadmap to move from interest to funded:
- Review the Wyndham FDD: Request a copy of Wyndham's current Franchise Disclosure Document and review it with a franchise attorney. Understand all fees, obligations, and requirements before proceeding.
- Conduct market research: Identify your target market and location. Research local demand drivers, competitive supply, and historical occupancy data for the market. STR (formerly Smith Travel Research) data is the industry standard for hotel market analysis.
- Build your financial model: Develop detailed 5-year financial projections using realistic occupancy, ADR, and expense assumptions. A hotel consultant or CPA experienced in hospitality can help you build a credible model.
- Get pre-qualified with Crestmont Capital: Contact our team early in the process. Pre-qualification is free, non-binding, and gives you clarity on your financing options before you commit to any major expenditures.
- Engage your development team: If doing a new build, engage an architect experienced in economy hotel construction and a general contractor familiar with Wyndham brand standards.
- Submit your franchise application: Apply to Wyndham with your business plan, financial statements, and site information. Your Crestmont Capital pre-qualification letter will strengthen your application.
- Close your financing: Once Wyndham approves your franchise and your loan is underwritten, close your financing and begin the journey toward opening day.
Take the First Step Today
Apply in minutes and get connected with a Microtel franchise financing specialist at Crestmont Capital. No obligation, no cost.
Apply Now →Conclusion
The Microtel Inn & Suites by Wyndham franchise represents a compelling opportunity for hotel investors who want the power of a major global brand with the efficiency of a compact, purpose-built operating model. The investment is significant, with total costs ranging from $4.5 million to over $10 million, but the right financing structure can make this opportunity accessible with as little as 10% equity down through SBA programs.
The key to a successful Microtel franchise financing strategy is working with a lender who understands the hospitality sector, knows the Wyndham brand requirements, and can structure a complete solution across multiple loan products. That is exactly what Crestmont Capital delivers every day.
Whether you are a first-time hotel investor or an experienced multi-unit operator looking to expand your Wyndham portfolio, our team is ready to help you secure the financing you need to bring your Microtel vision to life. Apply today and take the first step toward owning one of America's most trusted economy hotel brands.
Disclaimer: The information provided in this article is intended for general educational purposes only and does not constitute financial, legal, or investment advice. Franchise fee figures, investment ranges, and loan terms are estimates based on publicly available information and may not reflect current Wyndham Franchise Disclosure Document figures or lender requirements. Always consult with qualified financial, legal, and franchise advisors before making any investment decisions. Loan approval is subject to lender underwriting criteria and is not guaranteed. Crestmont Capital is a commercial lender and does not represent Wyndham Hotels & Resorts or the SBA. All financing products described are for general educational purposes.
