All posts by Mariela Merino

It is not unusual for small and midsize businesses to experience cash flow problems sometimes. Many growing businesses encounter financial problems due to fast growth. One way to improve cash flow and fix the issue is to use financing.

Sales ledger financing is gaining traction as a financing option for mid-sized companies that are in good shape financially and are growing fast. This solution is offered to companies that have outgrown conventional invoice factoring but are not able to meet the qualification requirements of a line of credit.

Freight factoring is a form of business financing in the transportation industry. It helps brokers and carriers improve their cash flow by financing their invoices from clients that pay slowly. Factoring provides companies with the funds to operate and grow to their full potential.

Merchant cash advances (MCA) have become a very popular form of financing among business owners because they are easy to get and set up. Their convenience attracts companies that do not want to go through the traditional lending process.

For overseas entrepreneurs, it can be a great challenge yet great opportunity to open a foreign subsidiary of your company in the United States. However, you need to make a large investment to open a foreign subsidiary. You need funds to get the subsidiary started. You need to make ongoing cash contributions to manage operations, especially if the business is gaining traction.

Work-in-process (WIP) financing is a type of funding that helps cover the supplier expenses of companies that manufacture or assemble goods. Another name for this is also production financing.

Many people use the terms debt consolidation and debt refinancing interchangeable, but they are not the same. This difference is important when you are speaking with potential investors. In short, debt refinancing replaces one loan with another one. Debt consolidation replaces a group of loans with a single loan.

If you are a business owner who is trying to figure out if debt refinancing is right for you then this is the right article for you. We will cover how you determine if you need refinancing, the pros and cons of refinancing, types of debt that can be refinanced and much more.

It might be worth considering a business debt consolidation if you are carrying multiple business loans. It is a great way to streamline your debt repayment into a single monthly payment, ideally at a lower interest rate. It can make repaying business debt more affordable and manageable, especially if you are consolidating high interest forms of financing credit cards, lines of credit or merchant cash advances.

Every business needs cash. One of the most common business failures is the lack of cash a business has and also because of poor cash management. Cash problems can kill business that would have survived otherwise.