SBA 504 Loan Statistics: What the Data Shows for 2026
The SBA 504 loan program is one of the most powerful long-term financing tools available to small business owners in the United States. Designed to fund the acquisition of fixed assets, this program combines below-market interest rates with fixed payments and long repayment terms, making it an essential capital source for businesses ready to grow. But how popular is the program? Who gets approved? And what does the data reveal about the state of 504 lending in 2026? This guide pulls together the most current statistics to answer those questions.







