Allied Equipment Financing & Leasing
- Crestmont Capital
- Allied Equipment Financing & Leasing
(800) 949-0401 Apply Now
Your practice deserves the best equipment. Whether you are opening a physical therapy clinic, expanding a diagnostic imaging center, or outfitting a home health agency, the right allied health equipment makes a direct impact on patient outcomes. The challenge is cost. Treatment tables, ultrasound therapy units, MRI machines, and telehealth technology represent significant capital investments that can strain even well-run practices.
Crestmont Capital specializes in allied equipment financing and allied health equipment leasing designed for the realities of healthcare business. We offer up to $10 million in funding, 100% financing with no down payment, and approvals in as little as 2 to 4 hours. Get the equipment your patients need without draining your operating reserves.
Allied equipment financing refers to business loans or lease agreements used specifically to acquire the tools, devices, and machinery relied upon by allied health professionals. Allied health is a broad category that includes physical therapists, occupational therapists, speech-language pathologists, radiologic technologists, respiratory therapists, laboratory scientists, and home health aides, among others.
The equipment these professionals use ranges from relatively modest purchases like electrical stimulation units and adaptive therapy tools to multimillion-dollar imaging systems. Financing allows practices to acquire what they need now and pay over time from the revenue that equipment generates.
Understanding the differences between your acquisition options will help you choose the right structure for your practice.
| Factor | Equipment Financing | Equipment Leasing | Paying Cash |
|---|---|---|---|
| Upfront Cost | None (100% financing) | None or minimal | Full purchase price |
| Ownership | You own after final payment | Option to buy at end of term | You own immediately |
| Working Capital Impact | Preserved | Preserved | Significant reduction |
| Technology Upgrades | Refinance or sell | Easy to upgrade at lease end | Sell and repurchase |
| Tax Treatment | Section 179 / depreciation | Lease payments may be deductible | Depreciation over time |
| Monthly Payment | Fixed | Fixed | None |
| Best For | Equipment you plan to own long-term | Fast-evolving technology | Practices with large cash reserves |
For most allied health practices, financing or leasing is the smarter choice. Imaging equipment becomes outdated, therapy devices improve rapidly, and maintaining liquidity for payroll, rent, and supply costs is critical. Financing through Crestmont Capital lets you stay equipped and stay solvent at the same time.
Crestmont Capital serves a wide range of allied health and medical businesses. If you provide patient care or support clinical operations, we can structure a financing solution for your equipment needs.
Physical therapy is one of the fastest-growing allied health sectors in the United States. Outpatient PT clinics, sports rehab centers, and hospital-based therapy departments all rely on specialized equipment to deliver effective treatment. A fully equipped therapy gym might include multiple treatment tables ($2,000 to $8,000 each), an ultrasound therapy unit ($3,000 to $15,000), electrical stimulation devices, hot and cold therapy systems, traction units, and a full array of resistance and conditioning equipment.
For a new clinic or an expanding practice, these costs add up quickly. Crestmont Capital structures physical therapy equipment financing to cover all of it under a single agreement, including delivery, installation, and service warranties, with one predictable monthly payment. Our equipment financing solutions are built for healthcare operators, not generalist borrowers.
Crestmont Capital works with a wide range of allied health businesses, from established multi-location practices to newer clinics building their patient base. General qualification guidelines include:
We also offer working capital loans for practices that need operational funding alongside equipment acquisition, and small business financing for broader growth needs.
Our application process is designed to be fast, simple, and non-disruptive to your practice operations.
There are no hidden fees, no prepayment penalties on most programs, and no obligation to accept before you are ready.
For equipment that changes rapidly, such as diagnostic imaging systems, telehealth platforms, and digital practice management tools, leasing through Crestmont Capital offers a practical alternative to ownership. Our equipment leasing programs include end-of-term buyout options so you are never locked out of ownership, but you retain the flexibility to upgrade when better technology becomes available.
Leasing also keeps monthly payments lower than financing in many cases, which can be valuable for practices managing tight cash flow or waiting on insurance reimbursement cycles to stabilize.
Crestmont Capital finances and leases virtually any commercially useful allied health or medical equipment, including physical therapy modalities, rehabilitation gym equipment, diagnostic imaging systems, laboratory analyzers, durable medical equipment, respiratory devices, occupational and speech therapy technology, and telehealth platforms. If it is used in a clinical or patient care setting, we can likely fund it.
Crestmont Capital funds equipment transactions from small single-device purchases up to $10 million. Whether you need one treatment table or a full imaging suite, we can structure a solution to fit your needs.
No. Crestmont Capital offers 100% financing on most equipment transactions, meaning you can acquire your equipment with no money down. The equipment itself typically serves as collateral for the loan.
Most applicants receive a credit decision within 2 to 4 hours of submitting a complete application during business hours. For larger transactions or more complex credit profiles, the timeline may be slightly longer, but we prioritize speed at every step.
We prefer at least one year of operating history, but we do review startup situations on a case-by-case basis, particularly when the business owners have strong personal credit, relevant industry experience, and a solid business plan. Contact us to discuss your specific situation.
For imaging equipment like X-ray systems, MRI machines, and CT scanners, leasing is often the better choice. Imaging technology evolves quickly, and a lease allows you to upgrade to newer systems at the end of your term without the hassle of selling outdated equipment. Crestmont offers leasing structures with flexible end-of-term options to fit your practice strategy.
Yes. Crestmont Capital's 100% financing can cover not just the equipment purchase price but also related soft costs including installation, extended service contracts, operator training, and delivery. This means your full project cost can be wrapped into one monthly payment.
Under Section 179 of the IRS tax code, businesses may be eligible to deduct the full purchase price of financed or leased equipment in the year it is placed in service, rather than depreciating it over time. This can result in a significant tax reduction in the year of acquisition. Consult your tax advisor to understand how these rules apply to your specific situation.
Crestmont Capital has helped hundreds of allied health businesses across the United States acquire the equipment they need to grow, serve more patients, and compete effectively. Our financing and leasing programs are built around the realities of healthcare operations: long reimbursement cycles, rapid technology change, and the critical importance of maintaining cash reserves.
You should not have to choose between the equipment your patients need and the financial stability your practice requires. With Crestmont Capital, you do not have to make that trade-off. Apply today and get a decision in hours.
