Small Business Lending

Successfully Navigating through the Small Business Lending World

Business owners seeking financing often turn to the same sources, including banks, credit cards and loans from friends and family. Unfortunately, these options can hinder a business before it even has a chance to flourish.

In today’s economic world, it’s that much harder to receive the financing your business needs from traditional lenders like banks, and those who do qualify may find they’re dealing with stringent loan terms and uncompromising repayment conditions.

Meanwhile, credit cards may provide owners with the small business financing they require in the short term, but they also often come with high interest rates that can drive up debt and lead to major financial headaches down the line.

Finally, while friends and family can often be counted on to support a business endeavor, mixing money and personal relationships is often a recipe for disaster. The chances that family and friends have enough money to loan for business financing are quite low.

Fortunately, there is still a wealth of options for business financing available to owners across the country.

Why Choose Crestmont Capital?

At Crestmont Capital, we understand that no two businesses owners are alike, and that’s why we view each scenario individually to ensure that our clients get the financing that suits their business needs. By looking at each business on an individual basis, we are able to approve many more business owners than our competition.

We can provide funding programs for business owners with less-than-stellar credit, newer businesses, and businesses that perform well but can’t show it with financial statements. Our financing terms can range from 3 months to 10 years! With our common sense process, we approve a large percentage of our applications and are able to our clients significantly more capital. It only takes a few seconds to apply and less than 24 hours for approval.

  • No Collateral Required, 100% Unsecured Funds
  • Minimal Paperwork Required, Quickly Get Funded Within 24 Hours
  • Bad Credit OK, Our Programs are Business Performance Driven
  • No Upfront Fees
  • Receive Your Approval Within Hours

Custom Tailored Loans

Small business loans provide your business with the cash it needs to expand, increase or replace inventory, advertise, consolidate debt, or even pay taxes. We do not offer “one-size-fits-all” lending. We work with you to make sure you understand all your options and help you to choose a loan that makes sense for your business.

SBA Loans

  • Stretching Out High Limit Debt Over a Period of Up To 30 Years
  • Prime Based Interest Rates
  • Freeing Up Cash Flow
  • Loan Amounts Up To 50 Million
  • The Security of a Small Business Administration Loan


Traditional Term Loans

  • Flexible terms from 2-5 Years to Fit Your Business’s and Industry Needs
  • Low Cost of Funds
  • Monthly Payments
  • Long-Term Paybacks for Long-Term Projects
  • Limited Documentation required for approval
  • Grow Your Business The Way You Best See Fit


Business Lines of Credit

  • Immediate Access to Funds With No Waiting or Application
  • Completely Unsecured with NO Collateral Needed
  • Only Pay on Your Outstanding Balance and Not Your Loan Amount
  • Regular Limit Increases Available Without Further Documentation Being Needed
  • Every Payment being 100% Tax Deductible


Unsecured Working Capital Loans

  • $20,000 to $500,000 With Limited Documents Required
  • Up To 2 Million With a Full Financial Package
  • No Collateral Required
  • Flexible Terms
  • No Restrictions on the Use of Funds
  • 100% Tax-Deductible


Start Up Business Loans

  • Skip the Bank Merry-go-Round
  • Man or Woman, Young or Not-So Young – Everyone Has Options
  • Quickly & Easily Get Money You Need
  • Interest Rates 3.25%+
  • Bad Credit Options Available
  • Approval Rate Over 95%


Merchant Cash Advances

  • Quick access to funds
  • Completely unsecured with no collateral needed
  • Easy approval process
  • Bad credit is accepted
  • No restriction on the use of funds