Equipment financing

Photography Equipment Financing & Leasing

Replace aging gear, expand your studio, and spread the cost over time. Keep cash available for payroll, supplies, and everyday expenses.

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  • Spread the cost over timePay over time, not all at once
  • Keep cash availableCash stays free for daily expenses
  • New or used equipmentShare a quote for either
  • Guidance to fundingHelp from application to funding

In short

Yes, you can apply for financing or leasing for photography equipment for your business. Share what you want to buy and a vendor quote. Crestmont Capital will help you explore options based on your business, the equipment, and your budget.

Options
Financing and leasing
Amount
Based on purchase cost and business profile
Terms
Vary by financing option
Timing
After approval and final documents

Financing vs leasing

Buy it or lease it

Financing can help you purchase equipment. Leasing lets you use it under the terms of a lease.

Compare payments, total costs, ownership, and any purchase or return options before you choose.

Your agreement will explain when payments begin and what happens at the end of the term. Review those details before signing.

Why finance or lease

  • Spread the cost over time
  • Keep cash for payroll and supplies
  • Include delivery, setup, and training where needed

Keep in mind

  • An upfront payment or deposit may be required
  • Maintenance and service costs are separate from your payment
  • Options depend on your business and the purchase

What you can include

More than just the camera

Your equipment investment goes beyond the main purchase. Ask about including related costs in your request.

  • Tools and accessories

    Lenses, mounts, recording accessories, and connections needed for the work you handle.

    Type
    Accessories
    Condition
    As quoted
  • Production software

    Where needed, include editing, recording, or production software selected for your projects.

    Type
    Software
    Condition
    Where needed
  • Delivery, setup, and training

    Include these costs in your request to help reduce your initial out-of-pocket expense.

    Type
    Services
    Condition
    Where needed

Ready to price out your gear?

Share your vendor quote and business details. Our team will help you explore your options.

What we may review

What to have ready

Requirements and available options depend on your business and the purchase.

AreaWhat we may look at
Your equipmentVendor quote, equipment details, and condition
Related costsDelivery, setup, accessories, and training
Your businessBusiness information, revenue, and bank activity
Your budgetCash flow and existing payment obligations

We may also request ownership information, identification, financial statements, tax returns, or equipment records.

Funding estimator

How much could you qualify for?

Enter your average monthly revenue for a quick estimate. No credit check and no obligation.

Want the monthly payment? Try the equipment loan calculator

/ month
Estimated funding available$0
Continue to application

An estimate only, based on revenue. It is not a guarantee of funding or an offer of credit. Approval, amounts and terms depend on your business and the lender's review.

Before you apply

Get ready to apply

A little preparation makes the process easier.

  • Get a vendor quoteInclude accessories and setup costs in the quote.
  • Gather business detailsHave business information, revenue, and bank activity ready.
  • Check your budgetReview cash flow and existing payment obligations.
  • Note equipment conditionFor used gear, share condition or service records.
  • Plan for ongoing costsKeep maintenance, service, and subscriptions in your budget.

How it works

Get your gear in 4 steps

  1. Choose your equipment

    Find the new or used equipment you need and request a quote from your vendor.

  2. Apply for financing

    Complete an application with your business information and equipment details.

  3. Review your options

    Review available payments and terms to find the right fit for your budget.

  4. Put your equipment to work

    Finalize your financing and coordinate delivery with your vendor.

Compare

Financing or leasing

OptionBest whenTrade-off
FinancingYou want to purchase the equipmentReview payments, total cost, and any upfront costs
LeasingYou want to use equipment under a leaseCheck purchase, renewal, or return requirements
New equipmentYou want a fresh setupCompare against used or refurbished quotes
Used or refurbishedYou want to replace or add gearShare condition and service records

Ranges as published on this page. Your terms depend on your business and the lender's review.

Full guide

Get the photography equipment your business needs with financing and leasing options that fit your budget. Replace aging equipment, expand your setup, and spread the cost over time while keeping cash available for everyday expenses.

Tell us what you want to purchase, and our team will help you explore your options.

Photography Equipment Financing

Funding optionsFinancing and leasing

Funding amountBased on purchase cost and business profile

Repayment termsVary by financing option

Funding timingAfter approval and final documents

Get the Photography Equipment You Need to Grow

Replace aging equipment, expand your studio, or prepare for more production work with photography equipment financing and leasing. Spread the cost over time while keeping cash available for payroll, supplies, and everyday expenses.

Choose the equipment that fits your work, and let Crestmont Capital help you explore financing options that fit your budget. Whether you’re purchasing a single piece of equipment or a complete equipment package, our team will guide you from application through funding.

Browse all equipment types

Financing for Your Photography Equipment and More

Your equipment investment goes beyond the main purchase. Explore financing options for the accessories, supporting equipment, and setup costs that help your team get to work.

New or Used Equipment

Get the photography equipment your business needs to expand your operation or replace aging equipment.

Tools and Accessories

Complete your setup with the lenses, mounts, recording accessories, and connections needed for the work you handle.

Production Software

Where needed, include editing, recording, or production software selected for your projects.

Delivery, Setup, and Training

Include delivery and, where needed, setup or training costs in your financing request to help reduce your initial out-of-pocket expense.

Get the Equipment You Need in 4 Simple Steps

Our team will help you understand your options and guide you through each step.

Choose Your Equipment

Find the new or used equipment your business needs and request a quote from your preferred vendor.

Apply for Financing

Complete an application with your business information and equipment details. Our team will guide you through the process.

Review Your Options

Review available financing options, including payments and terms, to find the right fit for your budget.

Put Your Equipment to Work

Finalize your financing and coordinate delivery with your vendor so you can start using your equipment.

What we may review

Share a few details about your business and the equipment you want to purchase. Our team will explain what is needed for your application and help you with the next steps.

Your equipmentVendor quote, equipment details, and condition Related costsDelivery, setup, accessories, and training Your businessBusiness information, revenue, and bank activity Your budgetCash flow and existing payment obligations

We may also request ownership information, identification, financial statements, tax returns, or equipment records. Requirements and available options depend on your business and the purchase.

Ready to Put Your Photography Equipment to Work?

Tell us about the photography equipment your business needs. Crestmont Capital will help you explore financing options that fit your purchase plans and budget, with guidance from application through funding.

Apply Now

Questions

Common questions, clear answers

Can I finance or lease photography equipment for my business?

Share the photography equipment you want to purchase and a quote from your vendor. Our team can help you explore available financing and leasing options based on your business, equipment, and budget.

How do equipment financing and leasing differ?

Financing can help you purchase equipment, while leasing lets you use it under the terms of a lease. Compare payments, total costs, ownership, and any purchase or return options. Our team will help you understand the choices available to you.

Can I include used or refurbished equipment?

You can share a quote for new, used, or refurbished equipment. Include vendor details and any available condition or service records. We will review the purchase with your application and explain which options may be available.

Can I include delivery, setup, and training costs?

Include these costs in your vendor quote and financing request. Our team can help you understand which expenses may be included. Keep ongoing maintenance, service, or subscription costs in your budget alongside your equipment payment.

How much will my monthly payment be?

Your payment depends on the purchase amount, financing option, term, and application review. When options are available, compare the payment schedule, any upfront costs, fees, and total cost to choose a fit for your cash flow.

What information do I need to apply?

Start with your business information and an equipment quote that includes accessories and setup costs. We may also review bank activity, revenue, existing obligations, and equipment records. Our team will explain any additional information needed for your request.

When do payments begin?

Your financing agreement will explain when payments begin. Review the first payment date alongside your vendor’s delivery and setup schedule so you can plan for the new payment before putting the equipment to work.

Will I need to make an upfront payment?

An upfront payment, deposit, or other initial costs may be required, depending on the financing option. Our team can help you review these amounts along with your payment schedule so you know what to budget before moving forward.

How should I budget for equipment maintenance?

Keep cash available for service, supplies, and the ongoing costs of using your photography equipment. Ask your vendor what is covered by warranties or service agreements, then include any separate costs alongside the equipment payment in your budget.

What happens at the end of the financing or lease term?

Your agreement will explain any remaining payment, ownership, purchase, renewal, or return requirements. Review those details before signing and choose an option that fits how long you plan to use the equipment.

Put your photography gear to work

Tell us what your business needs to buy. Crestmont Capital will help you explore options and guide you from application through funding.

Apply nowCall