Office Furniture Financing
Funding optionsFinancing and leasing
Funding amountBased on purchase cost and business profile
Repayment termsVary by financing option
Funding timingAfter approval and final documents
Equipment financing
Office Furniture Leasing & Financing
Replace aging furniture, expand your setup, and spread the cost over time. Keep cash available for everyday expenses while you explore financing and leasing options.
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- Spread the cost over timePay over time, not all at once
- Keep cash availableProtect cash for payroll and supplies
- Finance or leaseCompare ownership and lease options
- Add setup costsInclude delivery, assembly, and accessories
In short
Yes, you can finance or lease office furniture for your business. Share what you want to buy and a quote from your vendor. Crestmont Capital can help you explore financing and leasing options based on your business, the equipment, and your budget.
- Options
- Financing and leasing
- Amount
- Based on purchase cost and business profile
- Terms
- Vary by financing option
- Timing
- After approval and final documents
How it works
Financing and leasing in plain terms
Financing can help you purchase equipment. Leasing lets you use it under the terms of a lease.
Compare payments, total costs, ownership, and any purchase or return options. Your payment depends on the purchase amount, the option you choose, the term, and your application review.
Your agreement will explain when payments begin and what happens at the end of the term.
What it can help with
- Spreads the cost over time
- Keeps cash available for payroll and supplies
- Can cover accessories, delivery, and setup
- Works for new, used, or refurbished equipment
What to plan for
- An upfront payment or deposit may be required
- Maintenance and service costs may be separate
- Review the end of term requirements before signing
What you can include
Furniture and the costs around it
Your purchase goes beyond the main pieces. Include the extras that get your team working.
- Own it
Financing
Helps you purchase office furniture and pay for it over time.
- Includes
- Purchase of equipment
- Good to know
- Compare total cost
- Use it
Leasing
Lets you use furniture under the terms of a lease.
- Includes
- Use under lease terms
- Good to know
- Check purchase or return options
New or used equipment
Share a quote for new, used, or refurbished furniture.
- Includes
- Vendor quote
- Good to know
- Condition records help
Components and accessories
Add the fittings and accessories that complete your furnishing or seating setup.
- Includes
- Fittings and accessories
- Good to know
- Put them on the quote
Layout and space preparation
Where needed, include layout planning and space prep for your premises.
- Includes
- Layout planning
- Good to know
- Where needed
Delivery and assembly
Include delivery and any assembly or installation so you can plan initial costs.
- Includes
- Delivery and setup
- Good to know
- Add to your request
See your office furniture options
Tell us what you want to buy. Our team will help you explore financing and leasing options.
Before you apply
What we may review
Share a few details about your business and the furniture. Requirements depend on your business and the purchase.
| Area | What we may look at | Why it matters |
|---|---|---|
| Your equipment | Vendor quote, equipment details, and condition | Shows what you plan to buy |
| Related costs | Delivery, setup, accessories, and training | Helps you plan the full cost |
| Your business | Business information, revenue, and bank activity | Part of the application review |
| Your budget | Cash flow and existing payment obligations | Helps find a payment that fits |
| Other items | Ownership information, identification, financial statements, tax returns, or equipment records | We may request these |
Ranges as published on this page. Your terms depend on your business and the lender's review.
Funding estimator
How much could you qualify for?
Enter your average monthly revenue for a quick estimate. No credit check and no obligation.
$/ month
Estimated funding available$0
Continue to applicationAn estimate only, based on revenue. It is not a guarantee of funding or an offer of credit. Approval, amounts and terms depend on your business and the lender's review.
Get ready
Before you apply
A little preparation makes the application easier.
- Get a vendor quoteInclude accessories and setup costs in the quote.
- Gather business detailsHave your business information and bank activity ready.
- Know your budgetReview your cash flow and existing payment obligations.
- Check the first payment dateCompare it with your vendor's delivery and setup schedule.
- Plan for upfront costsA deposit or other initial costs may be required.
- Budget for upkeepAsk what warranties or service agreements cover.
How it works
Four simple steps
Choose your equipment
Find the new or used furniture you need and request a quote from your vendor.
Apply for financing
Complete an application with your business information and equipment details.
Review your options
Look at payments and terms to find the right fit for your budget.
Put your equipment to work
Finalize your financing and coordinate delivery with your vendor.
Compare
Finance, lease, or buy used
| Option | Best when | Trade-off |
|---|---|---|
| Financing | You want to purchase the furniture | Compare payments, fees, and total cost |
| Leasing | You want to use the furniture under a lease | Review purchase or return options at the end |
| Used or refurbished | A used quote fits your plans | Share condition or service records with your quote |
Ranges as published on this page. Your terms depend on your business and the lender's review.
Full guide
Get the office furniture your business needs with financing and leasing options that fit your budget. Replace aging equipment, expand your setup, and spread the cost over time while keeping cash available for everyday expenses.
Tell us what you want to purchase, and our team will help you explore your options.
Get the Office Furniture You Need to Grow
Replace aging furnishings, equip more employees, or prepare a new office with office furniture financing and leasing. Spread the cost over time while keeping cash available for payroll, supplies, and everyday expenses.
Choose the equipment that fits your work, and let Crestmont Capital help you explore financing options that fit your budget. Whether you’re purchasing a single piece of equipment or a complete equipment package, our team will guide you from application through funding.
Financing for Your Office Furniture and More
Your equipment investment goes beyond the main purchase. Explore financing options for the accessories, supporting equipment, and setup costs that help your team get to work.
New or Used Equipment
Get the office furniture your business needs to expand your operation or replace aging equipment.
Components and Accessories
Include the components, fittings, and accessories you select to complete your furnishing or seating setup.
Layout and Space Preparation
Where needed, include layout planning and space preparation to fit the purchase into your business premises.
Delivery and Assembly
Include delivery and, where needed, assembly or installation in your request so you can plan the initial costs.
Get the Equipment You Need in 4 Simple Steps
Our team will help you understand your options and guide you through each step.
Choose Your Equipment
Find the new or used equipment your business needs and request a quote from your preferred vendor.
Apply for Financing
Complete an application with your business information and equipment details. Our team will guide you through the process.
Review Your Options
Review available financing options, including payments and terms, to find the right fit for your budget.
Put Your Equipment to Work
Finalize your financing and coordinate delivery with your vendor so you can start using your equipment.
What we may review
Share a few details about your business and the equipment you want to purchase. Our team will explain what is needed for your application and help you with the next steps.
Your equipmentVendor quote, equipment details, and condition Related costsDelivery, setup, accessories, and training Your businessBusiness information, revenue, and bank activity Your budgetCash flow and existing payment obligations
We may also request ownership information, identification, financial statements, tax returns, or equipment records. Requirements and available options depend on your business and the purchase.
Ready to Put Your Office Furniture to Work?
Tell us about the office furniture your business needs. Crestmont Capital will help you explore financing options that fit your purchase plans and budget, with guidance from application through funding.
Questions
Common questions, clear answers
Can I finance or lease office furniture for my business?
Share the office furniture you want to purchase and a quote from your vendor. Our team can help you explore available financing and leasing options based on your business, equipment, and budget.
How do equipment financing and leasing differ?
Financing can help you purchase equipment, while leasing lets you use it under the terms of a lease. Compare payments, total costs, ownership, and any purchase or return options. Our team will help you understand the choices available to you.
Can I include used or refurbished equipment?
You can share a quote for new, used, or refurbished equipment. Include vendor details and any available condition or service records. We will review the purchase with your application and explain which options may be available.
Can I include delivery, setup, and training costs?
Include these costs in your vendor quote and financing request. Our team can help you understand which expenses may be included. Keep ongoing maintenance, service, or subscription costs in your budget alongside your equipment payment.
How much will my monthly payment be?
Your payment depends on the purchase amount, financing option, term, and application review. When options are available, compare the payment schedule, any upfront costs, fees, and total cost to choose a fit for your cash flow.
What information do I need to apply?
Start with your business information and an equipment quote that includes accessories and setup costs. We may also review bank activity, revenue, existing obligations, and equipment records. Our team will explain any additional information needed for your request.
When do payments begin?
Your financing agreement will explain when payments begin. Review the first payment date alongside your vendor’s delivery and setup schedule so you can plan for the new payment before putting the equipment to work.
Will I need to make an upfront payment?
An upfront payment, deposit, or other initial costs may be required, depending on the financing option. Our team can help you review these amounts along with your payment schedule so you know what to budget before moving forward.
How should I budget for equipment maintenance?
Keep cash available for service, supplies, and the ongoing costs of using your office furniture. Ask your vendor what is covered by warranties or service agreements, then include any separate costs alongside the equipment payment in your budget.
What happens at the end of the financing or lease term?
Your agreement will explain any remaining payment, ownership, purchase, renewal, or return requirements. Review those details before signing and choose an option that fits how long you plan to use the equipment.
Explore
Explore office furniture financing and leasing
Ready to put your furniture to work?
Tell us about the furniture your business needs. We will guide you from application through funding.