Food Equipment Financing
Funding optionsFinancing and leasing
Funding amountBased on purchase cost and business profile
Repayment termsVary by financing option
Funding timingAfter approval and final documents
Equipment financing
Food Equipment Loans & Leasing
Replace aging equipment or expand your setup. Spread the cost over time and keep cash available for everyday expenses.
Prefer to talk? (800) 949-0401
- Spread the costPay over time, not all at once
- Keep cash availableCover payroll, supplies and daily costs
- Finance the full setupInclude accessories, delivery and training
- Guidance from our teamSupport from application through funding
In short
Yes, you can explore financing or leasing for food equipment through Crestmont Capital. Share what you want to buy and a vendor quote. Our team will help you review options based on your business, the equipment and your budget.
- Options
- Financing and leasing
- Equipment
- New, used or refurbished
- Extra costs
- Delivery, setup and training can be included
- Funding timing
- After approval and final documents
How it works
Financing or leasing, explained simply
Financing can help you purchase equipment. Leasing lets you use it under the terms of a lease.
Compare payments, total costs, ownership and any purchase or return options before you choose.
Your agreement will explain when payments begin and what happens at the end of the term.
Why owners choose it
- Cost is spread over time
- Cash stays available for daily expenses
- Setup costs can be part of the request
Keep in mind
- An upfront payment or deposit may be required
- Maintenance and service costs are separate
- Terms depend on your business and the purchase
What you can finance
Food equipment and everything around it
Your investment goes beyond the main purchase. Ask about the supporting costs too.
- Core
New or used equipment
Expand your operation or replace aging equipment with what your business needs.
- Option
- Purchase
- Includes
- New or used
Tools and accessories
Complete your setup with racks, utensils, mixing tools and other accessories.
- Option
- Purchase
- Includes
- Accessories
Utility connections
Where needed, include water, electrical or other connections identified by your installer.
- Option
- Setup
- Includes
- Connections
Delivery, setup and training
Include these in your request to help reduce your initial out-of-pocket expense.
- Option
- Setup
- Includes
- Delivery and training
Browse equipment types
See other equipment your business may want to finance.
- Option
- Explore
- Includes
- All types
Have a quote in hand?
Tell us about the food equipment you want. Our team will help you explore financing and leasing options.
What we may review
What to have ready
Requirements and available options depend on your business and the purchase.
| Area | What we look at | Why it matters |
|---|---|---|
| Your equipment | Vendor quote, equipment details and condition | Shows what you plan to buy |
| Related costs | Delivery, setup, accessories and training | Helps size the full request |
| Your business | Business information, revenue and bank activity | Part of the application review |
| Your budget | Cash flow and existing payment obligations | Helps find a fit for your budget |
As described on this page. We may also request ownership information, identification, financial statements, tax returns or equipment records.
Funding estimator
How much could you qualify for?
Enter your average monthly revenue for a quick estimate. No credit check and no obligation.
$/ month
Estimated funding available$0
Continue to applicationAn estimate only, based on revenue. It is not a guarantee of funding or an offer of credit. Approval, amounts and terms depend on your business and the lender's review.
Before you apply
Gather these first
A few details make the next steps easier.
- Vendor quoteInclude accessories and setup costs in the quote.
- Equipment detailsShare condition and any service records for used equipment.
- Business informationHave your revenue and bank activity ready to share.
- Payment obligationsKnow your existing payments so you can plan your budget.
- Maintenance planAsk your vendor what warranties or service agreements cover.
How it works
Get your equipment in simple steps
Choose your equipment
Find the new or used equipment you need and request a quote from your vendor.
Apply for financing
Complete an application with your business information and equipment details.
Review your options
Compare available payments and terms to find the right fit for your budget.
Put your equipment to work
Finalize your financing and coordinate delivery with your vendor.
Compare
Financing versus leasing
| Option | Best when | Trade-off |
|---|---|---|
| Financing | You want to purchase the equipment | Review payments, fees and total cost |
| Leasing | You want to use equipment under lease terms | Check purchase, renewal or return requirements |
| New equipment | You want a fresh purchase from your vendor | Compare against the quote and your budget |
| Used or refurbished | You can share a quote and condition records | Available options are reviewed with your application |
Ranges as published on this page. Your terms depend on your business and the lender's review.
Full guide
Get the food equipment your business needs with financing and leasing options that fit your budget. Replace aging equipment, expand your setup, and spread the cost over time while keeping cash available for everyday expenses.
Tell us what you want to purchase, and our team will help you explore your options.
Get the Food Equipment You Need to Grow
Replace aging machines, expand your kitchen, or prepare for busier service with food equipment financing and leasing. Spread the cost over time while keeping cash available for payroll, supplies, and everyday expenses.
Choose the equipment that fits your work, and let Crestmont Capital help you explore financing options that fit your budget. Whether you’re purchasing a single piece of equipment or a complete equipment package, our team will guide you from application through funding.
Financing for Your Food Equipment and More
Your equipment investment goes beyond the main purchase. Explore financing options for the accessories, supporting equipment, and setup costs that help your team get to work.
New or Used Equipment
Get the food equipment your business needs to expand your operation or replace aging equipment.
Tools and Accessories
Complete your setup with the racks, utensils, mixing tools, and accessories needed for the work you handle.
Utility Connections
Where needed, include the water, electrical, or other connections identified by your installer.
Delivery, Setup, and Training
Include delivery and, where needed, setup or training costs in your financing request to help reduce your initial out-of-pocket expense.
Get the Equipment You Need in 4 Simple Steps
Our team will help you understand your options and guide you through each step.
Choose Your Equipment
Find the new or used equipment your business needs and request a quote from your preferred vendor.
Apply for Financing
Complete an application with your business information and equipment details. Our team will guide you through the process.
Review Your Options
Review available financing options, including payments and terms, to find the right fit for your budget.
Put Your Equipment to Work
Finalize your financing and coordinate delivery with your vendor so you can start using your equipment.
What we may review
Share a few details about your business and the equipment you want to purchase. Our team will explain what is needed for your application and help you with the next steps.
Your equipmentVendor quote, equipment details, and condition Related costsDelivery, setup, accessories, and training Your businessBusiness information, revenue, and bank activity Your budgetCash flow and existing payment obligations
We may also request ownership information, identification, financial statements, tax returns, or equipment records. Requirements and available options depend on your business and the purchase.
Ready to Put Your Food Equipment to Work?
Tell us about the food equipment your business needs. Crestmont Capital will help you explore financing options that fit your purchase plans and budget, with guidance from application through funding.
Questions
Common questions, clear answers
Can I finance or lease food equipment for my business?
Share the food equipment you want to purchase and a quote from your vendor. Our team can help you explore available financing and leasing options based on your business, equipment, and budget.
How do equipment financing and leasing differ?
Financing can help you purchase equipment, while leasing lets you use it under the terms of a lease. Compare payments, total costs, ownership, and any purchase or return options. Our team will help you understand the choices available to you.
Can I include used or refurbished equipment?
You can share a quote for new, used, or refurbished equipment. Include vendor details and any available condition or service records. We will review the purchase with your application and explain which options may be available.
Can I include delivery, setup, and training costs?
Include these costs in your vendor quote and financing request. Our team can help you understand which expenses may be included. Keep ongoing maintenance, service, or subscription costs in your budget alongside your equipment payment.
How much will my monthly payment be?
Your payment depends on the purchase amount, financing option, term, and application review. When options are available, compare the payment schedule, any upfront costs, fees, and total cost to choose a fit for your cash flow.
What information do I need to apply?
Start with your business information and an equipment quote that includes accessories and setup costs. We may also review bank activity, revenue, existing obligations, and equipment records. Our team will explain any additional information needed for your request.
When do payments begin?
Your financing agreement will explain when payments begin. Review the first payment date alongside your vendor’s delivery and setup schedule so you can plan for the new payment before putting the equipment to work.
Will I need to make an upfront payment?
An upfront payment, deposit, or other initial costs may be required, depending on the financing option. Our team can help you review these amounts along with your payment schedule so you know what to budget before moving forward.
How should I budget for equipment maintenance?
Keep cash available for service, supplies, and the ongoing costs of using your food equipment. Ask your vendor what is covered by warranties or service agreements, then include any separate costs alongside the equipment payment in your budget.
What happens at the end of the financing or lease term?
Your agreement will explain any remaining payment, ownership, purchase, renewal, or return requirements. Review those details before signing and choose an option that fits how long you plan to use the equipment.
Explore
Explore food equipment financing and leasing
Ready to put your food equipment to work?
Tell us what your business needs. We will help you explore options that fit your purchase plans and budget.