Commercial Fleet Financing
Funding optionsFinancing and leasing
Funding amountBased on purchase cost and business profile
Repayment termsVary by financing option
Funding timingAfter approval and final documents
Equipment financing
Commercial Fleet Financing & Leasing
Replace aging equipment or expand your setup, and spread the cost over time. Keep cash available for everyday expenses while our team helps you explore your options.
Prefer to talk? (800) 949-0401
- Spread the cost over timePay over time, not all at once
- Keep cash for daily needsPayroll and supplies stay covered
- Finance or leaseCompare both for your fleet
- Guidance through fundingHelp from application to funding
In short
Yes, you can explore financing or leasing for a commercial fleet. Share the fleet you want to buy and a vendor quote. Crestmont Capital's team can help you explore options based on your business, equipment, and budget.
- Financing
- Helps you purchase equipment
- Leasing
- Lets you use equipment under lease terms
- Equipment condition
- New, used, or refurbished quotes
- Funding timing
- After approval and final documents
How it works
Financing or leasing, in plain terms
Financing can help you purchase equipment. Leasing lets you use it under the terms of a lease. Both can spread the cost over time.
Compare payments, total costs, ownership, and any purchase or return options. Your payment depends on the purchase amount, financing option, term, and application review.
Keep ongoing maintenance, service, or subscription costs in your budget alongside your equipment payment.
Why businesses choose it
- Spread the cost over time
- Keep cash for payroll, supplies, and daily costs
- Include delivery, setup, and training in your request
- Replace aging vehicles or add another route
What to plan for
- An upfront payment or deposit may be required
- Maintenance and service costs may be separate
- Review what happens at the end of the term
- Check when your first payment is due
What you can include
More than the main purchase
Your equipment investment goes beyond the vehicle. Ask about the supporting costs that help your team get to work.
New or used equipment
Get the commercial fleet your business needs to expand or replace aging equipment.
- Covers
- Fleet purchase
- Good for
- Growth or replacement
Tools and accessories
Complete your setup with upfitting, racks, and vehicle accessories for your work.
- Covers
- Upfitting and racks
- Good for
- Job-ready vehicles
Vehicle configuration
Where needed, include configuration or preparation chosen for your routes, passengers, or service work.
- Covers
- Vehicle preparation
- Good for
- Routes and service work
Delivery, setup, and training
Include these in your request to help reduce your initial out-of-pocket expense.
- Covers
- Delivery and setup
- Good for
- Lower upfront cost
Ready to see your fleet options?
Tell us about the commercial fleet you need. Our team will help you explore financing and leasing options.
Quick answers
Questions to settle before you sign
Plan for these items alongside your equipment payment.
| Topic | What to check | Where to look |
|---|---|---|
| Monthly payment | Purchase amount, financing option, term, and application review | Payment schedule |
| Upfront costs | Deposit or other initial costs | Your financing option |
| First payment | When payments begin | Your financing agreement |
| Maintenance | Warranties, service agreements, and separate costs | Your vendor |
| End of term | Ownership, purchase, renewal, or return requirements | Your agreement |
Ranges as published on this page. Your terms depend on your business and the lender's review.
Funding estimator
How much could you qualify for?
Enter your average monthly revenue for a quick estimate. No credit check and no obligation.
$/ month
Estimated funding available$0
Continue to applicationAn estimate only, based on revenue. It is not a guarantee of funding or an offer of credit. Approval, amounts and terms depend on your business and the lender's review.
What we may review
What to have ready
Requirements and available options depend on your business and the purchase.
- Vendor quoteInclude equipment details, condition, accessories, and setup costs.
- Related costsDelivery, setup, accessories, and training.
- Business informationYour business details, revenue, and bank activity.
- Budget detailsCash flow and existing payment obligations.
- Ownership and identificationWe may also request ownership information and identification.
- Financial recordsFinancial statements, tax returns, or equipment records may be requested.
How it works
Get your equipment in 4 simple steps
Choose your equipment
Find the new or used equipment you need and request a quote from your preferred vendor.
Apply for financing
Complete an application with your business information and equipment details. Our team will guide you.
Review your options
Review payments and terms to find the right fit for your budget.
Put your equipment to work
Finalize your financing and coordinate delivery with your vendor.
Compare
Financing vs. leasing
| Option | Best when | Trade-off |
|---|---|---|
| Financing | You want to purchase the equipment | Review total cost and upfront costs |
| Leasing | You want to use equipment under lease terms | Check purchase or return options at the end |
| Used or refurbished | Your vendor quote covers used equipment | Share condition or service records |
Ranges as published on this page. Your terms depend on your business and the lender's review.
Full guide
Get the commercial fleet your business needs with financing and leasing options that fit your budget. Replace aging equipment, expand your setup, and spread the cost over time while keeping cash available for everyday expenses.
Tell us what you want to purchase, and our team will help you explore your options.
Get the Commercial Fleet You Need to Grow
Replace aging vehicles, support another route, or expand your fleet with commercial fleet financing and leasing. Spread the cost over time while keeping cash available for payroll, supplies, and everyday expenses.
Choose the equipment that fits your work, and let Crestmont Capital help you explore financing options that fit your budget. Whether you’re purchasing a single piece of equipment or a complete equipment package, our team will guide you from application through funding.
Financing for Your Commercial Fleet and More
Your equipment investment goes beyond the main purchase. Explore financing options for the accessories, supporting equipment, and setup costs that help your team get to work.
New or Used Equipment
Get the commercial fleet your business needs to expand your operation or replace aging equipment.
Tools and Accessories
Complete your setup with the upfitting, racks, and vehicle accessories needed for the work you handle.
Vehicle Configuration
Where needed, include vehicle configuration or preparation selected for your routes, passengers, or service work.
Delivery, Setup, and Training
Include delivery and, where needed, setup or training costs in your financing request to help reduce your initial out-of-pocket expense.
Get the Equipment You Need in 4 Simple Steps
Our team will help you understand your options and guide you through each step.
Choose Your Equipment
Find the new or used equipment your business needs and request a quote from your preferred vendor.
Apply for Financing
Complete an application with your business information and equipment details. Our team will guide you through the process.
Review Your Options
Review available financing options, including payments and terms, to find the right fit for your budget.
Put Your Equipment to Work
Finalize your financing and coordinate delivery with your vendor so you can start using your equipment.
What we may review
Share a few details about your business and the equipment you want to purchase. Our team will explain what is needed for your application and help you with the next steps.
Your equipmentVendor quote, equipment details, and condition Related costsDelivery, setup, accessories, and training Your businessBusiness information, revenue, and bank activity Your budgetCash flow and existing payment obligations
We may also request ownership information, identification, financial statements, tax returns, or equipment records. Requirements and available options depend on your business and the purchase.
Ready to Put Your Commercial Fleet to Work?
Tell us about the commercial fleet your business needs. Crestmont Capital will help you explore financing options that fit your purchase plans and budget, with guidance from application through funding.
Questions
Common questions, clear answers
Can I finance or lease commercial fleet for my business?
Share the commercial fleet you want to purchase and a quote from your vendor. Our team can help you explore available financing and leasing options based on your business, equipment, and budget.
How do equipment financing and leasing differ?
Financing can help you purchase equipment, while leasing lets you use it under the terms of a lease. Compare payments, total costs, ownership, and any purchase or return options. Our team will help you understand the choices available to you.
Can I include used or refurbished equipment?
You can share a quote for new, used, or refurbished equipment. Include vendor details and any available condition or service records. We will review the purchase with your application and explain which options may be available.
Can I include delivery, setup, and training costs?
Include these costs in your vendor quote and financing request. Our team can help you understand which expenses may be included. Keep ongoing maintenance, service, or subscription costs in your budget alongside your equipment payment.
How much will my monthly payment be?
Your payment depends on the purchase amount, financing option, term, and application review. When options are available, compare the payment schedule, any upfront costs, fees, and total cost to choose a fit for your cash flow.
What information do I need to apply?
Start with your business information and an equipment quote that includes accessories and setup costs. We may also review bank activity, revenue, existing obligations, and equipment records. Our team will explain any additional information needed for your request.
When do payments begin?
Your financing agreement will explain when payments begin. Review the first payment date alongside your vendor’s delivery and setup schedule so you can plan for the new payment before putting the equipment to work.
Will I need to make an upfront payment?
An upfront payment, deposit, or other initial costs may be required, depending on the financing option. Our team can help you review these amounts along with your payment schedule so you know what to budget before moving forward.
How should I budget for equipment maintenance?
Keep cash available for service, supplies, and the ongoing costs of using your commercial fleet. Ask your vendor what is covered by warranties or service agreements, then include any separate costs alongside the equipment payment in your budget.
What happens at the end of the financing or lease term?
Your agreement will explain any remaining payment, ownership, purchase, renewal, or return requirements. Review those details before signing and choose an option that fits how long you plan to use the equipment.
Explore
Explore commercial fleet financing and leasing
Put your commercial fleet to work
Tell us about the fleet your business needs. Crestmont Capital will help you explore options that fit your purchase plans and budget.