Pub Equipment Financing & Leasing: Raise the Bar for Your Business

Opening or upgrading a pub requires specialized equipment, from draft beer systems to kitchen appliances and customer seating. Pub equipment financing and leasing options offer an affordable way to acquire these essentials while preserving cash flow. With flexible terms and tailored plans, pub owners can focus on creating an inviting space and a memorable customer experience.

Benefits of Financing or Leasing Pub Equipment

1. Preserve Capital

• Avoid large upfront costs and maintain liquidity for other business needs.

2. Stay Current

• Upgrade to the latest equipment to keep pace with trends and regulations.

3. Tax Advantages

• Deduct monthly payments or depreciation costs, depending on the financing structure.

4. Flexible Terms

• Choose payment schedules that align with your revenue cycles.

5. Quick Equipment Upgrades

• Leasing allows for easy replacement or upgrading of equipment.

Types of Pub Equipment Eligible for Financing & Leasing

Draft Beer Systems

• Kegerators, tap towers, and glycol cooling systems for serving fresh beer.

Refrigeration Units

• Back bar coolers, wine chillers, and ice machines to maintain optimal temperatures.

Kitchen Equipment

• Ovens, fryers, grills, and dishwashers for preparing pub favorites.

Bar Furniture

• High-quality bar stools, tables, and booths for customer seating.

POS Systems

• Point-of-sale terminals, tablets, and software for efficient billing and inventory management.

Glassware and Smallware

• Specialty glasses, utensils, and bar tools for seamless operations.

Audio-Visual Equipment

• Televisions, projectors, and sound systems for entertainment and sports viewing.

Outdoor Seating and Heating

• Patio furniture and heaters for al fresco dining options.

Security Systems

• Cameras, alarms, and access control to protect your establishment.

Signage and Lighting

• Neon signs, LED displays, and decorative lighting to enhance ambiance.

Financing vs. Leasing

Financing

• What It Is:
  • A loan used to purchase equipment outright, repaid over time.
• Advantages:
  • You own the equipment after repayment.
  • Build equity and retain resale value.
  • Tax benefits through depreciation.
• Disadvantages:
  • Higher upfront costs.
  • Full responsibility for maintenance and repairs.

Leasing

• What It Is:
  • Renting equipment for a specific term with options to upgrade or purchase.
• Advantages:
  • Lower upfront costs and monthly payments.
  • Maintenance may be included.
  • Easier to upgrade to newer models.
• Disadvantages:
  • No ownership unless a buyout option is included.
  • May cost more in the long run.

Popular Leasing Options

1. Operating Lease

   • Short-term use without ownership at the end.

2. Capital Lease

   • Ownership transfers at the end of the lease term.

3. Fair Market Value (FMV) Lease

   • Return, upgrade, or purchase the equipment at lease end.

4. $1 Buyout Lease

   • Purchase equipment for $1 at the end of the lease term.

Steps to Secure Financing or Leasing

1. Assess Your Needs

   • Identify the equipment required for your pub operations.

2. Set a Budget

   • Determine a monthly payment range that aligns with your cash flow.

3. Research Providers

   • Look for financing or leasing companies specializing in restaurant and pub equipment.

4. Prepare Documentation

   • Gather financial statements, a business plan, and credit history.

5. Submit an Application

   • Highlight how the equipment will improve efficiency and customer experience.

6. Review Terms Carefully

   • Understand end-of-term options, maintenance responsibilities, and potential fees.

Who Benefits from Pub Equipment Financing?

1. New Pub Owners

   • Start with modern equipment without a massive initial investment.

2. Established Pubs

   • Upgrade or replace outdated equipment to enhance operations.

3. Multi-Location Chains

   • Standardize equipment across locations affordably.

4. Seasonal Pubs

   • Use flexible leasing options to adjust for seasonal demand.

Conclusion

Pub equipment financing and leasing provide pub owners with the flexibility to acquire essential tools without disrupting cash flow. From draft beer systems to furniture and kitchen appliances, these financing solutions make it easier to equip your business for success. Explore your options today to create a vibrant and profitable pub environment.