Plumbing Equipment Loans for Video Inspection and Jetting Tools

For plumbing companies, having the right tools makes all the difference. Video inspection cameras and high-pressure jetting machines are essential for diagnosing pipe problems and clearing tough blockages. But with equipment packages ranging from $5,000 to $50,000+, many contractors can’t afford to buy outright.

That’s why equipment loans are a smart solution. Financing gives plumbers access to professional-grade gear while preserving working capital for payroll, marketing, and operations.

Why Finance Plumbing Equipment?

• Lower Upfront Costs – Spread big purchases into manageable payments.

• Scale Faster – Take on larger or more complex jobs immediately.

• Preserve Cash Flow – Keep cash free for day-to-day business needs.

• Ownership from Day One – Unlike leasing, loans give you full control over the equipment.

• Tax Benefits – Loan interest and depreciation may qualify as deductible expenses.

Equipment You Can Finance

✔ Video Inspection Cameras – Push cameras, crawler systems, and locators for diagnosing pipe damage.
✔ Hydro Jetting Machines – Truck-mounted or portable systems for clearing grease, roots, and debris.
✔ Pipe Locators & Leak Detectors – Advanced tools for accurate diagnostics.
✔ Safety & Support Gear – Protective equipment, reels, and accessories.

Financing Options

1. Traditional Equipment Loans

• Fixed  interest rates and predictable payments.

• Best for companies looking to own long-term assets.

2. Lease-to-Own Financing

• Combines lower payments with eventual ownership.

• Great for contractors upgrading equipment every few years.

3. Vendor Financing

• Some plumbing equipment distributors offer in-house loans or payment plans.

• Fast approvals but may carry higher rates.

4. SBA Loans

• SBA 7(a) loans or microloans can cover plumbing equipment with favorable terms.

• Ideal for established businesses with solid financials.

Example Loan Scenario

A mid-sized plumbing company needs:

• Video Inspection Camera System = $18,000

• Hydro Jetting Machine = $22,000

Total Investment: $40,000

With a 5-year loan at 7% interest, monthly payments would be around $792.
If the new equipment generates an additional $5,000+ per month in service revenue, the loan pays for itself quickly.

Tips for Getting Approved

✔ Maintain a strong credit profile for better terms.
✔ Bundle multiple tools into one loan package.
✔ Compare offers from banks, credit unions, and equipment finance companies.
✔ Include projected ROI in your loan application to show lenders the value of the investment.
✔ Plan for ongoing maintenance costs in addition to loan repayment.

Final Thoughts

Investing in video inspection cameras and jetting tools is essential for any plumbing company looking to grow. Equipment loans make it possible to access these high-ticket items today while paying them off gradually. With the right financing strategy, plumbing businesses can boost efficiency, win bigger contracts, and expand revenue—without putting cash flow at risk.