How to Lease Cargo Vans and Delivery Vehicles for Your Fleet

Whether you're running a courier business, managing last-mile delivery, or scaling your eCommerce operation, access to reliable vehicles is essential. But buying fleet vehicles outright can drain your capital. That’s why many businesses opt to lease cargo vans and delivery vehicles—a cost-effective, flexible solution that supports long-term growth.

In this guide, we’ll break down everything you need to know about how to lease cargo vans and delivery vehicles for your fleet, including benefits, process, cost, and tips to choose the right leasing partner.

What Is a Commercial Vehicle Lease?

A commercial vehicle lease allows your business to use new or used cargo vans, box trucks, or delivery vehicles for a fixed period—usually 24 to 60 months—for a predictable monthly payment.

Unlike buying, leasing gives you the flexibility to upgrade regularly, reduce maintenance costs, and preserve  working capital.

: How to Lease Cargo Vans in 5 Easy Steps

1. Determine how many vans you need

2. Choose van types (cargo, refrigerated, box truck, etc.)

3. Get quotes from dealers or fleet leasing companies

4. Submit a business lease application

5. Sign lease agreement and schedule delivery

What Types of Vehicles Can Be Leased?

You can lease most commercial vehicles designed for delivery and logistics, including:

• Cargo vans (e.g., Ford Transit, Ram ProMaster, Mercedes Sprinter)

• Box trucks / cube vans

• Refrigerated vans (reefer units)

• Step vans and parcel delivery vans

• Electric delivery vans (EVs)

• Custom-wrapped vehicles for branding

✅ Many providers offer fleet-wide leases, including maintenance, insurance, and telematics tracking systems.

Benefits of Leasing Fleet Vehicles

Leasing offers strategic advantages for growing businesses:

• Lower upfront costs vs. purchasing

• Predictable monthly expenses

• Newer vehicles = less downtime

• Tax deductions on lease payments

• Fleet flexibility—upgrade, add, or swap vehicles as your needs change

• Brand image boost from well-maintained, late-model vehicles

Related: The Importance of Flexible Leasing Terms for Your Business

Types of Fleet Leasing Options

🚐 1. Operating Lease (Most Common)

• Lower payments

• Vehicles returned or upgraded at lease end

• Ideal for short to mid-term needs or fast-growing fleets

🛠 2. Capital Lease / Lease-to-Own

• Higher payments

• Vehicle ownership transfers at end

• Best if you want to keep vehicles long-term

🔄 3. Managed Fleet Services

• Leasing bundled with fuel cards, maintenance, telematics, and support

• Great for companies managing 5+ vehicles

Tip: Ask about seasonal lease flexibility if your business has peak and off-peak cycles.

Lease Term & Cost Examples

What You’ll Need to Lease

To lease commercial vehicles, most businesses will need to provide:

• Business license or EIN

• Valid driver information (CDL if required)

• Insurance coverage or binder

• Recent bank statements or financials

• Vehicle usage estimate (miles/year)

• Fleet size and business type

Related: What to Consider Before Signing an Equipment Lease Agreement

Where to Lease Cargo Vans and Delivery Vehicles

You can lease directly from:

• Franchise dealerships (Ford, Ram, Mercedes-Benz)

• Fleet leasing companies like Enterprise Fleet Management, Ryder, or LeasePlan

• Commercial auto brokers for multi-brand flexibility

• Independent lessors offering used or refurbished fleet vans

Compare quotes from at least three providers and ask about early termination, mileage caps, and branding restrictions.

Summary: Top 3 Fleet Leasing Options 

1. Operating lease
   for lower payments and easy upgrades

2. Lease-to-own for long-term vehicle retention

3. Managed fleet lease with full-service support

Final Thoughts: Scale Your Delivery Business Without Breaking the Bank

Building a delivery fleet is a big step—but it doesn’t have to mean big upfront costs. Leasing cargo vans and delivery vehicles lets you grow your business faster, keep vehicles fresh, and protect your cash flow.

Take Action: Lease Cargo Vans for Your Fleet Today

Ready to scale your operations with a reliable fleet?
Apply today for flexible leasing options on cargo vans and delivery vehicles—with low monthly payments, bundled services, and fast approvals.