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How to Get Funding for Your Salon Renovation or Expansion
Thinking about refreshing your salon or adding more stations to keep up with demand? Renovations and expansions are exciting milestones—but they also require serious capital.
From updating interiors and adding spa rooms to upgrading your salon equipment, costs can quickly climb into the tens of thousands. The good news? Getting funding for your salon renovation or expansion is absolutely possible—and often easier than you think.
How Can I Get Funding to Renovate My Salon?
You can fund a salon renovation or expansion through business loans, equipment financing, SBA loans, or leasing. Each option offers different terms and benefits.
Why Salons Need Renovation or Expansion Funding
Your salon’s appearance and layout directly impact your brand, client experience, and revenue. But common upgrades—like new chairs, lighting, flooring, or layout reconfiguration—require upfront cash that most small businesses don’t have sitting around.
That’s where funding options come in. With the right financing, you can:
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Upgrade your space to attract high-end clientele
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Add more chairs or treatment rooms to serve more customers
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Boost revenue with added services (e.g., lashes, facials, nails)
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Keep cash flow steady while growing your business
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Potentially deduct interest and depreciation (check with a tax professional)
Related: Salon and Spa Equipment Leasing Options: Upgrading Your Space
Types of Salon Renovation Costs You Can Finance
You can secure funding for nearly every part of your renovation or expansion, including:
💇♀️ Structural & Interior Renovations
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Flooring, wall treatments, and lighting
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Plumbing or electrical updates
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Custom cabinetry or layout reconfiguration
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Signage and exterior upgrades
🪑 Equipment & Furniture
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New styling chairs and shampoo stations
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Dryers, rolling carts, and treatment beds
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Mirrors, lighting, and furniture
💻 Tech & Software Upgrades
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POS systems
, booking software, and marketing tools -
Security systems and reception tech
Best Ways to Fund a Salon Renovation or Expansion
1. Small Business Loan
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Great for full salon remodels
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Requires good credit and business history
2. Equipment Financing
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Use for salon chairs, dryers, beds, or technology
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Low upfront cost, fixed monthly payments
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Often easier to qualify for than traditional loans
3. SBA Microloans
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Ideal for renovations under $50,000
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Competitive interest rates
4. Business Line of Credit
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Use funds as needed and only pay interest on what you draw
5. Vendor Financing
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Some salon equipment suppliers offer in-house financing
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Bundle installation, delivery, and warranties
6. Personal Loans or Credit Cards (as a last resort)
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Fast funding, but higher rates and personal liability
How Much Does a Salon Renovation Cost?
| Type of Upgrade | Estimated Cost |
|---|---|
| Full interior remodel | $15,000–$100,000+ |
| Adding 2–4 stylist stations | $10,000–$30,000 |
| Spa room build-out | $5,000–$20,000 |
| Equipment refresh (chairs, dryers) | $5,000–$25,000+ |
What You Need to Apply for Salon Renovation Funding
Most lenders and financing programs will require:
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Business license and EIN
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Equipment or renovation quotes
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3–6 months of bank statements
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Credit score (600+ preferred)
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Business financials or a basic plan for new salons
Summary: How to Fund Your Salon Renovation
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Use business loans, SBA microloans, or equipment financing
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Cover remodel costs, new equipment, and tech upgrades
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Grow your client base and improve your salon experience
Final Thoughts: Invest in Your Salon’s Future
Renovating or expanding your salon is one of the smartest ways to grow your revenue and brand—but it doesn’t have to break the bank. With smart funding options, you can create a modern, client-friendly space while keeping your finances under control.
Take Action: Apply for Salon Renovation Financing Today
Ready to upgrade your salon?
Apply now for renovation or expansion financing and create the space your clients (and team) will love—without the financial stress.
