Equipment financing

Bakery Equipment Financing & Leasing

Replace aging equipment, expand your setup, and spread the cost over time. Tell us what you want to buy and our team will help you explore your options.

Prefer to talk? (800) 949-0401

  • Spread the cost over timePay over time, not all at once
  • Keep cash for daily costsPayroll and supplies stay covered
  • Finance new or usedShare a quote for either
  • Include setup costsDelivery, setup and training can be added

In short

Yes, you can ask about financing or leasing bakery equipment for your business. Share the equipment you want and a vendor quote. Crestmont Capital will help you explore options based on your business, the equipment and your budget.

Options
Financing and leasing
Equipment
New, used or refurbished
What to bring
Vendor quote and business information
Payment
Depends on purchase, option, term and review

Finance or lease

How bakery equipment funding works

Financing can help you purchase equipment. Leasing lets you use it under the terms of a lease.

Compare payments, total costs, ownership, and any purchase or return options. Our team will help you understand the choices available to you.

Your agreement will explain when payments begin and what happens at the end of the term.

Why owners use it

  • Spread the cost over time
  • Keep cash available for everyday expenses
  • Include delivery, setup or training in your request
  • Replace aging equipment or expand your kitchen

Keep in mind

  • An upfront payment or deposit may be required
  • Maintenance and service costs are separate from your payment
  • Review end-of-term ownership, renewal or return rules before signing

What you can fund

Equipment and extras you may include

Your investment goes beyond the main purchase. Ask about the supporting pieces too.

  • Tools and accessories

    Racks, utensils, mixing tools and accessories needed for the work you handle.

    Covers
    Supporting items
    Option
    Add to your request
  • Utility connections

    Water, electrical or other connections identified by your installer, where needed.

    Covers
    Installer-identified
    Option
    Where needed
  • Delivery, setup and training

    Include these in your financing request to help reduce your initial out-of-pocket expense.

    Covers
    Setup costs
    Option
    Add to your quote

Found the equipment you need?

Send your vendor quote with your application and see which financing and leasing options may fit.

At a glance

Bakery equipment funding snapshot

What the page says about how this funding is set up.

ItemDetailDepends on
Funding optionsFinancing and leasingYour business and equipment
Funding amountBased on purchase costBusiness profile
Repayment termsVary by optionFinancing option chosen
Funding timingAfter approvalFinal documents

Ranges as published on this page.

Funding estimator

How much could you qualify for?

Enter your average monthly revenue for a quick estimate. No credit check and no obligation.

Want the monthly payment? Try the equipment loan calculator

/ month
Estimated funding available$0
Continue to application

An estimate only, based on revenue. It is not a guarantee of funding or an offer of credit. Approval, amounts and terms depend on your business and the lender's review.

Before you apply

What we may review

Share a few details about your business and the equipment. Requirements depend on your business and the purchase.

  • Vendor quoteInclude equipment details, condition, accessories and setup costs.
  • Related costsDelivery, setup, accessories and training.
  • Business informationBusiness details, revenue and bank activity.
  • Your budgetCash flow and existing payment obligations.
  • Other documentsWe may ask for ownership information, identification, financial statements or tax returns.
  • Equipment recordsCondition or service records, especially for used equipment.

How it works

Get your equipment in 4 simple steps

  1. Choose your equipment

    Find the new or used equipment you need and request a quote from your preferred vendor.

  2. Apply for financing

    Complete an application with your business information and equipment details.

  3. Review your options

    Compare payments and terms to find the right fit for your budget.

  4. Put your equipment to work

    Finalize your financing and coordinate delivery with your vendor.

Compare

Financing or leasing

OptionBest whenTrade-off
FinancingYou want to purchase the equipmentReview payments, total cost and fees
LeasingYou want to use equipment under a leaseCheck purchase, renewal or return options
New equipmentYou want a fresh quote from your vendorCompare against used options
Used or refurbishedYou can share condition or service recordsAvailable options are reviewed with your application

Ranges as published on this page. Your terms depend on your business and the lender's review.

Full guide

Get the bakery equipment your business needs with financing and leasing options that fit your budget. Replace aging equipment, expand your setup, and spread the cost over time while keeping cash available for everyday expenses.

Tell us what you want to purchase, and our team will help you explore your options.

Bakery Equipment Financing

Funding optionsFinancing and leasing

Funding amountBased on purchase cost and business profile

Repayment termsVary by financing option

Funding timingAfter approval and final documents

Get the Bakery Equipment You Need to Grow

Replace aging machines, expand your kitchen, or prepare for busier service with bakery equipment financing and leasing. Spread the cost over time while keeping cash available for payroll, supplies, and everyday expenses.

Choose the equipment that fits your work, and let Crestmont Capital help you explore financing options that fit your budget. Whether you’re purchasing a single piece of equipment or a complete equipment package, our team will guide you from application through funding.

Browse all equipment types

Financing for Your Bakery Equipment and More

Your equipment investment goes beyond the main purchase. Explore financing options for the accessories, supporting equipment, and setup costs that help your team get to work.

New or Used Equipment

Get the bakery equipment your business needs to expand your operation or replace aging equipment.

Tools and Accessories

Complete your setup with the racks, utensils, mixing tools, and accessories needed for the work you handle.

Utility Connections

Where needed, include the water, electrical, or other connections identified by your installer.

Delivery, Setup, and Training

Include delivery and, where needed, setup or training costs in your financing request to help reduce your initial out-of-pocket expense.

Get the Equipment You Need in 4 Simple Steps

Our team will help you understand your options and guide you through each step.

Choose Your Equipment

Find the new or used equipment your business needs and request a quote from your preferred vendor.

Apply for Financing

Complete an application with your business information and equipment details. Our team will guide you through the process.

Review Your Options

Review available financing options, including payments and terms, to find the right fit for your budget.

Put Your Equipment to Work

Finalize your financing and coordinate delivery with your vendor so you can start using your equipment.

What we may review

Share a few details about your business and the equipment you want to purchase. Our team will explain what is needed for your application and help you with the next steps.

Your equipmentVendor quote, equipment details, and condition Related costsDelivery, setup, accessories, and training Your businessBusiness information, revenue, and bank activity Your budgetCash flow and existing payment obligations

We may also request ownership information, identification, financial statements, tax returns, or equipment records. Requirements and available options depend on your business and the purchase.

Ready to Put Your Bakery Equipment to Work?

Tell us about the bakery equipment your business needs. Crestmont Capital will help you explore financing options that fit your purchase plans and budget, with guidance from application through funding.

Apply Now

Questions

Common questions, clear answers

Can I finance or lease bakery equipment for my business?

Share the bakery equipment you want to purchase and a quote from your vendor. Our team can help you explore available financing and leasing options based on your business, equipment, and budget.

How do equipment financing and leasing differ?

Financing can help you purchase equipment, while leasing lets you use it under the terms of a lease. Compare payments, total costs, ownership, and any purchase or return options. Our team will help you understand the choices available to you.

Can I include used or refurbished equipment?

You can share a quote for new, used, or refurbished equipment. Include vendor details and any available condition or service records. We will review the purchase with your application and explain which options may be available.

Can I include delivery, setup, and training costs?

Include these costs in your vendor quote and financing request. Our team can help you understand which expenses may be included. Keep ongoing maintenance, service, or subscription costs in your budget alongside your equipment payment.

How much will my monthly payment be?

Your payment depends on the purchase amount, financing option, term, and application review. When options are available, compare the payment schedule, any upfront costs, fees, and total cost to choose a fit for your cash flow.

What information do I need to apply?

Start with your business information and an equipment quote that includes accessories and setup costs. We may also review bank activity, revenue, existing obligations, and equipment records. Our team will explain any additional information needed for your request.

When do payments begin?

Your financing agreement will explain when payments begin. Review the first payment date alongside your vendor’s delivery and setup schedule so you can plan for the new payment before putting the equipment to work.

Will I need to make an upfront payment?

An upfront payment, deposit, or other initial costs may be required, depending on the financing option. Our team can help you review these amounts along with your payment schedule so you know what to budget before moving forward.

How should I budget for equipment maintenance?

Keep cash available for service, supplies, and the ongoing costs of using your bakery equipment. Ask your vendor what is covered by warranties or service agreements, then include any separate costs alongside the equipment payment in your budget.

What happens at the end of the financing or lease term?

Your agreement will explain any remaining payment, ownership, purchase, renewal, or return requirements. Review those details before signing and choose an option that fits how long you plan to use the equipment.

Put your bakery equipment to work

Tell us about the equipment you need. Crestmont Capital will help you explore options that fit your plans and budget.

Apply nowCall