Financing Options for Laser Hair Removal Equipment

Laser hair removal is one of the most in-demand cosmetic procedures in the aesthetic industry—but the equipment to perform it can cost anywhere from $15,000 to over $100,000. If you're starting or expanding your aesthetics practice, financing options for laser hair removal equipment can help you obtain the technology you need without straining your cash flow.

Can You Finance Laser Hair Removal Equipment?

Yes! You can finance laser hair removal machines through equipment loans, leasing programs, or medical business lenders—with flexible terms and affordable monthly payments.

Why Finance Laser Hair Removal Equipment?

Purchasing high-end laser devices outright can be financially difficult, especially for small businesses or startups. Financing helps you:

• Access premium machines without large capital outlays

• Preserve working capital for rent, payroll, and marketing

• Offer new services and boost revenue quickly

• Choose from flexible payment structures (monthly, seasonal, deferred)

• Write off payments as a business expense in many cases (consult your CPA)

Related: Medical Spa Equipment Financing: Lasers, Microdermabrasion Machines

Types of Laser Hair Removal Devices You Can Finance

Most commercial lenders allow you to finance FDA-approved professional systems, including:

⚡ Professional Laser Systems

• Alexandrite lasers (e.g., Candela GentleLase)

• Diode lasers (e.g., Alma Soprano, Lumenis Lightsheer)

• Nd:YAG lasers (ideal for darker skin tones)

• Intense Pulsed Light (IPL) devices

• Multipurpose laser platforms with hair removal and skin rejuvenation functions

Best Financing Options for Laser Hair Removal Equipment

1. Equipment Loans

• Borrow a lump sum to purchase the device

• Fixed interest rates and repayment terms (12–72 months)

• You own the machine at the end

2. Equipment Leasing

• Pay to use the laser system with the option to purchase at lease-end

• Lower upfront costs and flexibility to upgrade later

• Great for practices expanding or testing new services

3. SBA Loans

• SBA 7(a) and SBA microloans can be used to finance medical equipment

• Long terms and competitive rates, but slower approval process

4. Vendor Financing

• Many laser manufacturers offer in-house or third-party financing

• Can include maintenance packages and extended warranties

5. Medical Equipment Financing Companies

• Specialized lenders like National Funding, TimePayment, or Direct Capital offer fast approvals with industry-specific terms

Tip: Compare leasing vs. loan structures to decide which aligns with your growth strategy and tax goals.

Estimated Costs & Monthly Payments

What You Need to Qualify

Financing eligibility typically requires:

• Business license or medical certification

• Equipment invoice or quote from vendor

• Personal or business credit check (600+ preferred)

• Business bank statements (3–6 months)

• Time in business (or a business plan for startups)

Related: Essential Tips for First-Time Equipment Leasing

Summary: Financing Laser Hair Removal Equipment 

• Finance diode, Alexandrite, or IPL laser machines

• Use loans, leasing, or SBA options for flexible payments

• Ideal for new medspas or clinics expanding services

Final Thoughts: Grow Your Medspa Without the Upfront Burden

Offering laser hair removal can drastically increase your revenue—but the equipment costs don’t need to hold you back. With the right financing option, you can access top-tier devices and launch new services faster, all while protecting your cash flow.

Take Action: Apply for Laser Equipment Financing Today

Ready to bring in high-revenue laser services?
Apply now for laser hair removal equipment financing and get access to powerful tools that will elevate your practice—without overwhelming your budget.