When it comes to running a successful restaurant, reliable refrigeration is non-negotiable. From walk-in coolers to undercounter fridges, leasing your restaurant’s refrigeration equipment is often smarter than buying upfront—especially when you want to preserve cash flow and reduce maintenance headaches. Here’s how to lease the right refrigeration setup for your restaurant without breaking the bank.
How do I lease restaurant refrigeration equipment?
You can lease refrigeration equipment through specialized equipment leasing providers that offer flexible terms, maintenance packages, and buyout options.
Purchasing new refrigeration units can cost $10,000 to $50,000+, depending on size and complexity. Leasing helps you:
Avoid large upfront costs
Preserve working capital for food and payroll
Bundle installation and maintenance
Upgrade to energy-efficient units as needed
Deduct lease payments as a business expense
Related: Restaurant Equipment Financing: Kitchens, Ovens, and More
Almost all commercial-grade refrigeration systems can be leased, including:
Walk-in coolers and freezers
Reach-in refrigerators
Undercounter fridges
Display coolers and prep tables
Ice machines and blast chillers
Refrigerated chef bases and drawers
Includes installation, maintenance, and emergency service
Flat monthly rate for predictable budgeting
Ideal for busy kitchens with no time for repairs
Lower monthly payments
Option to buy, renew, or return equipment at term end
Great for rapidly evolving or seasonal restaurants
Slightly higher payments, but you own the fridge at the end
Ideal for essential, long-term-use equipment like walk-ins
Most providers will require:
Business license or EIN
Equipment quote or specs
Basic financial statements or bank history
Credit score (usually 600+)
Time in business (startups often still qualify)
Pro Tip: Some restaurant lenders offer same-day approvals and bundled leases for all kitchen equipment.
| Equipment | Retail Price | Lease Term | Estimated Monthly Payment |
|---|---|---|---|
| Walk-in Cooler (8'x10') | $13,500 | 48 months | ~$320 |
| Undercounter Refrigerator | $3,200 | 36 months | ~$95 |
| Ice Machine | $2,800 | 36 months | ~$85 |
✅ Experience in restaurant equipment financing
✅ Transparent pricing and no hidden fees
✅ 24/7 service or emergency repair options
✅ Easy upgrade or add-on options
✅ Energy-efficient equipment options
✅ End-of-lease flexibility (buyout, renew, return)
Related: Evaluating Equipment Leasing Providers: What to Look For
Choose the right lease structure
Get multiple quotes from restaurant-friendly providers
Verify installation and service are included
Ask about end-of-lease options
Lease energy-efficient models to reduce utility costs
Restaurant success depends on fresh food, food safety, and reliable refrigeration. Leasing gives you the flexibility, performance, and peace of mind to focus on serving customers—not fixing fridges.
Need new coolers, freezers, or prep tables?
Explore restaurant refrigeration leasing options now and keep your kitchen running cold and your profits hot—without a huge upfront cost.