Modern fitness centers aren’t just about weights and treadmills—they’re powered by data, automation, and digital tools. From gym management software to member tracking systems, investing in technology is crucial to deliver a better client experience and run a streamlined operation.
But tech upgrades aren’t cheap. Fortunately, financing technology and software for fitness centers can help you stay ahead—without draining your budget.
Yes! Fitness centers can finance software, digital systems, and tech equipment through equipment financing, leasing programs, or small business loans.
Fitness is evolving beyond physical equipment. Clients expect on-demand booking, digital class schedules, automated billing, and personalized progress tracking. Behind the scenes, gym owners need tools that handle:
CRM and member management
Class and trainer scheduling
Automated billing and contracts
Marketing and retention campaigns
If your gym is still juggling spreadsheets and manual check-ins, you're leaving revenue (and efficiency) on the table.
Gym management software (Mindbody, Zen Planner, Glofox)
CRM systems and member apps
Online booking platforms
Automated billing and payment processors
Marketing automation tools (email, SMS, lead funnels)
Tablets and front desk iPads
Laptops or desktops for admin staff
Smart TVs and class displays
RFID check-in scanners and biometric access systems
Security cameras and door access controls
Fitness trackers, heart rate monitors
Smart mirrors and connected fitness systems
Digital whiteboards for workout plans
Related: Financing Inventory Management Software and Technology
Use this to purchasephysical tech like kiosks, tablets, smart TVs, or POS terminals
Fixed monthly payments with ownership at end of term
Spread out the cost of software implementation (some leasing companies include software licenses and IT setup)
Combine multiple systems into one predictable monthly bill
Ideal for funding software licensing, setup, and initial staff training
Up to $50,000 with favorable interest rates and 6-year terms
Great for rolling tech needs like digital ads, CRM add-ons, or seasonal upgrades
Pay interest only on what you use
Tip: Tech purchases often qualify as Section 179 tax deductions—talk to your CPA about potential savings.
| Tech Investment | Estimated Total Cost | Monthly (60 mos) |
|---|---|---|
| Gym management software + setup | $5,000 | ~$95–$110/month |
| POS + iPads + scheduling systems | $12,000 | ~$210–$240/month |
| Full tech buildout + CRM + displays | $25,000 | ~$450–$520/month |
Most lenders or tech leasing providers will request:
EIN or business license
Business bank statements (last 3–6 months)
Equipment or software quote from vendor
Credit score (
600+ preferred)
Startup gyms may need a personal guarantor
Finance gym software, POS systems, tablets, and smart displays
Use loans, leases, or credit lines to spread costs
Improve operations, retention, and revenue with the right tech
Tech is no longer a luxury for gyms—it’s a necessity. Whether you're automating your front desk or offering hybrid classes, financing makes it easier to invest in digital infrastructure while staying financially stable.
Ready to modernize your fitness center?
Apply now for gym technology and software financing and get the systems you need to grow, retain members, and boost profits—without the big upfront price tag.