Efficient inventory management is the backbone of any product-based business—whether you're running a warehouse, retail shop, or eCommerce operation. But modern inventory systems can be expensive to implement, especially when bundled with automation tools, sensors, and integrations.
That’s why many businesses turn to financing inventory management software and technology. With flexible funding options, you can deploy the tools you need now and pay over time—without depleting your working capital.
Yes! Businesses can finance inventory management software and related technology using equipment financing, leases, or tech-specific funding programs.
Modern inventory systems go far beyond spreadsheets. They provide:
Real-time inventory tracking
Automated reordering and stock alerts
Barcode/RFID scanning
Warehouse and shelf optimization
eCommerce and POS integration
Reporting and demand forecasting
But building the right tech stack often includes not only software but also hardware (scanners, tablets, RFID), installation, integration, and training—all of which can cost $5,000 to $100,000+.
Related: Equipment Financing for Retail Point-of-Sale (POS) Systems
Most providers allow you to finance both software and hardware components of your inventory management system, including:
Inventory management software licenses (SaaS or on-premise)
Barcode scanners and printers
RFID tags, sensors, and readers
Tablets, terminals, and mobile inventory devices
Cloud-based dashboards and reporting tools
Integration and training services
✅ Financing may also cover upgrades, support contracts, and data migration.
Lease hardware and software bundles
Low monthly payments
Upgrade tech every few years
Offered by inventory software vendors or partners
Covers licensing fees, subscriptions, and integrations
May include 0% promotional financing
Lump sum loan to cover full system cost
Pay off over 2–5 years
Full ownership of hardware and perpetual licenses
Use working capital or microloans to cover tech upgrades
Longer repayment terms and lower rates
Ideal for larger businesses with solid financials
Tip: Ask your vendor if they offer deferred payment options or custom financing partnerships.
| System Type | Retail Price | Estimated Monthly (60 mos) |
|---|---|---|
| Basic barcode inventory setup | $8,000 | ~$155–$175/month |
| Cloud-based inventory software + POS | $18,000 | ~$335–$375/month |
| RFID-enabled warehouse system | $65,000 | ~$1,100–$1,250/month |
Avoid large upfront investments
Predictable monthly budgeting
Faster implementation and ROI
Preserve working capital for other needs
Access to advanced automation
Tax deductions (Section 179 eligibility)
Related: How Equipment Leasing Can Boost Your Company’s Cash Flow
Most lenders and vendors will ask for:
Business license or EIN
Equipment/software quote or proposal
Business bank statements or tax returns
Credit score
(600+ typically required)
Time in business (startups may still qualify)
You can apply for financing through:
Inventory software vendors (e.g., Fishbowl, NetSuite, Zoho, Sortly, Cin7)
Technology financing providers (e.g., GreatAmerica Financial, Insight Investments)
Business lenders (e.g., National Funding, Crest Capital, Lendio)
Banks and SBA loan providers
Retail tech leasing specialists
Finance both inventory software and hardware
Options include leases, loans, and vendor programs
Enjoy low upfront costs, tech upgrades, and faster ROI
Outdated inventory practices lead to lost sales, stockouts, and high carrying costs. Financing your system gives you the tools to stay competitive—without draining your resources.
Whether you're scaling fulfillment or syncing online and offline operations, inventory tech financing puts modern control in your hands.
Ready to streamline inventory and boost efficiency?
Apply now for flexible financing options—and implement your new inventory system with affordable payments, fast approval, and expert support.