Efficient water use is critical in farming—but installing a modern irrigation system is no small expense. Whether you're upgrading to drip irrigation, automating your pivots, or investing in water sensors, the costs can quickly add up.
That’s where leasing irrigation and water management systems comes in. Leasing helps you access advanced equipment without the financial strain of a large upfront payment, so you can conserve water, reduce labor, and increase yields.
Yes! Farmers can lease irrigation and water management systems—including pivots, drip lines, pumps, and smart sensors—through agricultural equipment financing programs.
Modern irrigation isn’t a luxury—it’s a necessity. But the investment can be steep. Instead of tying up capital, leasing allows you to:
Access state-of-the-art water-saving technology
Preserve working capital for seeds, fertilizer, and payroll
Spread out costs over time with fixed monthly payments
Keep systems up to date with newer technology
Potentially deduct lease payments as an operating expense (consult your accountant)
Related: Financing Agricultural Equipment: Tractors, Harvesters, and Sprayers
Leasing gives you access to a wide range of water-efficient tools and systems, including:
Center pivot irrigation systems
Drip irrigation systems for row crops, orchards, and vineyards
Linear move irrigation systems
Micro-sprinklers and misters
Smart irrigation controllers and sensors
Soil moisture monitoring systems
Weather-based automation tools
Remote access apps and telemetry
Pumps, motors, valves, and filtration units
Pipes, hoses, and fittings
Fertigation and chemigation units
Pressure regulators and flow meters
Tip: Many leasing providers bundle equipment, installation, and maintenance into one monthly payment.
| Leasing | Buying |
|---|---|
| Lower upfront cost | Large initial capital required |
| Easy to upgrade | Must resell or dispose of old equipment |
| Preserves cash flow | Ties up business capital |
| Often includes service or warranty | Maintenance may be out-of-pocket |
| Potential tax benefits (OPEX) | Eligible for depreciation (CAPEX) |
| System Type | Estimated Total Cost | Estimated Monthly Payment (60 mos) |
|---|---|---|
| Small drip system setup | $20,000 | ~$350–$400/month |
| Center pivot system | $85,000 | ~$1,400–$1,600/month |
| Smart sensors + controllers | $10,000 | ~$180–$220/month |
Assess your farm's water needs
Request quotes from vendors or irrigation dealers
Choose a leasing partner (bank, vendor, or ag equipment lender)
Submit an application with financial docs and equipment list
Review lease terms, interest rates, and buyout options
Sign and schedule installation
Related: Understanding the Equipment Leasing Process Step-by-Step
You can lease through:
Irrigation equipment vendors (e.g., Valley, Lindsay, Netafim)
Agricultural equipment financing companies
Banks and farm credit institutions
USDA loan programs (for eligible projects and conservation improvements)
To qualify, most lessors require:
Business or farm operation documents
Equipment quote or invoice
2+ years of financial statements or tax returns
Credit score (600+ preferred)
Personal guarantor (for startups or sole proprietors)
Lease pivots, drip systems, pumps, and smart irrigation tech
Conserve water and boost crop yields affordably
Ideal for farms wanting to modernize without high upfront costs
With rising input costs and water restrictions, smart irrigation is no longer optional. Leasing helps you stay efficient, profitable, and sustainable—without breaking the bank. Whether you’re irrigating 10 acres or 1,000, there’s a solution for your budget and goals.
Ready to modernize your farm’s water system?
Apply now for irrigation and water management leasing to install smart, sustainable systems with low monthly payments and zero upfront stress.