In manufacturing, equipment downtime means lost revenue. But purchasing high-cost machinery outright can put a strain on your budget. That’s why many companies turn to manufacturing equipment financing—a strategic way to acquire the tools needed to scale production, improve efficiency, and stay competitive without exhausting working capital.
Whether you're upgrading CNC machines, adding conveyor systems, or expanding your assembly line, financing keeps your production line running—without slowing down your cash flow.
What is manufacturing equipment financing?
It’s a loan or lease that helps manufacturers acquire essential machinery—like CNC machines, conveyors, or lathes—without paying the full cost upfront.
Nearly all types of machinery used in production and industrial operations can be financed or leased, including:
CNC machines
Injection molding systems
Presses and punch machines
Die cutters
Lathes and grinders
Conveyor belts
Robotic arms
Pallet jacks and forklifts
Packaging systems
Automated sorters
Air compressors
Industrial generators
Boilers and chillers
Dust collection systems
Welding stations
Calibration devices
Inspection and testing tools
Workbenches and storage units
Used equipment is often eligible as well, especially when sourced from reputable dealers or certified resellers.
Keep your cash available for materials, payroll, and expansion—not tied up in machinery.
Access new or upgraded machines faster to reduce bottlenecks and increase throughput.
Fixed monthly payments help manage cash flow and simplify budgeting for operations.
Finance over 2–7 years with lease or loan structures tailored to your production cycle.
Qualified purchases may be eligible for full or partial deduction through Section 179.
Estimate your tax savings with the Section 179 calculator (opens in new tab)
| Feature | Equipment Loan | Equipment Lease |
|---|---|---|
| Ownership | ✅ You own the equipment | ❌ No (unless buyout at term end) |
| Monthly Cost | ❌ Higher | ✅ Lower |
| Flexibility to Upgrade | ❌ Limited | ✅ Easier to upgrade equipment |
| Long-Term Cost | ✅ Lower if kept for years | ❌ Higher over long term |
| Tax Treatment | ✅ Depreciation + interest deduction | ✅ Lease payments often deductible |
This financing solution is ideal for:
Small-to-midsize manufacturers scaling operations
Established factories replacing outdated machinery
Startups or contract manufacturers with limited capital
Custom manufacturers needing project-specific tools
Even if you don’t have perfect credit, some lenders offer flexible underwriting based on business revenue and cash flow.
Crest Capital – Specialized in industrial and heavy equipment loans
Taycor Financial – Offers both lease and finance options for manufacturers
National Funding – Great for growing or mid-sized production firms
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List your equipment needs (specs, models, and vendor quotes)
Compare lenders based on interest rates, terms, and approval time
Submit application with basic business info and financials
Review offer and sign if terms meet your goals
Receive your equipment—and get your production line moving
Don’t let outdated or unaffordable equipment slow your business down. With manufacturing equipment financing, you can invest in efficiency, increase production, and take on bigger contracts—all without risking your financial stability.
Need a CNC machine, conveyor system, or upgraded robotic arm?
Explore financing options today to scale your operations without straining your budget.
Your production shouldn’t stop—and with the right financing, it won’t.