Efficient warehouse operations depend on how well you manage space—and that starts with your shelving and storage systems. From pallet racking to mezzanines and modular shelving, these structures play a vital role in optimizing workflow and inventory control.
But outfitting your facility can require a significant upfront investment. Thankfully, there are several funding options for warehouse shelving and storage systems that can help preserve cash flow while improving productivity.
You can fund warehouse shelving and storage systems through equipment leases, business loans, or vendor financing. These options reduce upfront costs and support growth.
Warehouse shelving isn’t just about stacking boxes. It affects your:
Inventory accuracy
Order fulfillment speed
Safety and OSHA compliance
Scalability and future growth
Overall space efficiency
But depending on the size and type of your warehouse, a full storage system buildout can range from $10,000 to $250,000+.
Related: Financing Industrial Equipment: Key Options for Factories and Warehouses
You can finance nearly any type of warehouse storage solution, including:
Pallet racks (selective, drive-in, push-back)
Cantilever racks for long or awkward items
Mezzanines and multi-level systems
Modular shelving and pick racks
Conveyor-integrated storage
Wire decking and safety accessories
Automated storage and retrieval systems (AS/RS)
✅ Some financing options even cover installation, permits, and engineering.
Option to upgrade or return at lease-end
Great for temporary or flexible use cases
Full ownership at end of term
Spreads cost over 2–7 years
Ideal for long-term infrastructure investments
Many shelving manufacturers offer in-house or partnered financing
Often includes bundled packages (design, install, financing)
Suitable for warehouse expansions or build-outs
Long terms and high approval amounts
Tip: Match your financing term with the expected life of the shelving system to avoid overpaying.
| System Type | Total Cost | Lease (60 mos) | Loan (60 mos) |
|---|---|---|---|
| Selective Pallet Rack | $25,000 | ~$475/month | ~$495/month |
| Mezzanine Storage Floor | $65,000 | ~$1,150/month | ~$1,195/month |
| AS/RS Shelving System | $125,000 | ~$2,200/month | ~$2,280/month |
To apply for shelving or storage system funding, you typically need:
Business license and EIN
Equipment invoice
or quote
Time in business (startups may qualify with a strong plan)
Business bank statements or tax returns
Personal or business credit score (600+ preferred)
You can find funding through:
Shelving manufacturers like Steel King, Interlake Mecalux, or Ridg-U-Rak (many offer vendor financing)
Commercial equipment lenders such as Crest Capital or National Funding
Warehouse integrators that offer bundled financing and design services
SBA-approved banks or local credit unions
Online marketplaces like Lendio or Funding Circle
Related: Evaluating Equipment Leasing Providers: What to Look For
Fund warehouse shelving through leases, loans, vendor financing, or SBA loans
Finance everything from racking to mezzanines
Improve space efficiency without large upfront investments
A well-organized warehouse isn’t just efficient—it’s profitable. With the right shelving and storage system, you’ll cut down on errors, reduce labor costs, and scale with confidence. And with the right funding strategy, you can do it without tying up your capital.
Ready to upgrade or expand your warehouse storage?
Apply now for customized financing options—and get the shelving systems you need with affordable payments, fast approvals, and expert support.