Launching or expanding a Pilates studio takes more than passion—it requires investment in high-quality, professional-grade equipment. Reformers, towers, chairs, and barrels don’t come cheap. But if you want to offer a premium experience, cutting corners isn’t an option.
The good news? With smart financing solutions, you can access top-tier Pilates equipment now—and pay over time in a way that supports your studio’s growth and cash flow.
Yes! Pilates reformers, towers, barrels, and studio equipment can be financed or leased through wellness-focused lenders and equipment financing programs.
Whether you’re a solo instructor or managing a full-fledged studio, Pilates gear is a major investment. A single commercial reformer can cost $3,000–$9,000, and that’s before you add accessories, towers, or chairs.
Financing allows you to:
Preserve capital for marketing, staffing, or rent
Offer high-end equipment that clients expect
Expand class capacity without delay
Bundle installation, delivery, and maintenance into your payment
Deduct payments as a business expense (consult your accountant)
You can finance nearly all major pieces of Pilates gear, including:
Allegro®, Balanced Body®, Merrithew™, and other brands
Studio reformers, rehab reformers, portable reformers
With towers, jumpboards, and foot bars
Wunda chairs and ladder barrels
Cadillacs/trapeze tables
Spine correctors
Spring walls and wall units
Pilates rings, resistance bands, and props
Flooring, mirrors, shelving
Lighting and sound systems
Booking software and POS terminals
Best if you plan to keep the equipment long-term
Own the reformers outright after the final payment
Monthly payments with interest over 2–7 years
Lower monthly payments
Option to upgrade equipment regularly
Return, renew, or buy out at lease-end
Ideal for fast-growing or trend-sensitive studios
Tip: Leasing gives you flexibility to upgrade as new Pilates innovations hit the market.
| Equipment or Bundle | Retail Cost | Estimated Monthly (60 mos) |
|---|---|---|
| 1 studio reformer | $5,000 | ~$90–$115/month |
| 3 reformers with towers | $20,000 | ~$360–$410/month |
| Full studio setup (6 reformers, accessories, decor) | $45,000 | ~$800–$950/month |
You can finance your equipment through:
Pilates equipment manufacturers or dealers (e.g., Balanced Body, Merrithew, Elina Pilates)
Health and wellness equipment financing companies
General business loan platforms like Fundera, Lendio, or National Funding
SBA lenders (ideal for full build-outs or larger purchases)
Local banks or credit unions if you have an existing business relationship
Lenders typically ask for:
Business license or EIN
Equipment quote or invoice
Credit score (600+ preferred)
3–6 months of business bank statements
Time in business (startups may need a business plan or personal guarantor)
Finance or lease reformers, towers, and studio gear
Avoid large upfront costs
Choose flexible payments tailored to your cash flow
Investing in high-quality Pilates equipment shows your clients that you’re serious about their experience and wellness. Whether you're opening a new space or upgrading old machines, financing gives you the power to grow confidently—without the burden of large upfront costs.
Ready to elevate your studio experience?
Apply now for Pilates equipment financing and get the reformers and studio gear you need—on your terms, at your pace, with no hidden fees.