Building or scaling a CrossFit box or functional training facility means investing in serious gear—rigs, racks, plates, flooring, and more. But if you're like many gym owners, dropping tens of thousands of dollars up front isn’t ideal.
That’s where equipment loans for CrossFit and functional training gyms come in—giving you access to the gear you need to grow without draining your cash flow.
Yes! CrossFit and functional training gyms can qualify for equipment loans to finance rigs, flooring, barbells, and other essential fitness gear with manageable monthly payments.
Outfitting your facility with commercial-grade gear isn’t cheap. Even a modest setup with racks, plates, turf, and rowers can cost $30,000 to $100,000+.
With an equipment loan, you can:
Get premium equipment now and pay over time
Preserve working capital for marketing, payroll, and rent
Build business credit with responsible repayment
Bundle installation and delivery into one fixed monthly payment
Access tax advantages (consult your CPA)
You can finance nearly everything you need to open or upgrade a CrossFit or functional training gym:
Power racks, squat stands, and wall-mounted rigs
Bumper plates, barbells, kettlebells, and dumbbells
Weightlifting platforms and plyo boxes
Medicine balls, sandbags, and battle ropes
Rowers (e.g., Concept2), ski ergs, and air bikes
Sleds, climbing ropes, and agility ladders
Turf flooring and sprint lanes
Rubber mats, EVA foam tiles, or turf
Storage racks, chalk stations, and benches
Mobility tools, resistance bands, and recovery gear
Gym management software
TVs, timers, and sound systems
Security systems and keyless entry tech
| Gym Package | Estimated Cost | Monthly (60 mos) |
|---|---|---|
| Starter CrossFit gear bundle | $25,000 | ~$460–$520/month |
| Mid-size facility buildout | $50,000 | ~$900–$1,050/month |
| Full equipment + flooring + tech | $100,000+ | ~$1,800–$2,100/month |
You can apply through:
Fitness equipment vendors (some offer in-house financing)
Commercial leasing & financing companies (e.g., TimePayment, Crest Capital)
Online lending platforms like Lendio or Fundera
SBA-backed lenders for large gym buildouts
Local banks or credit unions (if you have business history)
Most equipment loan providers require:
Business license or EIN
Equipment quote or invoice
Business bank statements (last 3–6 months)
Credit check (600+ preferred)
Business plan or personal guarantor (for startups)
Finance racks, rigs, plates, flooring, and more
Get fixed monthly payments with no large down payment
Perfect for startups or gyms scaling up quickly
Opening or growing a CrossFit gym is capital-intensive—but with the right financing strategy, you don’t have to compromise. An equipment loan lets you build the facility your athletes deserve, while keeping your finances strong and flexible.
Ready to level up your gym?
Apply now for CrossFit equipment financing and get the gear you need—without the financial burden of buying everything upfront.