Veterinary care continues to evolve, and so does the need for advanced equipment. Whether you're opening a new animal hospital or upgrading an established clinic, equipment financing for veterinary practices makes it possible to acquire surgical tables, imaging systems, and treatment tools without overwhelming your budget.
Can vets finance surgery tables and imaging equipment?
Yes, veterinarians can finance or lease surgery tables, imaging systems, and other essential tools through medical equipment lenders or leasing companies.
Veterinary equipment can cost anywhere from $5,000 to $200,000+, depending on your clinic’s size and services. Financing offers major benefits:
Preserve cash flow for operations, inventory, or staffing
Access modern technology to offer better patient care
Bundle equipment and installation into a single payment
Write off lease payments or depreciation for tax advantages
Scale quickly without a large upfront investment
Related: How Equipment Financing Can Boost Your Company’s Cash Flow
Lenders typically approve both new and refurbished equipment, such as:
Surgical tables (hydraulic, electric, heated)
Digital X-ray systems
Ultrasound machines
In-house lab analyzers (blood, urinalysis, chemistry)
Dental stations and imaging tools
Anesthesia machines
Patient monitoring systems
Exam room and treatment tables
✅ You can also finance delivery, installation, software, and support plans.
Fixed interest rates and terms up to 84 months
Full ownership at the end of the loan
Ideal for large investments like imaging systems or full-room outfitting
Lower upfront costs and flexible terms
Return, upgrade, or purchase at lease-end
Useful for diagnostic tools that evolve quickly
Often includes maintenance and software support
Available up to $5 million
Use for equipment, real estate, or working capital
Low down payments and long repayment terms
Best for multi-service clinics or expansions
Tailored solutions for animal care professionals
Understand veterinary revenue cycles and seasonality
Examples: Bank of America Practice Solutions, Live Oak Bank (Veterinary), Henry Schein Animal Health
Related: What to Consider Before Signing an Equipment Lease Agreement
| Equipment | Cost Estimate | Financing Term | Monthly Payment |
|---|---|---|---|
| Heated Surgical Table | $7,500 | 36 months | ~$225/month |
| Digital X-ray System | $45,000 | 60 months | ~$850/month |
| In-house Lab Analyzer Bundle | $68,000 | 72 months | ~$1,195/month |
Lenders usually require the following documents:
DVM license and NPI number
EIN or business formation documentation
Vendor quote or equipment proposal
Personal and/or business credit history
Business plan or client volume (especially for startups)
Loans for long-term equipment ownership
Leasing for flexibility and fast tech upgrades
SBA loans for large-scale expansions
Vet-specific lenders for tailored terms and support
Advanced veterinary equipment helps you deliver safer surgeries, faster diagnostics, and better outcomes. With the right financing, your clinic can grow and innovate without putting pressure on your bottom line.
Ready to upgrade your surgical suite or add digital imaging?
Explore financing and leasing options now for veterinary equipment—and bring top-tier care to your furry patients.