Starting or scaling a tattoo or piercing business takes more than artistic talent—it requires the right gear. From tattoo machines and power supplies to autoclaves, chairs, and lighting, studio equipment can cost thousands. But here's the good news: equipment financing for tattoo studios and piercing shops makes it possible to get everything you need without paying all at once.
Whether you’re launching a new studio or upgrading your current space, financing helps you access professional tools while keeping cash flow intact.
Yes! Tattoo and piercing shops can finance or lease studio chairs, machines, lighting, and sterilization equipment through flexible equipment financing programs.
Outfitting a tattoo or piercing studio can easily run $10,000 to $50,000+, especially if you’re setting up multiple stations. Financing allows you to:
Preserve capital for rent, marketing, and supplies
Make predictable monthly payments that fit your budget
Get top-quality tools and furnishings from day one
Upgrade gear more easily as your business grows
Potentially write off lease payments as a business expense (check with your tax pro)
You can lease or finance nearly all the core tools and furniture in your studio, including:
Rotary or coil tattoo machines
Power supplies, foot pedals, and clip cords
Arm rests, portable trays, and LED task lighting
Adjustable client chairs and artist stools
Digital stencils, thermal copiers, and iPads
Autoclaves and sterilization equipment
Sterile needles, clamps, and marking tools
Piercing guns (where legal) and forceps
Jewelry displays and storage
Treatment tables and chairs
UV sterilizers and sharps containers
Reception desks and display counters
Waiting area seating and décor
Wall lighting and signage
Security systems and POS terminals
Tip: Some vendors offer package deals, bundling your entire studio setup into one affordable lease.
| Equipment Package | Estimated Cost | Monthly (60 mos) |
|---|---|---|
| Single tattoo station setup | $8,000 | ~$140–$160/month |
| Multi-artist studio buildout | $25,000 | ~$430–$470/month |
| Tattoo + piercing full package | $40,000 | ~$690–$750/month |
Tattoo and piercing studios can finance equipment through:
Specialized lenders in salon and studio industries
Third-party leasing providers (e.g., TimePayment, Geneva Capital)
Vendor financing
offered by tattoo supply companies
SBA microloans or business loans
Personal loans or credit lines (if just starting out)
To get approved, most lenders will request:
Business license or EIN
Equipment invoice
or vendor quote
3–6 months of bank statements
Credit score (600+ preferred)
Personal guarantor for newer businesses
If you're just starting out, having a basic business plan can help strengthen your application.
Lease or finance tattoo machines, chairs, lighting, and piercing gear
Affordable monthly payments protect your cash flow
Ideal for new or expanding studios
Your creativity is your greatest asset—but without the right tools and space, your potential is limited. Equipment financing gives you the freedom to build or expand your studio on your terms. With the right setup, you’ll attract more clients, increase efficiency, and grow your brand.
Ready to launch or upgrade your studio?
Apply now for tattoo and piercing equipment financing and get the gear you need to create bold, professional work—without the financial strain.