As more people seek mindfulness, mobility, and mental clarity, yoga studios are evolving into vibrant community hubs. If your studio has outgrown its space, needs upgraded equipment, or you’re dreaming of opening a second location, it may be time to consider financing. Fortunately, there are funding solutions tailored to wellness entrepreneurs—and the right yoga studio loan can support your expansion while keeping your practice grounded in financial stability.
In this guide, you’ll learn how to access capital, what loans are best for yoga studios, and how to use funding to grow intentionally and sustainably.
From hot yoga rooms to serene interiors, running a successful studio isn’t cheap. Here’s why many yoga studio owners pursue financing:
Adding new class formats like aerial, barre, or Pilates
Building or renovating a second studio location
Investing in instructor training or certifications
Purchasing mats, props, sound systems, or infrared heating
Launching mobile apps or online membership platforms
Marketing to reach new clients and communities
Hiring support staff, wellness professionals, or guest teachers
Funding helps you grow your impact without putting your personal finances on the line.
Here’s a breakdown of common expenses for expansion:
| Expense | Estimated Cost |
|---|---|
| Leasehold improvements | $10,000 – $50,000 |
| Yoga props & equipment | $2,000 – $10,000 |
| Technology (POS, CRM, website) | $1,500 – $7,000 |
| Marketing and advertising | $1,000 – $10,000 |
| Teacher training or hiring | $5,000 – $20,000 |
| Insurance, permits, and licenses | $500 – $3,000 |
The Small Business Administration backs this flexible loan ideal for established studios ready for big moves.
Borrow up to $5 million
Terms: Up to 10 years for equipment and working capital
Low interest rates
Requires a solid business plan and good credit
Learn more at SBA.gov
Best for: Large-scale renovations, second studio openings, or multi-purpose funding.
Quick loans that cover daily operational needs, training, or small upgrades.
Faster approvals (often within days)
Loan amounts: $5,000 to $500,000
Short repayment terms (6–24 months)
Slightly higher interest rates
Best for: Short-term improvements like software upgrades or seasonal cash flow needs.
Perfect for purchasing durable goods like infrared heaters, studio furniture, or audio systems.
Loan is secured by the equipment
Fixed monthly payments
Terms: 2–7 years
Best for: Props, flooring, mirrors, or ventilation systems.
A revolving credit line gives you flexible funding for ongoing growth.
Use and repay as needed
Credit limits up to $250,000+
Pay interest only on what you use
Best for: Monthly expenses, marketing, or gradual expansion.
Some yoga studios also turn to alternative or supplemental funding options:
Local wellness grants
Crowdfunding platforms like Kickstarter or IFundWomen
Teacher training scholarships to offset expansion-related hiring costs
B Corp or nonprofit status (if applicable) to qualify for unique funding
Define your vision—new classes, locations, or upgrades
Estimate your total costs
Identify the best financing option for your situation
Gather documentation (licenses, revenue reports, credit history)
Create a compelling business plan to present to lenders
Apply to multiple lenders or platforms to compare terms
Use funds to execute expansion with clear timelines and ROI goals
A yoga studio owner in Portland used a $45,000 SBA microloan to remodel their existing space, install a new infrared heating system, and create a meditation lounge. With additional funds reserved for digital marketing and onboarding new instructors, their client base grew by 55% in six months, and retention jumped 30%.
Expanding too quickly: Ensure your current business model is profitable and scalable
Underestimating marketing: Growth needs visibility—budget for branding and outreach
Overborrowing: Only request what you can realistically repay
Skipping financial planning: Have a clear ROI model for your funding use
SCORE Small Business Mentorship
SBA Lender Match
Your yoga studio is more than a business—it’s a sanctuary. When you're ready to expand, don’t let lack of funding hold you back. With the right loan or financing strategy, you can enhance your offerings, attract new members, and scale your impact—without sacrificing your balance (or your bottom line).
Grow your space, grow your community, and grow your mission—one intentional step at a time.