Soccer Shots is one of the fastest-growing youth soccer franchise programs in the United States, providing high-quality, character-building soccer experiences for children ages 2 through 8. With a proven curriculum, low overhead model, and strong demand from parents eager to get their kids active and engaged, Soccer Shots represents a compelling franchise opportunity - but like any business venture, it requires solid financing to launch and grow.
Whether you are considering your first Soccer Shots territory or expanding an existing operation, understanding your financing options is essential. The initial investment for a Soccer Shots franchise ranges from approximately $34,800 to $51,500 depending on territory size and market conditions. Beyond the franchise fee, you will need working capital for equipment, marketing, staffing, and the operational costs that come with running any service-based business. This is where a dedicated Soccer Shots franchise loan can make all the difference.
At Crestmont Capital, we specialize in helping franchise owners secure fast, flexible business financing. As the #1 rated business lender in the U.S., we understand the unique needs of franchise operators and can help you access the capital you need to launch, grow, or expand your Soccer Shots franchise. This guide covers everything you need to know about Soccer Shots franchise costs, available financing options, and how to get funded quickly.
In This Article
Soccer Shots was founded in 1997 in Harrisburg, Pennsylvania, with a mission to positively impact children through the sport of soccer. The franchise program has grown to more than 200 franchise partners operating across North America, serving hundreds of thousands of children each year in neighborhoods, parks, schools, and daycare centers.
What sets Soccer Shots apart is its emphasis on character development alongside athletic skill-building. Each session uses age-appropriate curriculum designed to teach children not only soccer fundamentals but also values like respect, teamwork, integrity, and confidence. Parents and community organizations love the program because it creates a positive, non-competitive environment where every child feels welcome and valued.
The business model is structured around seasonal programs - typically 8 to 10 week sessions offered in fall, spring, and sometimes summer. Franchisees operate in defined geographic territories and work with local parks and recreation departments, schools, daycares, and private organizations to run sessions. Because the model requires minimal physical infrastructure (no brick-and-mortar location needed in most cases), overhead costs are relatively low compared to other franchise concepts.
Key Fact: Soccer is the most popular sport worldwide and one of the fastest-growing youth sports in the United States. The U.S. youth sports market is valued at over $19 billion annually, creating substantial demand for quality programs like Soccer Shots.
Soccer Shots has been recognized on Entrepreneur magazine's Franchise 500 list multiple times and is consistently ranked among the top children's enrichment franchises available. For parents looking for an enriching, affordable activity for their young children and for entrepreneurs looking for a purpose-driven business with proven systems, Soccer Shots offers a compelling proposition.
Before you can secure a Soccer Shots franchise loan, it helps to understand exactly what you are financing. Here is a breakdown of the typical costs associated with starting a Soccer Shots franchise:
The initial franchise fee for Soccer Shots ranges from approximately $29,500 to $38,500 depending on the territory size. This fee grants you the right to operate within an exclusive geographic territory and access the Soccer Shots brand, curriculum, training, and ongoing support systems.
According to Soccer Shots' Franchise Disclosure Document (FDD), the estimated total initial investment ranges from approximately $34,800 to $51,500. This range accounts for:
Franchisees pay an ongoing royalty fee of approximately 7% of gross revenues plus a marketing fund contribution. These fees support the brand, national marketing, and ongoing curriculum development.
Beyond the initial investment, Soccer Shots operators typically need to budget for:
Key Fact: The relatively low initial investment of $34,800 to $51,500 makes Soccer Shots one of the most accessible franchise opportunities in the children's enrichment space. Many other youth franchises require investments of $100,000 or more. This accessibility makes financing more straightforward and approval rates higher.
By the Numbers
Soccer Shots Franchise - Key Statistics
When it comes to financing a Soccer Shots franchise, you have several strong options depending on your financial situation, credit profile, time in business, and how quickly you need capital. Here is an overview of the most common financing paths:
A traditional small business loan is often the most cost-effective way to finance your Soccer Shots franchise. Term loans typically offer fixed interest rates, predictable monthly payments, and loan amounts ranging from $25,000 to $500,000 or more. For most Soccer Shots operators, a loan in the $35,000 to $75,000 range covers the initial franchise fee plus working capital for the first 6 months of operations.
SBA-backed loans are among the best financing options for franchise businesses. The SBA 7(a) loan program offers loan amounts up to $5 million with competitive interest rates and longer repayment terms (up to 10 years for working capital, up to 25 years for real estate). Soccer Shots appears on the SBA Franchise Registry, which means lenders have already reviewed the franchise agreement and can process SBA loans more quickly.
A business line of credit provides flexible access to capital that you can draw on as needed. This is ideal for covering seasonal cash flow gaps - particularly important for Soccer Shots since revenue tends to be seasonal (higher in fall and spring, lower in summer and winter). A line of credit lets you access funds when registration is slow and repay when revenue picks up.
Equipment financing can help cover the cost of soccer equipment, including balls, goals, cones, bibs, bags, and other supplies. Equipment loans often offer better rates than general purpose business loans because the equipment itself serves as collateral. This can be a smart way to preserve working capital while still getting everything you need to launch.
Dedicated franchise loans are specifically designed for franchise business owners and are familiar with the unique structure of franchise agreements, royalty fees, and territory rights. Crestmont Capital has extensive experience working with franchise operators across many industries.
If you need capital quickly - for example, to secure a territory before it is taken or to cover unexpected expenses - fast business loans can provide funding in as little as 24 to 48 hours. These are particularly useful for existing franchisees looking to expand quickly.
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Apply Now ->For many Soccer Shots franchise owners, an SBA loan is the single best financing tool available. Here is why SBA loans deserve special attention:
To qualify for an SBA loan, you generally need:
For new Soccer Shots franchisees, SBA startup loans are available through the SBA 7(a) program with a strong business plan and personal financial documentation. The SBA's official loan programs page provides additional details on eligibility requirements and approved lenders.
Crestmont Capital works with multiple SBA-approved lenders and can help match you with the best program for your situation. Check out our related article on financing food franchise businesses for additional context on how SBA loans work in practice.
Even with a relatively low startup cost, Soccer Shots franchisees need adequate working capital to bridge the gap between program launch and positive cash flow. Here is what to plan for:
Soccer Shots programs run primarily in the fall (September to November) and spring (March to May) seasons. This means revenue is concentrated in specific months, while costs like insurance, marketing, and some staffing continue year-round. Having access to a working capital line of credit ensures you can cover expenses during off-peak months without cash flow stress.
Starting a Soccer Shots franchise requires investment in quality equipment. A typical inventory might include:
Using equipment financing to cover these items lets you preserve cash for marketing, staffing, and other launch expenses.
Launching a new Soccer Shots territory requires significant upfront marketing to build awareness and fill program rosters. Budget for:
Soccer Shots coaches are typically part-time independent contractors paid per session. As your territory grows, you may bring on a full-time assistant manager or operations coordinator. Budget for initial coach training, background checks, and the ramp-up period before coaches are generating significant revenue.
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Apply Now ->Qualifying for a Soccer Shots franchise loan depends on the type of financing you are seeking. Here is what lenders typically look for:
Different loan products have different credit requirements:
If your credit score is below the threshold, options like our bad credit business loans program may still provide pathways to funding.
For new Soccer Shots franchisees, lenders will focus heavily on your personal financial profile, including:
For existing franchise owners with 6+ months of operating history, lenders will also look at business bank statements, revenue trends, and cash flow. According to SBA guidance on funding your business, strong documentation of both personal and business financials significantly improves approval odds.
Be prepared to provide:
Most small business loans for franchise startups will require a personal guarantee. This means the loan is partially secured by your personal assets. Some lenders also require collateral such as equipment, business assets, or in some cases real estate. Understanding your collateral position before applying helps set expectations for rate and term offers.
Crestmont Capital has established itself as the #1 rated business lender in the United States by focusing on what franchise owners actually need: speed, flexibility, and a lending partner who understands the franchise model. Here is what sets us apart:
We know that opportunity does not wait. When you find the right Soccer Shots territory or need to move quickly on an expansion, our streamlined application process can deliver approval in as little as 24 to 48 hours and funding within days - not weeks.
Every franchise owner has different needs. Crestmont Capital offers:
Explore all our franchise financing options or learn about short-term business loans for rapid capital access.
Our team has worked with hundreds of franchise operators across diverse industries. We understand franchise disclosure documents, royalty structures, territory rights, and how these factors affect your lending profile. When you work with Crestmont Capital, you are working with a partner who speaks your language.
We access funding from a broad network of lending partners, allowing us to find competitive rates and terms that match your specific credit profile and business situation. We are transparent about all fees and costs - no hidden charges.
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Apply Now ->For more insights on franchise financing strategies, see our guides on related franchise businesses like Stratus Building Solutions franchise financing and Home Care Assistance franchise loans. You can also explore broader resources at the SBA Franchise Registry and the International Franchise Association to better understand franchise financing industry standards.
The total initial investment for a Soccer Shots franchise ranges from approximately $34,800 to $51,500, including the franchise fee of $29,500 to $38,500 plus equipment, marketing, insurance, and working capital. Territory size and local market conditions affect where your investment falls within this range.
Yes. Soccer Shots is listed on the SBA Franchise Registry, which means SBA-approved lenders can offer SBA 7(a) loans for Soccer Shots franchise financing with a streamlined review process. SBA loans offer competitive rates and terms of up to 10 years for working capital. You typically need a 650+ credit score and a solid business plan to qualify.
Credit score requirements vary by loan type. For SBA loans, most lenders prefer a personal credit score of 650 to 680 or higher. For conventional business term loans, 640+ typically qualifies for good rates. Some alternative lenders offer programs for scores as low as 560 to 580, though rates and terms will be less favorable. Crestmont Capital works with borrowers across a range of credit profiles.
Approval timelines vary by loan type. Through Crestmont Capital, fast business loans can be approved in 24 to 48 hours with funding in 1 to 3 business days. SBA loans typically take 2 to 4 weeks for approval and funding. Conventional term loans from banks may take 2 to 6 weeks. Having all documentation ready speeds up the process significantly.
Profitability varies by territory, market size, and operator effort. Soccer Shots is a service-based franchise with relatively low overhead costs - no brick-and-mortar location required in most cases. Many franchisees reach profitability within their first full year of operation. The company reports strong franchisee satisfaction and retention rates, which are positive indicators of business viability. Review the FDD and speak with existing franchisees for detailed financial performance information.
No, Soccer Shots does not require franchisees to have a soccer background. The company provides comprehensive training in their curriculum and coaching methods. Many successful franchisees come from business, marketing, or education backgrounds. What matters most is strong community engagement, sales ability, and a passion for working with children and families.
Having less-than-perfect credit makes financing harder but not impossible. Some alternative lenders offer programs for credit scores as low as 550 to 580, often with higher interest rates or more collateral requirements. You may also consider partnering with a co-borrower with stronger credit, offering additional collateral, or working to improve your credit score before applying. Crestmont Capital can review your situation and identify the best available options.
For a franchise startup loan, you will typically need: signed franchise agreement or letter of intent, business plan with financial projections, personal financial statement, last 3 years of personal tax returns, government-issued ID, and (if applicable) business bank statements and business tax returns. SBA loans require additional documentation including Form 413 (Personal Financial Statement) and SBA Form 1919.
Absolutely. A business line of credit is one of the best tools for managing seasonal cash flow in a Soccer Shots business. You can draw on the line during slow months to cover fixed costs like insurance and marketing, then repay it when registration revenue picks up during peak seasons. Lines of credit typically range from $10,000 to $250,000 and are revolving, meaning you can use and repay funds repeatedly as needed.
Soccer Shots' FDD recommends having sufficient working capital to cover operating expenses for at least 3 to 6 months after launch. In practice, this typically means having $10,000 to $20,000 in accessible cash or credit beyond your initial investment. This cushion helps you weather slow registration periods, unexpected expenses, and the ramp-up time before your territory reaches full enrollment.
Soccer Shots charges an ongoing royalty fee of approximately 7% of gross revenues, plus a contribution to the brand's marketing fund. These fees support ongoing brand development, national marketing, curriculum updates, and operational support. When calculating your loan repayment capacity, make sure to factor these ongoing fees into your cash flow projections.
Yes. Existing Soccer Shots franchisees with operating history have access to a wider range of financing options, typically at better rates and terms than new franchisees. Lenders can evaluate actual revenue performance rather than projections, which strengthens your application significantly. Common uses include purchasing additional territory rights, hiring staff, upgrading equipment, and increasing marketing spend.
Yes. Crestmont Capital works with both new and established franchise owners. For new franchisees, we focus primarily on personal credit profile, industry experience, liquid assets, and the strength of the franchise brand. We partner with multiple lenders including SBA-approved lenders who specialize in franchise startups, allowing us to find the best match for your situation.
Interest rates vary based on loan type, credit profile, loan amount, and current market conditions. SBA 7(a) loans typically carry rates of prime plus 2.25% to 4.75%. Conventional business loans from banks and online lenders range from about 6% to 25% APR depending on creditworthiness. Alternative lenders may charge factor rates of 1.1 to 1.5 for short-term products. Crestmont Capital works to find the most competitive rate available for your specific profile.
Applying is simple and fast. Visit offers.crestmontcapital.com/apply-now and complete our short online application - it takes just a few minutes. A franchise financing specialist will review your information and contact you within 24 hours with available options. There is no obligation and the initial application does not affect your credit score.
Disclaimer: The information provided in this article is for general educational purposes only and is not financial, legal, or tax advice. Funding terms, qualifications, and product availability may vary and are subject to change without notice. Crestmont Capital does not guarantee approval, rates, or specific outcomes. For personalized information about your business funding options, contact our team directly.