Crestmont Capital Blog

No Credit Check Business Loans: The Complete Guide for Business Owners

Written by Crestmont Capital | April 23, 2026

No Credit Check Business Loans: The Complete Guide for Business Owners

For many business owners, a personal credit score can feel like a gatekeeper to growth. A few past financial missteps, a thin credit file, or even errors on a credit report can slam the door shut on traditional bank loans, leaving entrepreneurs without the capital they need to seize opportunities, manage cash flow, or navigate emergencies. This is where **no credit check business loans** emerge as a critical financial tool. They offer a pathway to funding that prioritizes your company's current health and future potential over past credit history, providing a vital lifeline for businesses that might otherwise be overlooked. Understanding this landscape of alternative business financing is essential for any modern entrepreneur. While the term "no credit check" can seem too good to be true, it represents a legitimate and growing segment of the lending industry. These financial products operate on a different set of principles, evaluating factors like your daily sales, monthly revenue, and time in business rather than a FICO score. This approach allows lenders to confidently provide capital to strong, healthy businesses, even if the owner's personal credit is less than perfect. This complete guide is designed to demystify the world of business loans with no credit check. We will explore exactly what these loans are, how they work, and the different types available. We'll cover the qualification requirements, weigh the benefits against the potential drawbacks, and show you how to navigate the application process. Whether you're facing an unexpected expense or planning a strategic expansion, this guide will provide the clarity you need to determine if this type of funding with bad credit is the right solution for your business.

In This Article

What Are No Credit Check Business Loans?

The term **no credit check business loans** can be slightly misleading. It rarely means a lender performs absolutely no review of your financial background. Instead, it typically signifies that a hard credit inquiry-the kind that can lower your credit score-is not the primary basis for an approval decision. Many lenders in this space will perform a "soft" credit pull, which does not impact your score but gives them a high-level overview of your credit profile. The key distinction is that a low score from this soft pull will not automatically disqualify you. Unlike traditional banks that place immense weight on personal FICO scores and extensive credit history, alternative lenders focus on the real-time financial health of your business. They are more interested in your present performance than your past. This type of alternative business financing assesses your eligibility based on measurable business metrics, such as: * **Monthly or Annual Revenue:** Consistent sales are the strongest indicator of your ability to repay a loan. * **Cash Flow:** Lenders analyze your business bank statements to see the flow of money in and out of your accounts, looking for positive trends and stable daily balances. * **Time in Business:** A company that has been operating for at least six months to a year has a proven track record, reducing the lender's risk. * **Accounts Receivable:** The value of your outstanding invoices can be used as collateral for certain types of financing. Essentially, these lenders are underwriting the business itself, not just the business owner. This is a fundamental shift from the traditional model. A report from the U.S. Small Business Administration (SBA) has highlighted the challenges small businesses face in securing traditional credit, making these alternative options increasingly vital. For businesses with strong revenue but poor owner credit, this model opens doors that would otherwise remain firmly closed.

Key Stat: According to a Federal Reserve survey, only about 48% of small businesses receive the full amount of financing they seek from large banks, driving many to explore alternative funding solutions.

These financial products are structured differently from traditional term loans. Instead of an Annual Percentage Rate (APR), they often use a "factor rate," which is a fixed fee expressed as a decimal (e.g., 1.25). You multiply the loan amount by the factor rate to determine the total repayment amount. Repayments are also more frequent, often occurring daily or weekly, which aligns with the business's cash flow cycle. This structure is designed for speed and accessibility, catering to businesses that need capital quickly to solve an immediate problem or capitalize on a fleeting opportunity.

How No Credit Check Business Loans Work

The process for obtaining **small business loans no credit check** is fundamentally designed for speed and efficiency. It strips away the mountains of paperwork and lengthy waiting periods associated with traditional bank loans. Instead of focusing on historical credit data, the process centers on verifying your business's current performance. Here is a step-by-step breakdown of how the process typically unfolds: 1. **Initial Application:** The journey begins with a simple online application. You'll provide basic information about your business, including its legal name, industry, time in operation, and estimated monthly revenue. This initial step can often be completed in just a few minutes. 2. **Documentation Submission:** Instead of tax returns from the last five years and a detailed business plan, alternative lenders require more immediate and relevant documents. The most common requirements are: * Your last 3-6 months of business bank statements. * Your most recent credit card processing statements (if applicable). * A government-issued ID. * A voided business check. 3. **Underwriting and Analysis:** This is where the core difference lies. The lender's underwriting team uses technology to quickly analyze your submitted documents. They are looking for specific indicators of business health: * **Average Daily Bank Balance:** A consistently healthy balance suggests good cash management. * **Number of Deposits:** A high number of monthly deposits indicates steady sales activity. * **Negative Balance Days:** Lenders want to see few to no days where your account was overdrawn. * **Consistency of Revenue:** They look for stable or growing revenue month-over-month. 4. **Offer and Terms:** If your business meets the lender's criteria, you will receive a funding offer. This offer will clearly state the approved amount, the total repayment amount (based on the factor rate), and the repayment schedule (e.g., a fixed daily or weekly withdrawal from your business bank account). 5. **Funding:** Once you accept the offer and sign the agreement electronically, the funds are typically transferred directly to your business bank account. For many lenders, including Crestmont Capital, this entire process from application to funding can be completed in as little as 24 hours, a stark contrast to the weeks or months a traditional bank loan can take. This performance-based model allows lenders to make fast, data-driven decisions. They are essentially investing in your business's proven ability to generate revenue. By aligning repayments with your cash flow, they create a system that is more responsive to the realities of running a small business.

Quick Guide

How No Credit Check Business Loans Work - At a Glance

1

Apply Online
Complete a simple application in minutes with basic business details.

2

Submit Documents
Provide recent bank statements to show your business's revenue.

3

Get an Offer
Receive a clear offer based on your business's financial health, not your FICO score.

4

Receive Funds
Accept the terms and get capital deposited in your account, often within 24 hours.

Types of No Credit Check Business Loans

The world of **alternative business financing** is diverse, with several products designed to function without a strict reliance on credit scores. Each type has a unique structure, ideal use case, and repayment method. Understanding these options is key to finding the right fit for your business needs. ### 1. Merchant Cash Advance (MCA) A Merchant Cash Advance is one of the most common forms of funding for businesses with poor credit. Technically, it's not a loan but a sale of future receivables at a discount. * **How it Works:** A lender provides you with a lump sum of cash. In return, you agree to pay back that amount plus a fee by allowing the lender to take a small, fixed percentage of your daily credit and debit card sales. This percentage is called the "holdback." * **Repayment:** Repayment is automatic and flexible. On busy sales days, you pay back more; on slow days, you pay back less. This dynamic structure helps protect your cash flow. * **Best For:** Businesses with high volumes of credit card transactions, such as restaurants, retail stores, and e-commerce shops. It's ideal for short-term capital needs like inventory purchases or unexpected repairs. ### 2. Revenue-Based Financing Similar to an MCA, revenue-based financing is also repaid via a percentage of your revenue, but it's typically drawn from your total bank deposits, not just credit card sales. * **How it Works:** You receive a lump sum and repay it with a fixed percentage of your total monthly revenue. Repayments are usually made through a fixed daily or weekly ACH withdrawal from your business bank account. * **Repayment:** The repayment amount is calculated based on your recent revenue history. While the withdrawals are fixed, the term can be flexible. If your revenue dips, the lender may be willing to adjust the payment temporarily. * **Best For:** B2B companies, service-based businesses, and others that receive payments through various methods (checks, ACH, wire transfers) in addition to credit cards. ### 3. Invoice Factoring (or Accounts Receivable Financing) Invoice factoring allows you to sell your outstanding invoices to a third-party company (a "factor") at a discount. * **How it Works:** The factoring company advances you a large percentage of the invoice's value, typically 80-90%, upfront. They then take over the collection of that invoice from your customer. Once your customer pays the factor in full, the factor releases the remaining balance to you, minus their fee. * **Repayment:** There are no direct repayments from you. The debt is settled when your customer pays their invoice. The factor's fee is their profit. * **Best For:** B2B businesses with long payment cycles (e.g., 30, 60, or 90 days). It's an excellent tool for improving cash flow while waiting for clients to pay, especially in industries like manufacturing, trucking, and consulting. ### 4. Equipment Financing While some equipment financing does involve a credit check, many alternative lenders offer options that place more emphasis on the value of the equipment being purchased. * **How it Works:** You get a loan specifically to purchase a piece of equipment, such as a vehicle, machinery, or technology. The equipment itself serves as collateral for the loan. If you default, the lender can repossess the equipment to recoup their losses. * **Repayment:** Repayments are typically made in fixed monthly installments over a set term. Because the loan is secured by a tangible asset, credit requirements can be more flexible. * **Best For:** Any business that needs to acquire a specific, valuable piece of equipment to operate or grow. This includes construction companies, medical practices, and restaurants. For a detailed look at financing for specific industries, see our guide on truck driving school loans. ### 5. Short-Term Business Loans Some direct lenders offer short-term loans with less stringent credit requirements than traditional banks. While they may perform a soft credit pull, their decision is heavily weighted by your business's revenue and cash flow. * **How it Works:** These function more like a traditional loan but with a much shorter repayment period, typically 3 to 18 months. You receive a lump sum and repay it, plus interest or a fixed fee, through automated daily or weekly payments. * **Repayment:** The fixed, frequent payments make it easy to budget for, but they can be a strain on cash flow if not managed carefully. * **Best For:** Businesses that need a predictable, straightforward loan for a specific project with a clear return on investment, such as a marketing campaign or a small renovation.

Need Funding Fast, Regardless of Your Credit Score?

Your business's revenue is your strongest asset. Let's put it to work. Explore your options with Crestmont Capital today.

Apply Now →

Who Qualifies for No Credit Check Business Loans?

While the absence of a hard credit check is the main attraction, lenders still have important qualification criteria to ensure they are lending responsibly. They need to see clear evidence that your business is healthy, stable, and capable of handling repayment. If you're wondering **how to get business loans without credit check**, focus on strengthening these core business metrics. Here are the primary factors that alternative lenders evaluate: * **Minimum Annual Revenue:** This is often the most important metric. Most lenders require a minimum annual revenue, which can range from $100,000 to $250,000 or more. This translates to roughly $8,000 to $20,000 in monthly revenue. The higher and more consistent your revenue, the more funding you can typically qualify for. * **Time in Business:** Lenders prefer to work with established businesses. The standard minimum is usually one year in operation, although some programs are available for businesses that have been running for as little as six months. Startups with no operating history will find it very difficult to qualify. * **Business Bank Account:** You must have a dedicated business bank account. Lenders will analyze several months of statements from this account to verify your revenue and assess your cash flow patterns. Personal accounts are generally not accepted. * **Cash Flow and Bank Balances:** Underwriters will scrutinize your bank statements for signs of financial stability. They look for: * A healthy average daily balance. * A consistent number of deposits per month. * Minimal to zero non-sufficient funds (NSF) fees or overdrafts. Frequent overdrafts are a major red flag indicating poor cash management. * **Industry Type:** Some industries are considered higher risk than others. For example, industries like construction, which can have inconsistent cash flow, may face more scrutiny than a retail store with steady daily sales. However, most mainstream industries are eligible. * **No Recent Major Derogatory Events:** While a low credit score is acceptable, lenders will still be wary of recent, severe negative events. This includes open bankruptcies, unresolved tax liens, or recent loan defaults. A history of responsible repayment on any previous alternative loans is a significant plus. Meeting these criteria demonstrates that despite a low personal credit score, your business is a viable and thriving entity. It's about proving that your company's performance is strong enough to support the financing you're seeking.

Benefits and Drawbacks of No Credit Check Funding

No financial product is a perfect fit for every situation. **Funding with bad credit** offers incredible accessibility but comes with trade-offs. It's crucial for business owners to weigh the advantages and disadvantages carefully before committing.
Benefits (Pros) Drawbacks (Cons)

High Approval Rates: Your business's revenue is the primary qualification factor, making these loans accessible to owners with poor or limited credit history.

Higher Cost: The convenience and risk taken on by the lender are reflected in the cost. Factor rates are typically higher than the APRs on traditional bank loans.

Extremely Fast Funding: The streamlined application and underwriting process means you can often receive funds in your account within 24-48 hours.

Shorter Repayment Terms: Most of these products are designed for short-term needs, with repayment periods ranging from 3 to 24 months. This results in more frequent and higher payments.

Minimal Paperwork: The application process requires only a few essential documents, like bank statements, saving you significant time and effort.

Frequent Repayments: Daily or weekly payments can be a challenge for businesses with lumpy or unpredictable cash flow. It requires careful cash management.

No Hard Credit Inquiry: Applying for these loans typically involves a soft credit pull, which does not negatively impact your credit score.

May Not Build Business Credit: Not all alternative lenders report your payment history to business credit bureaus. If building credit is a primary goal, you'll need to confirm this with the lender.

Flexible Use of Funds: In most cases, the capital can be used for any legitimate business purpose, from covering payroll to launching a new marketing initiative.

Potential for Debt Cycles: The easy access and high costs can be a trap if not used responsibly. Businesses should only take on this financing for needs that will generate a clear return on investment.
The key is to use this type of financing strategically. It is an excellent tool for solving short-term problems or capitalizing on immediate, high-ROI opportunities. For example, using a merchant cash advance to purchase bulk inventory at a steep discount can generate profits that far outweigh the cost of the financing. However, using it for long-term, low-return projects is generally not advisable. As noted by Forbes, it's essential to understand the total cost of capital before accepting an offer.

How Crestmont Capital Helps Businesses with Low Credit

Navigating the world of alternative finance can be daunting, but at Crestmont Capital, we specialize in simplifying the process and finding the right funding solution for every business, regardless of its credit profile. We believe that a credit score is a reflection of the past, while a business's revenue is a testament to its present strength and future potential. Our entire model is built around this philosophy. As the #1 rated business lender in the U.S., we have developed a suite of financial products specifically designed to serve entrepreneurs who are underserved by traditional banks. Our business loans with no credit check are not just a single product but a range of options, including merchant cash advances, revenue-based financing, and more. This allows us to tailor a solution that fits your specific industry, cash flow cycle, and funding needs. Here’s how Crestmont Capital stands apart: * **Focus on Performance:** Our underwriting process prioritizes your business's health. We analyze your bank statements and sales data to understand your company's real-world performance. A strong, consistent revenue stream is the most valuable asset in your application. * **Speed and Efficiency:** We know that opportunities and emergencies don't wait. Our online application takes minutes to complete, and our dedicated funding specialists work quickly to get you an answer. We are proud to offer some of the best fast business loans in the industry, with many clients receiving funds the same day they are approved. * **Expert Guidance:** You are not just a number to us. You will be paired with a dedicated funding advisor who will walk you through your options, explain the terms clearly, and help you choose the best path forward. We provide the expertise needed to make an informed financial decision. * **Solutions for Every Situation:** Whether you have a low FICO score, a short credit history, or past financial setbacks, our bad credit business loans are designed to provide a second chance. We have successfully funded thousands of businesses that were turned away by banks. We understand the challenges faced by business owners in diverse sectors, from real estate investors needing quick capital, as detailed in our guide for property investors, to retail shops needing to stock up for the holidays. Our goal is to be a long-term funding partner, providing the capital you need to thrive and grow.

Your Partner in Business Growth

Don't let a credit score define your business's future. Discover a better way to get funded with Crestmont Capital's expert team.

Get Your Free Quote →

Real-World Scenarios for No Credit Check Loans

To better understand the practical application of these loans, let's explore a few hypothetical but common scenarios where a **no credit check small business loan** can be a game-changer. ### Scenario 1: The Restaurant with an Equipment Emergency **The Business:** "The Corner Bistro," a popular local restaurant with steady daily credit card sales of $2,500. **The Problem:** The restaurant's primary commercial oven breaks down unexpectedly on a Tuesday night. A replacement costs $15,000, and without it, they can't operate. The owner has a personal credit score of 580 due to some past medical debt and knows a bank loan is out of the question. **The Solution:** The owner applies for a Merchant Cash Advance (MCA). She submits her last four months of credit card processing statements. The lender sees the consistent sales volume and approves her for a $20,000 advance within hours. The funds are in her account by Wednesday morning. **The Outcome:** The Bistro purchases the new oven and is fully operational for the weekend rush. The MCA is repaid through a small percentage of her daily credit card sales. The flexible repayment doesn't strain her cash flow, and she never had to close her doors. ### Scenario 2: The Construction Company Bridging a Payroll Gap **The Business:** "Apex Construction," a small contracting firm that just completed a large commercial project. **The Problem:** The client's payment on a $100,000 invoice is on a net-60 day term, but Apex has a $30,000 payroll due next Friday. The owner has a decent business but a thin personal credit file, making quick bank financing impossible. **The Solution:** The owner uses invoice factoring. He sells the $100,000 invoice to a factoring company. The company verifies the invoice and advances him 85% of its value, which is $85,000, within two days. **The Outcome:** Apex Construction easily meets its payroll obligations, keeping its skilled crew happy and on the job. Sixty days later, when the client pays the invoice to the factoring company, the company releases the remaining $15,000 to Apex, minus their 3% fee ($3,000). The owner solved a critical cash flow problem without taking on traditional debt. ### Scenario 3: The E-commerce Store Seizing a Seasonal Opportunity **The Business:** "Glow & Co.," an online store selling skincare products. **The Problem:** A supplier offers a massive 40% discount on a bestselling product, but the purchase must be made in bulk for $25,000 and paid within 48 hours. This inventory is projected to generate $60,000 in revenue during the upcoming holiday season. The owner's credit is fair, but not strong enough for an instant bank loan. **The Solution:** The owner applies for revenue-based financing. She links her business bank account, allowing the lender to analyze her strong monthly online sales. She is approved for a $30,000 loan. **The Outcome:** Glow & Co. secures the discounted inventory, dramatically increasing its profit margin for the fourth quarter. The loan is repaid through small, fixed daily ACH withdrawals over the next six months. The return on the investment far exceeded the cost of the financing.

Pro Tip: Always calculate the potential return on investment (ROI) before accepting a loan. Fast, higher-cost capital is best used for opportunities where the profit significantly outweighs the financing fees.

Comparing No Credit Check Options to Traditional Loans

Understanding the fundamental differences between alternative financing and traditional bank loans is key to making the right choice for your business. The best option depends entirely on your business's financial situation, credit profile, and the urgency of your capital need.
Feature No Credit Check Loans Traditional Bank Loans
Credit Score Requirement Low or no minimum FICO score; based on business revenue. Good to excellent personal and business credit required (typically 680+).
Funding Speed 24-72 hours. Several weeks to a few months.
Application Process Simple online form, minimal documentation (e.g., bank statements). Extensive paperwork, including tax returns, financial statements, and a detailed business plan.
Cost of Capital Higher; typically uses a factor rate (e.g., 1.15 to 1.50). Lower; expressed as an Annual Percentage Rate (APR).
Repayment Structure Short-term (3-24 months) with daily or weekly payments. Long-term (2-10+ years) with monthly payments.
Collateral Requirement Usually unsecured, though a general lien on business assets may be required. Often requires specific collateral, such as real estate or equipment.
Ideal Use Case Emergency expenses, inventory opportunities, bridging cash flow gaps. Long-term expansion, business acquisition, major equipment purchases.
As this comparison shows, the two types of financing serve very different purposes. A CNBC report on credit scores emphasizes how a high score is crucial for securing the best terms from traditional lenders. When that's not an option, alternative financing provides a necessary and valuable alternative, not a direct replacement. The goal for many businesses is to use strategic alternative funding to grow and stabilize, eventually improving their financial profile to qualify for traditional loans in the future.

How to Apply - Your Next Steps

If you believe a no credit check business loan is the right fit for your current needs, the application process is designed to be straightforward and fast. By preparing in advance, you can make it even smoother. Here are the steps to take to secure funding with a lender like Crestmont Capital.
1

Gather Your Key Documents

Before you apply, have your essential financial documents ready. This will dramatically speed up the process. You will need:

  • Your last 3 to 6 months of business bank statements.
  • Your business's Employer Identification Number (EIN).
  • A government-issued photo ID.
  • A voided check from your business bank account.
2

Complete the Online Application

Navigate to the lender's website and fill out the secure online application. This typically takes less than 5 minutes. You'll be asked for basic information like your name, business name, phone number, email, desired funding amount, and average monthly sales.

3

Speak with a Funding Specialist

Shortly after you submit your application, a dedicated funding specialist will contact you. They will discuss your business needs, verify your information, and guide you on submitting your documents securely. This is your opportunity to ask any questions you have about the process, terms, and different funding options available.

4

Review and Accept Your Offer

Once your documents are analyzed, the underwriting team will generate a funding offer. Your specialist will present this to you, clearly explaining the approved amount, the total payback, and the repayment schedule. Take your time to review the contract. Once you are comfortable with the terms, you can sign the agreement electronically.

5

Receive Your Funds

After the signed agreement is received, the final step is the transfer of funds. In most cases, the capital will be wired directly into your business bank account within a few hours, and almost always within one business day. You can then put the money to work for your business immediately.

Ready to See What Your Business Qualifies For?

The application is free, fast, and won't impact your credit score. Find out your funding options in minutes.

Apply Now →

Frequently Asked Questions

Do "no credit check" business loans actually exist? +

The term usually means there is no "hard" credit inquiry that affects your credit score. Most lenders will perform a "soft" credit pull to get a general overview, but the lending decision is based primarily on your business's revenue and cash flow, not your FICO score.

What is the minimum credit score required? +

For most alternative financing products like MCAs or revenue-based loans, there is often no strict minimum credit score. Lenders are more concerned with your business's financial health. It's possible to get approved with a score below 550, provided your business has strong, consistent revenue.

How much funding can I get with no credit check? +

The amount you can borrow is directly tied to your monthly revenue. Typically, businesses can qualify for an amount equal to 75% to 200% of their average monthly sales. For example, a business with $50,000 in consistent monthly revenue might qualify for a loan between $37,500 and $100,000.

How quickly can I receive the funds? +

One of the biggest advantages is speed. The entire process, from application to funding, can often be completed within 24 to 48 hours. Crestmont Capital even offers same-day business loans for qualified applicants who submit their information early in the day.

What documents are required to apply? +

The documentation is minimal compared to a bank loan. You will typically need your last 3-6 months of business bank statements, a government-issued ID, and a voided business check. For MCAs, you may also need your most recent credit card processing statements.

Are these loans more expensive than traditional bank loans? +

Yes, they are generally more expensive. The higher cost, often expressed as a factor rate instead of an APR, reflects the increased risk the lender takes by not relying on credit scores and by providing funds so quickly. It's a trade-off for speed and accessibility.

What is a factor rate and how does it work? +

A factor rate is a fixed fee expressed as a decimal, like 1.20 or 1.45. To calculate your total repayment amount, you simply multiply the loan amount by the factor rate. For example, a $10,000 loan with a 1.25 factor rate would have a total repayment of $12,500 ($10,000 x 1.25).

Can a startup business get a no credit check loan? +

It can be challenging. Because these loans are based on historical revenue, a brand-new business with no sales history will not qualify. Most lenders require a minimum of six months to one year in business and a consistent record of deposits into a business bank account.

Will taking out one of these loans hurt my credit score? +

The application process itself should not hurt your score, as it involves a soft pull. However, defaulting on the loan could lead to collections activity, which would negatively impact your credit. Making payments on time, as agreed, will have no negative effect.

Can this type of loan help build my business credit? +

It depends on the lender. Some alternative lenders report your payment history to business credit bureaus like Dun & Bradstreet, which can help build your business credit profile over time. If this is a priority for you, it's important to ask the lender about their reporting practices upfront.

What if my business has a recent bankruptcy? +

An open or recently discharged bankruptcy is one of the few things that can be an automatic disqualifier for most lenders, even in the alternative space. Most require that a bankruptcy be discharged for at least one to two years before they will consider an application.

How are repayments made? +

Repayments are typically automated. For a revenue-based loan or short-term loan, a fixed amount is withdrawn from your business bank account daily or weekly via ACH. For a merchant cash advance, a percentage of your daily credit card sales is automatically remitted to the lender.

Are there any restrictions on how I can use the funds? +

Generally, no. Unlike some specific-use loans (like equipment financing), funds from an MCA or revenue-based loan can be used for any legitimate business purpose. This includes covering payroll, purchasing inventory, launching a marketing campaign, managing cash flow, or paying for unexpected repairs.

What is the difference between a Merchant Cash Advance and a loan? +

Legally, a Merchant Cash Advance (MCA) is not a loan. It is a commercial transaction where a business sells a portion of its future revenue at a discount. Because it's not a loan, it is not subject to the same state usury laws, and its cost is expressed with a factor rate rather than an APR. This structure is what allows for its flexible, percentage-based repayment model.

Is collateral required to get a no credit check business loan? +

Most no credit check business loans are unsecured, meaning you do not have to pledge specific assets like property or equipment as collateral. However, most lenders will require a personal guarantee and place a general UCC lien on your business assets, which gives them a claim on those assets in the event of a default.

Disclaimer: The information provided in this article is for general educational purposes only and is not financial, legal, or tax advice. Funding terms, qualifications, and product availability may vary and are subject to change without notice. Crestmont Capital does not guarantee approval, rates, or specific outcomes. For personalized information about your business funding options, contact our team directly.
View full post