The aesthetics and wellness industry is booming—but launching or scaling a med spa requires a serious investment in cutting-edge tools. From cosmetic lasers to microdermabrasion machines, many business owners turn to medical spa equipment financing to grow without exhausting their cash flow.
Can medical spas finance equipment like lasers and microdermabrasion machines?
Yes, med spas can finance equipment such as lasers, microdermabrasion units, and aesthetic systems through leasing and equipment loan programs.
With top-tier med spa equipment ranging from $10,000 to over $250,000, financing allows you to:
Launch or expand faster without massive upfront costs
Preserve capital for marketing, staffing, and product inventory
Access premium technology to stay competitive
Bundle training, maintenance, and accessories into one payment
Write off lease or loan payments for tax benefits
Related: How Equipment Financing Can Boost Your Company’s Cash Flow
Most reputable lenders will finance both new and refurbished equipment, including:
IPL and aesthetic lasers (hair removal, skin rejuvenation, tattoo removal)
Microdermabrasion and hydrodermabrasion machines
RF skin tightening systems
Body contouring and cellulite reduction devices
LED light therapy panels
Facial steamers and multifunction facial systems
Cryotherapy machines and oxygen infusion tools
✅ Financing may also include installation, service contracts, and certification training.
Fixed interest rates and repayment terms (24–72 months)
Equipment is yours after final payment
Great for long-term investments like lasers or RF machines
Lower upfront costs and flexible end-of-term options
Return, upgrade, or purchase equipment at lease-end
Ideal for tech that evolves quickly (like aesthetic lasers)
May include bundled promotions or service add-ons
Fast application, but always compare with independent lenders
Best for spas with seasonal or inconsistent revenue
Lower approval barriers than traditional loans
Tip: Choose lenders experienced in aesthetic and med spa financing for more flexible underwriting.
| Equipment Type | Estimated Cost | Financing Term | Monthly Payment |
|---|---|---|---|
| Diode Laser Hair Removal | $75,000 | 60 months | ~$1,395/month |
| Microdermabrasion Machine | $15,000 | 48 months | ~$335/month |
| Body Contouring System | $48,000 | 60 months | ~$895/month |
To get approved for med spa equipment financing, most lenders require:
Business license or EIN
Vendor quote or invoice
Personal and/or business credit score (typically 600–650+)
3–6 months of bank statements (or business plan if you're launching)
Proof of industry certification or licensure (when applicable)
Loans for full ownership of high-value equipment
Leases for lower upfront costs and upgrade flexibility
Vendor financing for bundled promotions
Revenue-based financing for spas with variable income
In the aesthetics business, modern equipment = client confidence. Whether you're offering laser facials, body sculpting, or anti-aging treatments, the right financing plan helps you grow faster, deliver better results, and protect your cash reserves.
Ready to upgrade your aesthetic services?
Explore leasing and loan options now for lasers, microdermabrasion systems, and other med spa essentials—without the upfront burden.