As your e-commerce business scales, so does the complexity of your order fulfillment. Whether you’re operating out of a small facility or a full distribution center, investing in the right warehouse equipment is critical to keeping your logistics efficient and your customers happy.
But this kind of infrastructure doesn’t come cheap. Fortunately, there are several ways to fund your e-commerce business’s warehouse equipment without draining your working capital.
E-commerce businesses
can fund warehouse equipment using equipment financing, leasing, SBA loans, or business lines of credit with flexible repayment terms.
The efficiency of your warehouse directly affects:
Order fulfillment speed
Inventory accuracy
Shipping costs
Customer satisfaction
Scalability during peak seasons
By upgrading your tools and systems, you gain a competitive edge and prepare for sustainable long-term growth.
You can finance or lease nearly every major category of warehouse equipment, including:
Pallet jacks and forklifts
Conveyor systems
Order pickers and reach trucks
Lift tables and dock equipment
Industrial shelving and racking
Mezzanine platforms
Rolling carts and totes
Stackable bins
Barcode scanners and printers
RFID tracking systems
Warehouse management software (WMS)
Labeling machines
Mobile computers and tablets
Related: Financing Inventory Management Software and Technology
Best for purchasing physical assets (like forklifts or racking)
Fixed monthly payments over 2–7 years
Own the equipment at the end
Ideal if you want to upgrade tech frequently
Lower upfront costs
Option to purchase or return at end of lease
Can fund large build-outs and equipment bundles
Best for established businesses with strong credit
Great for ongoing or phased purchases
Revolving credit
with flexible use
Only pay interest on what you use
Tip: Choose the option that aligns best with your growth stage and equipment lifespan.
| Equipment Type | Retail Cost | Estimated Monthly (60 mos) |
|---|---|---|
| Electric pallet jack | $7,500 | ~$140–$160/month |
| Industrial racking system | $25,000 | ~$450–$500/month |
| Barcode scanner fleet | $12,000 | ~$215–$250/month |
| Basic conveyor line | $40,000 | ~$700–$750/month |
Most lenders require:
Business license or EIN
Equipment quote or invoice
Business bank statements (3–6 months)
Credit score
(600+ preferred)
Time in business (startups may qualify with a guarantor or business plan)
You can get warehouse equipment financing from:
Specialty equipment financing companies (e.g., Crest Capital, National Funding)
Online lenders and marketplaces (e.g., Lendio, Fundera)
Banks and SBA-approved lenders
Vendors or manufacturers with in-house financing
Tech platforms for fulfillment software with hardware bundles
Finance or lease racking, forklifts, scanners, and more
Use equipment loans, leases, or SBA loans
Scale fulfillment without cash flow strain
Every e-commerce success story is backed by logistics that work. Whether you’re launching a new fulfillment space or upgrading to handle increased demand, funding your warehouse equipment is a strategic move—not a cost.
Leverage financing to get the tools you need today, and let your operations scale as fast as your sales.
Ready to upgrade your fulfillment center?
Apply now for warehouse equipment financing—with competitive rates, flexible terms, and fast approvals tailored for e-commerce growth.