Crestmont Capital Blog

How to Finance Audio-Visual Gear for Weddings and Events

Written by Mariela Merino | August 20, 2025

How to Finance Audio-Visual Gear for Weddings and Events

High-quality audio-visual (AV) equipment—from microphones and speakers to projectors, LED walls, and lighting systems—is essential for weddings, corporate events, and large celebrations. But for many businesses, the upfront cost of AV gear can be overwhelming. The good news is that there are flexible financing options that can help you acquire the equipment you need without draining your capital.

 

Why AV Equipment Financing Matters

AV gear is one of the largest investments for event rental companies, DJs, wedding planners, and production houses. Buying everything upfront can cost $10,000–$100,000+, depending on the size of your business. Financing allows you to:

  • Access professional-grade equipment immediately

  • Spread costs into manageable monthly payments

  • Stay competitive by upgrading to newer tech as needed

  • Preserve cash flow for staffing, marketing, and operations

Funding Options for AV Gear

1. Equipment Financing Loans

  • Borrow the cost of your AV gear (e.g., speakers, mixers, projectors).

  • The equipment itself acts as collateral.

  • Typical repayment: 2–5 years.

  • Best for: Businesses that want ownership from the start.

2. Leasing AV Equipment

  • Rent equipment for a fixed term (1–5 years).

  • Lower upfront costs compared to buying.

  • Option to upgrade gear as technology evolves.

  • Best for: Companies that frequently update equipment or handle seasonal work.

3. Business Line of Credit

  • Flexible funding for smaller AV purchases like microphones, lights, or cables.

  • Reusable credit line for ongoing needs.

  • Best for: Covering both equipment and working capital.

4. SBA and Bank Loans

  • SBA 7(a) loans can cover large AV packages or full production setups.

  • Competitive interest rates but require strong credit and documentation.

  • Best for: Established businesses expanding inventory.

5. Vendor Financing Programs

  • Some AV suppliers offer in-house financing.

  • Simplifies the process since you buy and finance through one provider.

  • Best for: Startups with limited access to traditional loans.

Example Cost Breakdown

Imagine an event production company needs to acquire:

  • Professional sound system: $20,000

  • Projectors & screens: $15,000

  • Lighting package: $10,000

  • Video gear & cameras: $25,000

Total Cost: $70,000

With equipment financing at 8% over 5 years, monthly payments would be about $1,420.
If the company earns $5,000–$10,000 per month in AV rentals, financing makes expansion much more affordable.

Tips for Financing AV Gear

✔ Start with high-demand essentials (sound systems, projectors) before luxury add-ons.
✔ Compare leasing vs. buying to see which aligns with your long-term growth.
✔ Bundle multiple pieces of equipment into one financing package for better terms.
✔ Track ROI per equipment type—know which rentals bring the fastest payback.

Final Thoughts

Investing in professional audio-visual gear for weddings and events can elevate your business and attract high-paying clients. With financing and leasing options, you don’t have to wait years to afford the right equipment. Instead, you can grow your rental inventory, expand your services, and generate consistent event income—without straining your budget.