Barbershops are no longer just about clippers and chairs—they're evolving into highly branded, experience-driven spaces. Whether you're launching your first location or upgrading a long-standing shop, financing barbershop equipment and renovations can help you create a high-end experience without paying everything upfront.
From classic barber chairs and wall-mounted mirrors to reception furniture and lighting, there are flexible funding options to bring your dream barbershop to life—without draining your cash flow.
Yes! Barbershops can finance chairs, clippers, mirrors, lighting, and full renovations through equipment loans, leasing programs, or small business funding.
Barbershop equipment and buildouts can easily run between $10,000 and $75,000+, depending on size and design. Financing offers key advantages:
Preserve working capital for inventory, payroll, and rent
Spread costs over time with fixed monthly payments
Access high-quality equipment and furnishings sooner
Possibly deduct payments as business expenses (check with your CPA)
Avoid debt stacking by using specialized lenders or lease providers
Related: Leasing Salon Equipment: Chairs, Stations, and Shampoo Units
Professional barber chairs
Clippers, trimmers, blow dryers
Workstations and styling stations
Mirrors, towel warmers, and sinks
POS systems and front desk hardware
Flooring and lighting upgrades
Paint, cabinetry, and shelving
Waiting area furniture
Signage, branding, and window treatments
Security systems and keyless entry
Tip: Many lenders allow bundled packages—so you can finance both equipment and renovation work together.
| Project or Equipment | Estimated Cost | Monthly (60 mos) |
|---|---|---|
| 2 barber chairs + 2 stations | $8,000 | ~$145–$170/month |
| Mid-size shop renovation + gear | $25,000 | ~$450–$520/month |
| Full build-out + branding | $60,000 | ~$1,050–$1,200/month |
Great for chairs, clippers, sinks, and workstations
Fixed terms, low-interest rates, and equipment ownership at the end
Ideal for barbershop owners who want to keep costs low and upgrade every few years
End-of-term options include buyout, renewal, or upgrade
SBA 7(a), microloans, or working capital loans
Can be used for full renovations and soft costs (like branding and permits)
Some barbershop equipment manufacturers offer in-house leasing or partner with third-party lenders
Best for phased upgrades or ongoing small renovations
Flexible access to funds without reapplying each time
Lenders typically ask for:
Business license or EIN
Equipment quotes or renovation bids
3–6 months of business bank statements
Credit score (600+ preferred)
Personal guarantor for startups or new shops
Finance barber chairs, tools, mirrors, and build-outs
Use equipment loans, leases, SBA loans, or credit lines
Get flexible monthly payments and preserve working capital
Your barbershop is more than a service—it's a brand, a vibe, and a long-term business asset. With the right financing, you can create a space that’s stylish, functional, and profitable—without sacrificing your cash reserves.
Ready to upgrade your barbershop?
Apply now for barbershop equipment and renovation financing and transform your space into a top-tier grooming destination with flexible, affordable monthly payments.